Now Rs. 1.5 Crore life cover @ just Rs. 657/month

  [ICICI Prudential Life Insurance]( [ICICI Prudential Life Insurance](     Ensure complete protection for your loved ones with our term insurance plan ICICI Pru iProtect Smart.     Key Benefits of our Term Insurance Plan A Secure Financial Future Protection up to 99 years of age at affordable rates.2 Assurance of our high claims settlement ratio, 97.8% for FY 19-20.~ 100% Terminal Illnesses3 Benefit Get the full benefit amount as lump sum payout, if diagnosed during policy term; without any extra cost to you. Covers 34 Critical Illnesses## (Optional) Protects you against 34 critical illnesses.Includes cancer of specified severity, heart attack & kidney failure. Accidental Death Benefit9 (Optional) Gives your loved ones a larger payout, in case of death due to accident. Tax Benefits u/s 80C, 80D & 10(10D) Save up to ₹ 54,600^ under 80C and 80D. No taxes on claim amount under 10(10D). Waiver of Premium in case of Disability5 No premiums to be paid if an accident leads to a permanent disability. The policy continues with no disruption.     [CHECK PREMIUM](   Helpful Links [Buying Guide]([Buying Guide]( To help you select the right Term Insurance Plan     [Product Brochure]([Product Brochure]( Learn more about ICICI Pru iProtect Smart       ++The premium of Rs. 657 p.m. has been approximately calculated for a 23 year old healthy male for a life cover of Rs.1.5 crore for the ICICI Pru iProtect Smart – Life Option under the regular income payout option for a policy term of 24 years is Rs.7,669 p.a. (exclusive of all taxes). Goods and Services tax and/or applicable cesses (if any) as per applicable rates will be charged extra. 2The premium of Rs. 490 p.m. has been approximately calculated for a 18 year old healthy male life with monthly mode of payment and premiums paid regularly for the policy term of 18 years with income payout option with Life Cover of Rs 1 crore. Goods and Services tax and/or applicable cesses (if any) as per applicable rates will be charged extra. ~This is computed basis individual claims settled over total individual claims for the financial year. For details, refer to the Annual Report for FY2019-20 on our Website.This is computed basis individual claims settled over total individual claims for the financial year. For details, refer to the Annual Report for FY2019-20 on our Website. ##Critical Illness Benefit (CI Benefit) is optional and available under Life and Health and All in One options. This benefit is payable, on first occurrence of any of the 34 illnesses covered. Only doctor’s certificate confirming diagnosis needs to be submitted. The benefit is payable only on the fulfillment of the definition of the diagnosed critical illness. The CI Benefit, is accelerated and not an additional benefit which means the policy will continue with the Death Benefit reduced by the extent of the CI Benefit paid. The future premiums payable under the policy will reduce proportionately. If CI Benefit paid is equal to the Death Benefit, the policy will terminate on payment of the CI Benefit. To know more in detail about CI Benefit, terms & conditions governing it, kindly refer to sales brochure. CI Benefit term would be equal to policy term or 30 years or (75-Age at entry), whichever is lower. ^Tax benefits of Rs. 54,600(Rs. 46,800 u/s 80C & Rs. 7,800 u/s 80D) is calculated at highest tax slab rate of 31.20%(including cess excluding surcharge as per old tax regime)on life insurance premium u/s 80C of Rs. 1,50,000 and health premium u/s 80D of Rs. 25,000. Tax benefits subject to conditions under Section 80C, 80D,10(10D), 115BAC and other provisions of the Income Tax Act,1961. Good and Service tax and Cesses, if any will be charged extra as per prevailing rates. Tax laws are subject to amendments made thereto from time to time. Please consult your tax advisor for details, before acting on above. 3A Life Assured shall be regarded as Terminally Ill only if that Life Assured is diagnosed as suffering from a condition which, in the opinion of two independent medical practitioners’ specializing in treatment of such illness, is highly likely to lead to death within 6 months. The terminal illness must be diagnosed and confirmed by medical practitioners’ registered with the Indian Medical Association and approved by the Company. The Company reserves the right for independent assessment. 9Accidental Death benefit (ADB) is up to Rs. 2 Crores. ADB is available in Life Plus and All in One options. In case of death due to an accident Accidental Death Benefit will be paid out in addition to Death Benefit. Accidental Death Benefit will be equal to the policy term or (80-Age at entry), whichever is lower. 5On diagnosis of Permanent Disability (PD) due to an accident, the future premiums under your policy for all benefits are waived. To know more about definitions, terms & conditions applicable for permanent disability due to accident, kindly refer sales brochure of ICICI Pru iProtect Smart. © ICICI Prudential Life Insurance Co. Ltd. All rights reserved. Registered with Insurance Regulatory & Development Authority of India (IRDAI) as Life Insurance Company. Regn. No. 105. CIN: L66010MH2000PLC127837. Reg. Off.: ICICI PruLife Towers, 1089 Appasaheb Marathe Marg, Prabhadevi, Mumbai 400025. Tel.: 40391600. Customer helpline number - 1860 266 7766. Timings – 10:00 A.M. to 7:00 P.M., Monday to Saturday (except national holidays). Member of the Life Insurance Council. For more details on the risk factors, term and conditions please read the [product brochure]( carefully before concluding the sale. Trade Logo displayed above belongs to ICICI Bank Ltd & Prudential IP services Ltd and used by ICICI Prudential Life Insurance Company Ltd under license. ICICI Pru iProtect Smart UIN 105N151V06. To unsubscribe, [click here.]( ADVT E/II/2103/2020-21. BEWARE OF SPURIOUS / FRAUD PHONE CALLS IRDAI is not involved in activities like selling insurance policies, announcing bonus or investment of premiums. Public receiving such phone calls are requested to lodge a police complaint. The information contained in this e-mail and any attachments to this message are intended for the exclusive use of the intended recipient and may contain proprietary, confidential or legally privileged information. 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