Do You Own this #1 Retirement Investment?

Every year millions of Americans like... [Outsider Club Header] Feb 23, 2024 By for the Outsider Club Do You Own this #1 Retirement Investment? Here’s Part 2 of why this millionaire farmer’s stock portfolio hasn’t beaten the market in 5 years Dear Like-Minded Friend, If you remember from yesterday’s issue, I told you about my wealthy friend and neighbor who makes a very good living as a farmer. I also told you how his financial advisor/money manager has underperformed the market for the last 5 years. Matt isn’t alone. Every year millions of Americans like Matt use a financial advisor or money manager to help them build wealth. Well over 100 million Americans use a financial advisor to manage their investments. And every year, a vast majority of their financial advisors/money managers underperform the markets… and underperform by a large margin. Why is that so? Because they typically put their clients — like Matt — in funds that aren’t designed to make money; they’re designed to build wealth for the advisors through a pipeline of repeating “management” fees that’s hard to understand. Goldman Sachs: AI a "$7 Trillion Opportunity" Banking giant Goldman Sachs just said... That the artificial intelligence (AI) market could be worth $7 trillion in just a few years. And one former Wall Street analysts predicts it could hand you 5,300% profits — thanks to one little-known stock. That’s because this tiny firm holds over 200 patents on an AI breakthrough... One that will be in 70% of cars, 80% of hospitals, and 94% of corporations. To discover the details... [Simply click here.]( If you find that hard to believe, take a look at the shocking report published in the New York Times on December 2022 titled: [NYT] The article starts: “Each year, some investors manage to do it, of course, but can they do it consistently? A new study of actively managed mutual funds by S&P Dow Jones Indices asked that question and came up with a startling result. It found that not a single mutual fund — not one — managed to beat its benchmark in either the U.S. stock or bond markets regularly and convincingly over the last five years.” Now, the financial advisory firm that Matt uses does exactly that. The company is huge — worth $112 billion, generating over $7 billion in net income last year managing wealth and advising its clients. It has 33,000 employees. They are the so-called “experts.” Yet, at least in Matt's case, they can’t beat the market. This is nothing new. For decades, the financial advisory/money management industry has been telling its clients that it’s hard to beat the market... but studies show that they don’t even do as well as the market! But if you dig into the numbers, it shows the disturbing reasons why. You see, [in my new e-book “The Coming Retirement Reset”](, I talk about something I call the “corruption through collusion” within the financial adviser’s industry, and how they are nothing more than salesmen for mutual funds. And as salesmen, they get a commission. According to the popular and honest site Investopedia: Are Financial Advisors Paid by Mutual Funds? “Financial advisors who are also brokers are reimbursed by mutual fund companies when one of their clients invests in a fund the company sponsors. In such cases, the financial advisor receives a trailer fee, which is a fixed percentage of the client's investment in a mutual fund, as long as the client's money remains invested in the fund. In addition, financial advisor-brokers receive payments that come from the front- or back-end loads, or fees, that a mutual fund charges the investor when its shares are bought or sold. Financial advisors receive a small percentage of these load fees. Financial advisors may receive commissions or fees from a variety of financial products they recommend to their clients.” Chances are if you followed your financial advisor's “advice” to the letter: - You’ll literally end up hundreds of thousands of dollars poorer over the course of your lifetime because of unnecessary fees alone… - You’ll get subpar returns, plus the chance of a complete portfolio blow up, as they offload risky investment products from Wall Street’s balance sheets onto you… - And you’ll get the “privilege” of paying them to do all this! The math on just how much you could be losing due to these fees is shocking. Imagine a starting portfolio of $100,000 with a monthly contribution of $1,500. Now, let’s assume a 9% annual rate of return — roughly equal to the S&P 500’s return over the past 25 years. After 25 years, that portfolio would have grown to $2,622,524 — a tidy sum for merely following the market. But what happens if your financial adviser shaves 2% off the top? Now, that portfolio would only hit $1,787,649 after 25 years — a full $834,875 less! Let’s take a look at Matt's portfolio compared to the market 2019-2023. For the “market,” I took the average annual returns from the Dow, S&P 500 and the NASDAQ. So for instance, the Dow returned 7%, the S&P 500 returned 24% and the NASDAQ returned 43% in 2023. If you had an equal amount invested in all 3 at the start of 2023, your overall return would’ve been 26.6%. Biden's New Law Triggers a Lithium Frenzy(This $5 Stock Could Explode) President Biden has taken decisive steps to jump-start domestic lithium mining and production. Under the Inflation Reduction Act, he's earmarked a massive $369 BILLION for EV and battery companies. But to qualify for the full credit, vehicles must have at least 50% of their battery metals sourced from North America by 2024... And this requirement DOUBLES to 100% by 2029. As a result, automakers are scrambling to secure their lithium supply within the U.S. This strategy not only aims to reduce U.S. reliance on Chinese lithium... But it also turns a hidden American caldera into the center of a new lithium mining age... Containing up to 120 megatons of lithium, not only does it dwarf all other known deposits worldwide by a substantial margin... But it will also allow the U.S. to fulfill its future lithium demands and achieve complete energy independence. And there's a little-known publicly traded company already leading this lithium-rich caldera. This company exclusively owns a land area as large as Martha’s Vineyard... And it’s estimated to contain 19 million tons of lithium... That’s worth a staggering $354 BILLION. This amount is more than enough to meet the global demand for over a decade! In just a few months, the company plans to start extracting 40,000 tons of lithium annually. One that could easily support the production of 1 million EVs every year. You can buy shares for just $5 right now — but not for long... [Click here for all the details before it's too late.]( Ok, back to Matt’s portfolio. To show you how bad Matt has underperformed the market for the last 5 years, we will show you what Matt would have had if he invested $100,000 at the very start of 2019 with his money manager. Then we will compare to what the “Market” returned: [Matt Portfolio Return Table] Now you might think Matt is ultra-conservative. But that’s not true. Back in November 2018, Matt went around his money manager’s objections and invested in our cannabis REIT, Innovative Industrial Properties (IIPR) for $42.50 a share. He made a small fortune off of Innovative Industrial Properties. Here’s a chart of Innovative Industrial Properties’ stock performance since his purchase back in 2018: [IIPR_OC] Even more enlightening, his financial advisors asked him where he was getting these “speculative” stock ideas. This is the sole purpose of Angel Investment Research and the Outsider Club. [You can read more about this in my new e-book “The Coming Retirement Reset.”]( The Profit Prophet, [Brian Hicks Signature] Brian Hicks [[follow basic]Check us out on YouTube!]( Brian is a founding member and President of Angel Publishing. He writes about general investment strategies for [Wealth Daily]( and [Energy and Capital.]( For more on Brian, take a look at his editor's [page.]( Follow the Outsiders [YouTube]( This email was sent to {EMAIL}. You can manage your subscription and get our privacy policy[here](. Outsider Club, Copyright © Outsider Club LLC, 3 E Read Street Baltimore, MD 21202. Please note: It is not our intention to send email to anyone who doesn't want it. 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