SPECIAL REPORT: Navigating the Challenges of Retirement

Is Retirement Still Possible This Year? | Social Security Optimization If You Save More Than $250,000 | Protect Your Retirement: 7 Things You Can Do Right Now Created for {EMAIL} | [Web Version]( April 14, 2023 CONNECT WITH KIPLINGER  [LinkedIn]( [Facebook]( [Twitter]( [Youtube]( [Instagram]( Kiplinger Today [SIGN UP]( ⋅ [SHARE]( [] Top Story [] [Is Retirement Still Possible This Year?]( [Is Retirement Still Possible This Year?]( (Getty Images) Given market volatility since the end of 2021, many who planned to retire in 2023 are taking a pause. CFP Nicolas J. Toman offers [3 timely tips]( to get your retirement mojo back. [] Social Security [] [Social Security Optimization If You Save More Than $250,000]( Social Security Optimization If You Save More Than $250,000 (Getty Images) When you choose to take benefits will make a difference in how your income and assets play out over many years. Knowing this, wealth planner Michael Decker [explores several scenarios](. [Keep More of Your Retirement Savings]( You've worked hard to build up a nest egg and Vanguard advisors are here to help. With their support and guidance, you can feel more confident that the assets you've built up will last. [Take the first step with Vanguard today.]( Paid non-client promotion ADVERTISEMENT [] Retirement Planning [] [Protect Your Retirement: 7 Things You Can Do Right Now]( [Protect Your Retirement: 7 Things You Can Do Right Now]( (Getty Images) It's never been a good idea to "wing" retirement. Investment adviser Jessica Cervinka [lays out the 7 pillars]( of a proactive retirement plan built to protect your future. [] Pensions [] [Can My Pension Trigger a Retirement Tax Bomb?]( [Can My Pension Trigger a Retirement Tax Bomb?]( (Getty Images) [Key planning strategies]( like asset location and Roth conversions can dramatically reduce the taxes you pay throughout retirement and your heirs’ tax liability, investment adviser David McClellan writes. [] Financial Planning [] [4 Steps to Help You Have a Comfortable Retirement]( Planning for retirement can be daunting, but the plan is what makes it more likely you’ll get to spend retirement relaxing and doing the things you love, writes financial planner Tony Drake. [Read More]( [Meet the Advisors That Are Helping More Investors]( Our advisors are fiduciaries, and they don't earn commissions - so you can trust they'll always put your interests first. You get advice that's tailored to your unique goals. [Take the first step with Vanguard today.]( Paid non-client promotion ADVERTISEMENT [] Taxes [] [State-by-State Guide to Taxes on Retirees]( See how each state treats retirees when it comes to income, sales, property, and other taxes. [Read More]( ABOUT KIPLINGER When we write about money, we get it right. So the decisions you make with your dollars are also right. Since 1920, Kiplinger has earned a reputation as a trusted provider of unbiased financial advice, objective business and economic forecasts, and practical help to millions of business professionals, investors, and individuals seeking to make more profitable decisions with their money. Our [flagship publications]( include Kiplinger’s Personal Finance magazine, The Kiplinger Letter, The Kiplinger Tax Letter, Kiplinger’s Retirement Report, and Kiplinger’s Investing for Income. All are regarded as the leading publications in their respective fields. Every day, millions of readers rely on our [free e-newsletters]( and [podcasts]( for help on everything from getting the best rate on a mortgage or car loan, to managing their businesses in an uncertain world, avoiding an IRS audit, building wealth for a secure retirement, or investing wisely in any kind of market. Now it’s your turn to reap all the rewards Kiplinger has to offer. Visit [Kiplinger.com](, your gateway to all of the above and much more. Check in any time for our latest advice on how to make more money, and keep more of the money you make. Stay right on the money, with Kiplinger. [Kiplinger]( [Sign Up]( | [Print Publications]( | [Unsubscribe]( [Privacy Policy]( | [Cookies Policy]( | [Terms and Conditions]( CONTACT US: [FEEDBACK](mailto:kiplingertoday@smartbrief.com) | [ADVERTISE]( Future US LLC © Full 7th Floor, 130 West 42nd Street, New York, NY, 10036