Our APY is increasing 🚀 (again) Nov 8th

Earn 3.35% APY in a high-yield account [Open Account]( Hi {NAME}, Open a Personal Capital Cash™ account and start earning more interest on your short-term savings. This fee-free high-yield cash account can help ease the burden of inflation and earn more interest on your cash versus a traditional savings account. Effective November 8, 2022, the increased rate will be: Did you know? In a recent survey, 58% plan to increase their short-term savings balance.* [Open Account]( * [Sign In]( [Legal]( [Personal Capital Privacy Policy]( | [UMB Privacy Policy]( Please do not reply to this email as it is automatically generated. If you have support questions, please contact us at cash@personalcapital.com. To view the current list of our FDIC-insured program banks, [click here ]( Personal Capital Cash is offered through Personal Capital Services Corporation (Personal Capital), which is not a bank. Bank deposit products provided by UMB Bank n.a., Member FDIC. To participate in the Program, you must open an account at UMB Bank, through which your funds will be placed in accounts at participating Program Banks. The advertised interest rates are paid by participating Program Banks, not by UMB. Your funds will be FDIC insured up to applicable limits while in transit through UMB Bank. Personal Capital receives a fee from each Program Bank in connection with the Program that is based on the aggregate daily closing balance of deposits held in Program Accounts by such Program Bank. The fee may vary from Program Bank to Program Bank and will generally increase as the aggregate amount of funds held in Program Accounts with the Program Bank increases. The Personal Capital Cash Annual Percentage Yield (APY) as of November 8, 2022 is 3.35% APY (3.30% interest rate). The calculation for APY is rounded to the nearest basis point. For Personal Capital advisory clients, the APY is 3.45% (3.397% interest rate). Both the interest rate and APY are variable and subject to change at our discretion at any time without notice. There are no limits on the number of deposits or withdrawals you can make under the Program. The maximum deposit limit per transaction is $250,000. The daily withdrawal limit is $100,000. For security reasons, other limits may apply. Transaction limits are subject to change at our discretion at any time. FDIC insurance is up to $250,000 (including principal & interest) per depositor per program bank. If the number of available banks changes, or you elect not to use, and/or have existing assets at one or more of the available banks, the actual amount could be lower. You can elect not to use such banks by following the opt out instructions we provide. For more information on FDIC insurance coverage, please visit www.FDIC.gov. © 2022 Personal Capital Corporation, an Empower Company. All rights reserved. 3 Lagoon Drive Suite 200 Redwood City, CA 94065, US This email was sent to {EMAIL}. Too much email? [Update your preferences]( or [unsubscribe](. Read our [advisory disclaimer](