Hereâs how to stay protected You are receiving this email because you signed up to receive emails from True Market Insiders, rebranding to Sector Edge. [Unsubscribe here]( Keep the emails you value from falling into your spam folder. [Whitelist True Market Insiders](. Forgot your login information? Click [here](. EDITORâS NOTE: Iâm sharing some market analysis from the team over at Avalon today. From time to time, I like to give you a behind-the-scenes look at what clients at money management firms come to expect from their investing teams. Hey there, friends â itâs Bill. I canât say I was shocked when I saw these numbers on investorsâ losses in their 401(k) accounts, but it was still pretty disheartening⦠I mean the average 401(k) has lost 23% since last year! If you werenât paying attention before, itâs going to cost you if you donât start watching right now. Check out the free report you can download from Avalon below. It will help you get started earning market-beating returns in your retirement plan account with just four simple moves. Best, Bill Bill Spencer True Market Insiders Dear Reader, If youâve been scared to open your latest quarterly statements, you arenât the only one, in fact, itâs looking like Q4 might be the worst weâve seen yet. CNBC reported today that average 401(k) balances dropped again for the third consecutive quarter â now sinking 23% from a year ago to $97,200. Whatâs worse, IRA balances tanked too â to the tune of 25% year-over-year to $101,900. And as scary as that may be, no one is saying you should STOP saving â in fact, quite the opposite. Because while the market may feel a little scary and out of control, your 401(k) doesnât have to. [When youâre armed with the right plan for your accounts, you can surf the marketâs waves like a pro](. This free guide from the team at Avalon can show you how to quickly ensure youâre doing everything you can to have market-beating returns in your retirement plan account. [Go here now to sign up]( and weâll immediately email you our eBook â Maximize Your 401(k), 403(b), or 457 Plan with Just Four Simple Moves. Youâll also receive a complimentary subscription to Avalon ADAPT where we send you investment tips and ideas to help strengthen your portfolio. Donât wait to get this critical information â the growth of your portfolio could depend on it. Stay safe out there, DISCLAIMER: True Market Insiders sent this to you on behalf of a third party, Avalon, a registered investment advisor. Avalon and True Market Insiders are separate entities. Neither company owns the other. Both companies are owned by Chris Rowe. This article is an advertisement to sign up for a free e-letter called ADAPT, which is published by Avalon. True Market Insiders is NOT a registered investment advisor and is not licensed to give advice. True Market Insiders is a financial publishing firm that broadcasts and publishes educational investment material for educational purposes only. You can [change your preferences here]( DISCLAIMER ©2022 by True Market Insiders, LLC, Protected by copyright laws of the United States and international treaties. This Newsletter may only be used pursuant to the subscription agreement and any reproduction, copying, or redistribution (electronic or otherwise, including on the world wide web), in whole or in part, is strictly prohibited without the express written permission of: True Market Insiders, 7901 4th St. N STE 6113 St. Petersburg, FL 33702. The information contained herein has been prepared without regard to any particular investorâs investment objectives, financial situation, and needs. Accordingly, investors should not act on any recommendation (express or implied) or information in this material without obtaining specific advice from their financial advisors and should not rely on information herein as the primary basis for their investment decisions. True Market Insiders LLC is not an investment advisor and is not licensed to give specific financial advice. The chairman of True Market Insiders, Chris Rowe, is also the CEO, CIO and owner of Rowe Wealth Management LLC, which is not owned by and is not the owner of True Market Insiders. For more detailed information you can click here: [Website]( | [Discourse & Privacy Policy](