Experts urge identity protection coverage

Experts urge identity protection coverage | Equifax claimants need proof of credit monitoring | Smartphones can be a gold mine for identity thieves Created for {EMAIL} | [Web Version]( September 19, 2019 [Data Security & Privacy SmartBrief]( [Data Security & Privacy SmartBrief]( [SIGN UP]( ⋅ [FORWARD]( ⋅ [ARCHIVE]( [] Top Story [] [Experts urge identity protection coverage]( Credit freezes are considered an essential step in identity theft protection, but they are only one part of the picture. Given that data breaches often involve stealing personal information such as Social Security numbers, which can be used for various forms of fraud that don't involve credit accounts, experts recommend extra measures, including the purchase of identity theft protection coverage. [Consumer Reports online]( (9/16) [] Data Security & Privacy [] [Equifax claimants need proof of credit monitoring]( People trying to claim money from the $700 million settlement in the Equifax data breach are being asked to prove they have credit monitoring before they can qualify for the $125 payment. Meanwhile, the Federal Trade Commission says the 10 years of credit monitoring offered in the settlement is a better choice than the cash. [MarketWatch]( (9/11) [LinkedIn]( [Twitter]( [Facebook]( [Email]( [] [Smartphones can be a gold mine for identity thieves]( Smartphones are one tool scammers use to commit identity theft, via a fraud known as "SIM swapping." By pretending to be a customer and persuading a phone company to port a number to a new phone, the fraudster gains access to all data stored in the card and can receive two-factor authentication codes sent via text. [Lifehacker]( (9/16) [] - [Warning signs of identity theft]( MSN (9/16) [] - [Troops to get free credit monitoring]( Dover Post (Del.) (9/16) [] Cyber Risk [] [Could today's proud parents be tomorrow's ID fraud enablers?]( Investment bank Barclays estimates that "sharenting" -- in which parents share information on social media about their children, such as names, ages and birthdates -- will lead to two-thirds of identity fraud incidents those children face by 2030. Other risks include hacking, data broker profiling and facial recognition tracking. [Lifehacker]( (9/18) [LinkedIn]( [Twitter]( [Facebook]( [Email]( [] By the Numbers [] [Free credit monitoring for 2.5M hit by FEMA data sharing]( Free credit monitoring for 2.5M hit by FEMA data sharing (Pixabay) The Federal Emergency Management Agency is providing 18 months of free credit monitoring for any of the 2.5 million people who survived natural disasters and whose data was shared with a third party. For 1.8 million of those people, the shared data includes banking information. [WFLA-TV (Tampa, Fla.)]( (9/14) [LinkedIn]( [Twitter]( [Facebook]( [Email]( [] Practice & Policy [] [Tech companies fail to dilute landmark Calif. data privacy law]( The California Consumer Protection Act, set to take effect Jan. 1, will let consumers demand disclosure of the data that companies gather about them, and it also will enable consumers to request the deletion of such data. The state has resisted big tech companies' efforts to limit the impact of the law, which will affect companies including those outside California that sell to residents of the state. [Fortune]( (9/13) [LinkedIn]( [Twitter]( [Facebook]( [Email]( [] [2 N.Y. laws could enhance data privacy, security]( The Stop Hacks and Improve Electronic Data Security Act, recently signed by New York's governor, expands the obligations businesses have for protecting personal data and for notifying others in the event of a breach. The Identity Theft Prevention and Mitigation Services Act, signed on the same day, adds responsibilities for credit reporting agencies. [The National Law Review/Ogletree, Deakins, Nash, Smoak & Stewart]( (9/18) [LinkedIn]( [Twitter]( [Facebook]( [Email]( [] [] Only a burning patience will lead to the attainment of a splendid happiness. Pablo Neruda, poet, diplomat, politician, Nobel Prize winner [LinkedIn]( [Twitter]( [Facebook]( [Email]( Learn more about AllClear ID: [About AllClear ID]( [Sign Up]( [SmartBrief offers 200+ newsletters]( Subscriber Tools: [Manage Subscriptions]( [Update Your Profile]( [Unsubscribe]( [Send Feedback](mailto:allclear@smartbrief.com) [Archive]( [Search]( Contact Us: Editor - [Sarah Nessel](mailto:allclear@smartbrief.com) Mailing Address: SmartBrief, Inc.®, 555 11th ST NW, Suite 600, Washington, DC 20004 © 1999-2019 SmartBrief, Inc.® [Privacy Policy (updated May 25, 2018)]( | [Legal Information]( Â