SPECIAL REPORT: Your Contemporary Guide to Retirement Planning

How Much Money Do You Really Need to Save for Retirement? | Learn How to Avoid Regret in Retirement with These Four Tips | Is Your IRA an IOU to the IRS? Discover These Three Powerful Retirement Tax Strategies Created for {EMAIL} | [Web Version]( July 5, 2024 CONNECT WITH KIPLINGER  [LinkedIn]( [Facebook]( [X]( [Youtube]( [Instagram]( Kiplinger Today [SIGN UP]( ⋅ [SHARE]( [] Top Story [] [How Much Money Do You Really Need to Save for Retirement?]( [How Much Money Do You Really Need to Save for Retirement?]( (Getty Images) You need the right amount of money set aside to retire, but the reality is each person needs a different number. What’s enough for someone may not be enough for another, and vice versa. [Here’s how to determine your own perfect financial target for retirement](. [] Successful Retirement Planning [] [Learn How to Avoid Regret in Retirement with These Four Tips]( [Learn How to Avoid Regret in Retirement with These Four Tips]( (Getty Images) Making financial plans for decades into the future can be daunting, but attorney Patrick Simasko says [focusing your efforts is key to achieving freedom, financial and otherwise, in your golden years](. [This Billion Dollar Startup Wants to Help You Retire]( This Princeton grad's startup raised $161 million to help people plan for retirement. If you're one of the whopping 110 million Americans over the age of 50, or wisely planning ahead, SmartAsset's no-cost tool can help match you with up to 3 vetted financial advisors. [Learn more]( ADVERTISEMENT [] Retirement Accounts [] [Is Your IRA an IOU to the IRS? Discover These Three Powerful Retirement Tax Strategies]( [Is Your IRA an IOU to the IRS? Discover These Three Powerful Retirement Tax Strategies]( (Getty Images) Retirement savings in traditional accounts like IRAs, 401(k)s, and 403(b)s may be worth less than expected due to taxes. Investment adviser William Decker [underscores the necessity of tax planning and provides strategies to help retirees maximize their nest egg](. [] Personal Finance [] [What Happens Financially When You Work One More Year?]( [What Happens Financially When You Work One More Year?]( (Getty Images) [An extra year of work]( can “move the needle” and change the landscape of your impending retirement. It adds more income and reduces the cost of your retirement. CFP Andrew Rosen gets into the details using financial modeling to provide an understanding of your finances and financial decisions. [] Annuities [] [Annuities and Tax Planning Could Boost Your Retirement Income]( Smart planning takes advantage of the tax benefits of lifetime income protection through annuities. But wait, investment adviser Jerry Golden writes, there's more. [Read More]( [Vanguard vs. Fidelity vs. Schwab]( Who are you partnered with? It's no secret these could be considered three of the most popular brokerage firms. But they stack up slightly differently when it comes to fees and their specific suite of services. Learn more about who should work with Vanguard, Fidelity, and Schwab. [See the comparison]( ADVERTISEMENT [] The Sunshine State [] [10 Reasons You Don't Want to Retire in Florida]( Considering Florida for retirement? You might want to think again. From the high population of baby boomers and invasive critters to the state's quirky reputation, there are several factors to consider. [Read More]( ABOUT KIPLINGER When we write about money, we get it right. So the decisions you make with your dollars are also right. Kiplinger is a trusted provider of unbiased financial advice, objective business and economic forecasts, and practical help to millions of business professionals, investors, and individuals seeking to make more profitable decisions with their money. Our [flagship publications]( include [Kiplinger Personal Finance]( magazine, [The Kiplinger Letter]( [The Kiplinger Tax Letter]( [Kiplinger Retirement Report]( and [Kiplinger Investing for Income.]( All are regarded as the leading publications in their respective fields. Every day, millions of readers rely on our [free e-newsletters]( for help on everything from getting the best rate on a mortgage or car loan, to managing their businesses in an uncertain world, avoiding an IRS audit, building wealth for a secure retirement, or investing wisely in any kind of market. Now it’s your turn to reap all the rewards Kiplinger has to offer. Visit [Kiplinger.com](, your gateway to all of the above and much more. Check in any time for our latest advice on how to make more money, and keep more of the money you make. Stay right on the money, with Kiplinger. [Kiplinger]( [Sign Up]( | [Print Publications]( | [Unsubscribe]( [Privacy Policy]( | [Cookies Policy]( | [Terms and Conditions]( CONTACT US: [FEEDBACK](mailto:kiplingertoday@smartbrief.com) | [ADVERTISE]( [Future]( Future US LLC © Full 7th Floor, 130 West 42nd Street, New York, NY, 10036