SPECIAL REPORT: Keep the Cash Flowing and Protected

How Do You Build Wealth? Seven Critical Steps | Wall Street's Top Stocks | How to Create a Reliable Retirement Paycheck Created for {EMAIL} | [Web Version]( April 12, 2024 CONNECT WITH KIPLINGER  [LinkedIn]( [Facebook]( [X]( [Youtube]( [Instagram]( Kiplinger Today [SIGN UP]( ⋅ [SHARE]( [] Top Story [] [How Do You Build Wealth? Seven Critical Steps]( [How Do You Build Wealth? Seven Critical Steps]( (Getty Images) Rules of thumb, one-size-fits-all ideas and trendy tips don’t build wealth, but [a strategy tailored for you]( will help ensure you’re well-prepared for the future, writes chartered financial consultant Brian Skrobonja. [] Hot Stocks [] [Wall Street's Top Stocks]( [Wall Street's Top Stocks]( (Getty Images) Kiplinger's annual best stocks to buy have been building our reader’s portfolios since 2012. With the market trends and insights, [our investing experts have found the eight best stocks to buy](. [Don't Bet Your Retirement on the Stock Market. Follow these 4 Tips]( If your retirement savings are in the stock market, you need to manage your risks. Here are four tips to consider in a plan for income: 1. Lifetime annuities 2. High dividend portfolio 3. Balanced portfolio for IRA withdrawals 4. Conservative estimate of market performance Go2Income plans average a starting income of 5.5% – following this advice. Get your number with a complimentary Go2Income plan today. [Order Your Plan]( ADVERTISEMENT [] Successful Retirement Planning [] [How to Create a Reliable Retirement Paycheck]( [How to Create a Reliable Retirement Paycheck]( (Getty Images) Too many people prepare for retirement for years yet ultimately have no idea how to turn their nest egg into the income they will need to get by. Wealth manager Thomas Diorio discusses key do's and don'ts (plus a never) for [when it comes time to create your retirement income plan](. [] Dividend Stocks [] [Six Best Cash Cows You Can Buy]( [Six Best Cash Cows You Can Buy]( (Getty Images) Any company with a 20% or greater FCF (free cash flow) margin can be considered a cash cow. These tend to be the best dividend stocks, consistently growing their payouts and earnings per share over time. With that in mind, Kiplinger’s investing experts [have updated this list, all with high FCF margins and yield](. [] Personal Finance [] [Three Habits of My Most Successful Wealth Management Clients]( Financial adviser Adam Lampe breaks down the essential habits his most successful clients have in common. These practices are not only about managing money effectively but also about adopting a mindset that fosters growth and long-term success. [Read More]( [Increase your retirement income – and make it last a lifetime]( Income annuities are paying 25%-45% more than last year. By balancing guaranteed income and income-focused investments, you can increase your income, lower your risk and minimize your taxes. We can show you your increase with a complimentary Go2Income plan. [Order Your Plan]( ADVERTISEMENT [] Wealth Creation [] [Be Mindful of Trends and Two Other Vital Investment Tips for This Year]( CFP Michael Aloi makes several recommendations to help investors protect and build their portfolios as we head into a presidential election and face continued uncertainty about interest rates. [Read More]( ABOUT KIPLINGER When we write about money, we get it right. So the decisions you make with your dollars are also right. Kiplinger is a trusted provider of unbiased financial advice, objective business and economic forecasts, and practical help to millions of business professionals, investors, and individuals seeking to make more profitable decisions with their money. Our [flagship publications]( include [Kiplinger Personal Finance]( magazine, [The Kiplinger Letter]( [The Kiplinger Tax Letter]( [Kiplinger Retirement Report]( and [Kiplinger Investing for Income.]( All are regarded as the leading publications in their respective fields. Every day, millions of readers rely on our [free e-newsletters]( for help on everything from getting the best rate on a mortgage or car loan, to managing their businesses in an uncertain world, avoiding an IRS audit, building wealth for a secure retirement, or investing wisely in any kind of market. Now it’s your turn to reap all the rewards Kiplinger has to offer. Visit [Kiplinger.com](, your gateway to all of the above and much more. Check in any time for our latest advice on how to make more money, and keep more of the money you make. Stay right on the money, with Kiplinger. [Kiplinger]( [Sign Up]( | [Print Publications]( | [Unsubscribe]( [Privacy Policy]( | [Cookies Policy]( | [Terms and Conditions]( CONTACT US: [FEEDBACK](mailto:kiplingertoday@smartbrief.com) | [ADVERTISE]( [Future]( Future US LLC © Full 7th Floor, 130 West 42nd Street, New York, NY, 10036