Mortgage Market Is Heating Up

[Cycles Trading With Phil Anderson]( Welcome to Cycles Trading with me, Phil Anderson. My aim with this three-day-per-week e-letter is to introduce you to the most powerful knowledge for building wealth. And that’s the 18.6-year real estate cycle and its key relationship to stocks. Every 18.6 years, property, economy, and stock markets move through a repeating series of peaks and troughs – like clockwork. And the market has followed this cycle for over 200 years. Using this knowledge, I’ve been able to forecast every major market move over my 34-year career. If this is your first time tuning in, catch up on my[background]( how I [predict the markets]( and how I’ll help you avoid [false alarms]( from the mainstream media. Mortgage Market Is Heating Up By Phil Anderson, Editor, Cycles Trading with Phil Anderson In April, I said that [now is the best time to buy a home]( whether a new or a previously owned one. I saw several reasons to be optimistic about the housing market. First, housing inventories are low. In other words, the supply side of the housing market is quite fixed. Second, existing owners aren’t rushing to sell. They locked in low interest rates before the Fed started raising them and are holding on to those cheap mortgages. On the supply side, the setup is bullish for house prices. My research of the 18.6-year real estate cycle suggests we’re going to see a growing market for the next couple of years. And now I see new data proving that I’m right… Recommended Link [Teeka’s NEW Pick: “Buy These 3 Coins Before June 1st”]( [image]( Tomorrow, May 2nd, at 2 p.m. ET… Teeka Tiwari, the man voted “most trusted crypto expert,” is hosting a strategy session to reveal all the details of what he believes will be a $19.4 trillion bank run. [Click here to automatically save your seat]( because he believes this bank run will trigger a huge boom in certain cryptos. And he found three coins that he believes could turn $1,000 into massive six- and even seven-figure payouts… starting as soon as June 1st. [Click here to automatically save your seat for this free event.]( -- Mortgage Availability Increased in March Yes, the Fed has raised interest rates… but only back to historical norms. But the mortgage lending market isn’t tied to the benchmark interest rates directly. There are other forces at play, including the supply of new houses and the demand for them on the part of potential homebuyers. So even though interest rates remain higher than in the past few years, mortgage availability has improved. In other words, it has gotten a little easier for people to get one… According to the latest Mortgage Credit Availability Index, a report from the Mortgage Bankers Association that analyzes data from ICE Mortgage Technology, U.S. mortgage credit availability increased in March 2023. Credit availability went up, but from a low point. It has a lot of room to run. But now we have the earliest indicators that banks have become more willing to lend. And with the spring “buying” season well underway, I see their standards becoming looser still. Banks Need to Make Money Banks need to make money, simple as that. They can’t wait on the sidelines forever. With the likes of Apple getting into the banking game, they have quite a bit of fear of missing out. So they will continue lowering their lending standards and increasing the amount of credit in the system – [just as I predicted:]( If tech giants are allowed to lend money against even a fraction of these insane cash holdings, they will add tens if not hundreds of billions of dollars in consumer credit. And keep in mind that they don’t even need to attract depositor funds. They can lend against the cash they have already. This “credit competition” is going to reach frenzy levels over the next several years… just mark this prediction. Tech enters banking, banks get scared and start to frantically compete, the system gets overflowed with new credit, and drives the cycle to its end. This is the beginning of the end. And a great time to position yourself to profit from what’s coming over the next two years or so. Ignore the noise and follow the cycle. Regards, [signature] Phil Anderson Editor, Cycles Trading with Phil Anderson --------------------------------------------------------------- Like what you’re reading? Send your thoughts to [feedback@rogueeconomics.com](mailto:feedback@rogueeconomics.com?subject=RE: Cycles Trading Feedback). IN CASE YOU MISSED IT… ["I only trade ONE stock & I NEVER worry about..."]( The name of the ONE stock (ticker symbol and all) that has helped over 170,000 people discover how to gain their financial freedom... 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