Earn 10X and 5X Membership Rewards® points* on purchases made at select merchants.

        [American Express](       [10X MEMBERSHIP REWARDS® POINTS ON FLIPKART & UBER, WITH A LOT MORE IN STORE, WHY WAIT?](         10X MEMBERSHIP REWARDS® POINTS ON FLIPKART & UBER, WITH A LOT MORE IN STORE, WHY WAIT?   [Apply now](                 With accelerated rewards on the American Express SmartEarnTM Credit Card, you’ll find yourself closer to the things you love, faster.   Benefits at a glance   • Get ₹500 Cashback in the form of Statement Credit as a Welcome Gift on eligible spends1 of ₹10,000 in the first 90 days of Cardmembership. • Earn 10X* and 5X* Membership Rewards® points* on purchases made at select merchants. • 1 Membership Rewards® point per ₹50 on eligible2 spends. • Get a renewal fee waiver on eligible spends3 of ₹40,000 and more in the previous year of Cardmembership. • Convert purchases into EMIs at the point of sale, at an interest rate as low as 12% p.a. and zero foreclosure charges.   [PARTNERS](   So what are you waiting for? Get started on a life of accelerated rewards.   [Apply now](   Annual fee: ₹495 plus applicable taxes                         Terms and conditions apply. 1. ₹500 cashback as Welcome Gift on eligible spends of ₹10,000 in the first 90 days of Cardmembership. Eligible spends do not include cash advances, express cash transactions, drafts made from the Account, balance transfers and fees. Statement Credit will be given within 10 working days of completion of eligible spends. 2. Earn 1 Membership Rewards® point for every ₹50 spent except for spends on Fuel, Insurance, Utilities and Cash Transactions. 3. Get a renewal fee waiver on eligible spends of ₹40,000 and above in the previous year of Cardmembership. Eligible spends do not include cash advances, express cash transactions, drafts made from the account, balance transfers and fees. *For example, for a spend of ₹50 on an eligible merchant the Cardmember will get 10 Membership Rewards® points (if merchant is under 10X category) and 5 Membership Rewards® points (if merchant is under 5X category). Under 10X category, 10X Membership Rewards® points will be capped at 500 points per month per Card Account for Flipkart and 10X Membership Rewards® points will be capped at 500 points per month per Card Account for Uber. Under 5X category, 5X Membership Rewards® points will be capped at 250 points per month per Card Account for all the merchants put together. Please note that eligible merchant partners may change from time to time. To view the complete list of merchant partners, please visit [www.americanexpress.com/in/pdf/edsmerchants1](. 10X category means Cardmember earns 9 Membership Rewards® points on every ₹50 spent at participating merchant(s) over and above the regular Membership Rewards® points earn rate applicable on the Card Account. For example, an eligible spend of ₹250 will get the Cardmember 5 regular Membership Rewards® points and 45 additional Membership Rewards® points. 5X category means Cardmember earns 4 Membership Rewards® points on every ₹50 spent at participating merchant(s) over and above the regular Membership Rewards® points earn rate applicable on the Card Account. For example, an eligible spend of ₹250 will get the Cardmember 5 regular Membership Rewards® points and 20 additional Membership Rewards® points.   American Express Banking Corp.                                                                             [Unsubscribe Here](