SPECIAL REPORT: A Growing Global Financial Concern — Longevity

For Longevity Protection, Consider a QLAC | Three Ways to Ensure Your Money Lasts in Retirement | Six Tax Breaks That Get Better With Age Created for {EMAIL} | [Web Version]( June 21, 2024 CONNECT WITH KIPLINGER  [LinkedIn]( [Facebook]( [X]( [Youtube]( [Instagram]( Kiplinger Today [SIGN UP]( ⋅ [SHARE]( [] Top Story [] [For Longevity Protection, Consider a QLAC]( [For Longevity Protection, Consider a QLAC]( (Getty Images) Many may actually outlive their retirement funds, writes investment adviser Jerry Golden. To prevent this, look into a qualifying longevity annuity contract (a QLAC). This type of deferred income annuity will [help you set up a guaranteed lifetime income in your golden years](. [] Successful Retirement Planning [] [Three Ways to Ensure Your Money Lasts in Retirement]( [Three Ways to Ensure Your Money Lasts in Retirement]( (Getty Images) It’s impossible to predict your lifespan, but you can prepare your retirement fund for any eventuality. [Consider making these money moves]( before retirement to ensure you have the proper financial setup for any length of time, says retirement expert Kelly LaVigne. [Vanguard vs. Fidelity vs. Schwab]( Who are you partnered with? It's no secret these could be considered three of the most popular brokerage firms. But they stack up slightly differently when it comes to fees and their specific suite of services. Learn more about who should work with Vanguard, Fidelity, and Schwab. [See the comparison]( ADVERTISEMENT [] Solo Longevity [] [Six Tax Breaks That Get Better With Age]( [Six Tax Breaks That Get Better With Age]( (Getty Images) Did you know that several tax credits, deductions and rules hinge on your age? Knowing which tax regulations and benefits link to which ages can aid in tax planning and potentially [reduce your tax burden]( before and during retirement. [] Personal Finance [] [Is 100 the New 70?]( [Is 100 the New 70?]( (Getty Images) Eating well, exercising, getting plenty of sleep and managing chronic stress can help make you a SuperAger. Financial professional Phil Wright [points out that funding that long life requires longevity literacy, though](. [] Health & Wealth [] [Blue Zones: A Blueprint for Adapting Health and Financial Security into Longevity]( Many of the tactics used to increase longevity in "blue zones" are replicable, and as people age longer, habits and financial planning need to adapt accordingly. [Read More]( [7 Secrets About Hiring a Financial Advisor]( Working with a financial advisor can be a crucial part of any healthy retirement plan. But choosing the wrong one could wreak havoc. Check out these 7 secrets comfortable retirees know about hiring an advisor, so you can work to potentially save years of stress. [See the list]( ADVERTISEMENT [] Smart Financial Planning [] [Helping Widows Rebuild Financial Stability]( The loss of a spouse is overwhelming, and can often lead to financial problems, especially later in life. As couples age, they should consider preparing for this difficult stage so that they’re not financially stuck after a death. Financial planner Stacy Francis breaks down four steps to get you on track. [Read More]( ABOUT KIPLINGER When we write about money, we get it right. So the decisions you make with your dollars are also right. Kiplinger is a trusted provider of unbiased financial advice, objective business and economic forecasts, and practical help to millions of business professionals, investors, and individuals seeking to make more profitable decisions with their money. Our [flagship publications]( include [Kiplinger Personal Finance]( magazine, [The Kiplinger Letter]( [The Kiplinger Tax Letter]( [Kiplinger Retirement Report]( and [Kiplinger Investing for Income.]( All are regarded as the leading publications in their respective fields. Every day, millions of readers rely on our [free e-newsletters]( for help on everything from getting the best rate on a mortgage or car loan, to managing their businesses in an uncertain world, avoiding an IRS audit, building wealth for a secure retirement, or investing wisely in any kind of market. Now it’s your turn to reap all the rewards Kiplinger has to offer. Visit [Kiplinger.com](, your gateway to all of the above and much more. Check in any time for our latest advice on how to make more money, and keep more of the money you make. Stay right on the money, with Kiplinger. [Kiplinger]( [Sign Up]( | [Print Publications]( | [Unsubscribe]( [Privacy Policy]( | [Cookies Policy]( | [Terms and Conditions]( CONTACT US: [FEEDBACK](mailto:kiplingertoday@smartbrief.com) | [ADVERTISE]( [Future]( Future US LLC © Full 7th Floor, 130 West 42nd Street, New York, NY, 10036