Is a recession looming? If only we could get experts to agree on a definitive answer. What we do know,...
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Is a recession looming? If only we could get experts to agree on a definitive answer. What we do know, however, is that consumers and businesses are buying less due to high inflation. This also has ramifications for big tech companies, like Metaâs struggle with [declining revenue](. What does that mean for most people? For one, it might mean that weâll be looking at cutting down on non-essential purchases and trying to be more conscious about what we spend hard-earned cash on. If being more financially aware has been on your adulting bucket list for a while, this turn of events might be a good opportunity to achieve that. Weâve curated a few recently launched products that can help you. [Monse]( connects all of your accounts to automatically categorize all of your expenses. It also sends you a summary of all your transactions, either in a daily, weekly, or monthly email. [Cashews]( acts as your smart personal accountant. It connects with 12K+ banks and shows you precisely how much you can spend to take the stress out of your cost of living. We wrote more about it [here](. [Uprise]( looks at your whole financial picture and gives recommendations on how to optimize it â what accounts to use, tax strategies, how to use your employee benefits, and more. You can read more about its [founding story here]( and how the team wants to help add $1.5M to your lifetime net worth. [Habitual Money]( uses a smart-rule engine (similar to Gmail filters) to auto-categorize purchases, track your true take-home income and savings, and integrate with your Venmo and Amazon accounts. If youâre the type of person who doesnât like to have cash lying around and prefers to invest, there are tools you can use to make sure youâre making data-backed decisions and minimizing risk. [Claritus](â ââpersonal wealth management platform lets you view all of their assets and investments in one place, providing personalized monthly and weekly digest reports. [Gainy]( helps you ââdiscover unique investment ideas based on your interests and risk/reward profile. How are you preparing for a downturn? [Join the conversation](. [To smarter spending]( CAT NIPS - Spotify launches [Friends Mix](, a shared playlist that combines your music taste with the tastes of friends you're in one-on-one [Blends]( with. - [Social Media Framework For Figma]( is a framework that lets you create size-specific social media posts right from Figma. - [Be Golden]( helps you measure your inflammation levels through at-home blood testing. The accompanying digital platform gives you insight into how they change with lifestyle choices (nutrition, sleep, exercise, stress). - [New Hire Buddy for Slack]( helps new hires get to know their teammates with fun conversation starters. Sponsored By Twilio Segmentâs State of Personalization Report, a global look at the latest trends in personalization, first-party data, privacy, and consumer loyalty. In this report, we surveyed nearly 3,500 businesses and consumers to get a pulse check on attitudes and experiences with personalization: - Nearly half (49%) of consumers say they will likely become repeat buyers after a personalized experience
- Only 35% of companies feel they are successfully achieving omnichannel personalization
- 37% of brands exclusively use first-party data to personalize customer experiences Download the full report to get the complete picture of the trends shaping the future of personalization. [Download the report]( Friday, 29 July 2022
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