Improve your finances with tech and smart-money tips

As tech extends to personal finance, CNET's experts share news, advice and recommendations for making the best financial decisions. [CNET](sIeqXUKBN:m:1:1301630529:8732188039A1C3BF3D2BC3CF8E7C4051:r:26860781160858767536235628201096) Insider [January 19, 2021](#?ftag=CAD-04-10aac3a&bhid=26860781160858767536235628201096&mid=13239887&cid=1301630529) [Make smart financial decisions with help from tech](sIeqXUKBN:m:1:1301630529:8732188039A1C3BF3D2BC3CF8E7C4051:r:26860781160858767536235628201096) The start of the new year is a natural time to organize your finances and to set a budget and goals for the year ahead. While maintaining good financial hygiene requires a lot of discipline, today you can use technology to help you get started as well as streamline and automate the process throughout the year. Here are some of our best tips. [Jason Hiner](sIeqXUKBN:m:1:1301630529:8732188039A1C3BF3D2BC3CF8E7C4051:r:26860781160858767536235628201096) Jason Hiner Editorial Director, CNET [Savings accounts that provide security and higher interest rates](sIeqXUKBN:m:1:1301630529:8732188039A1C3BF3D2BC3CF8E7C4051:r:26860781160858767536235628201096) [Savings accounts that provide security and higher interest rates](sIeqXUKBN:m:1:1301630529:8732188039A1C3BF3D2BC3CF8E7C4051:r:26860781160858767536235628201096) [It's a keystone of personal finance -- here's how to find the right savings account for your needs.](sIeqXUKBN:m:1:1301630529:8732188039A1C3BF3D2BC3CF8E7C4051:r:26860781160858767536235628201096) [See this](sIeqXUKBN:m:1:1301630529:8732188039A1C3BF3D2BC3CF8E7C4051:r:26860781160858767536235628201096) [Get your spending on track with the right budgeting app for you](sIeqXUKBN:m:1:1301630529:8732188039A1C3BF3D2BC3CF8E7C4051:r:26860781160858767536235628201096) [Get your spending on track with the right budgeting app for you](sIeqXUKBN:m:1:1301630529:8732188039A1C3BF3D2BC3CF8E7C4051:r:26860781160858767536235628201096) [See this](sIeqXUKBN:m:1:1301630529:8732188039A1C3BF3D2BC3CF8E7C4051:r:26860781160858767536235628201096) [High quality meat & seafood directly to your door](sIeqXUKBN:m:1:1301630529:8732188039A1C3BF3D2BC3CF8E7C4051:r) SPONSORED [High quality meat & seafood directly to your door](sIeqXUKBN:m:1:1301630529:8732188039A1C3BF3D2BC3CF8E7C4051:r) Sign up for ButcherBox today and get a free pork butt, pulled pork, and a pack of bacon in your first box! [Learn More.](sIeqXUKBN:m:1:1301630529:8732188039A1C3BF3D2BC3CF8E7C4051:r) [Don't know the first thing about investments? Try a robo-advisor](sIeqXUKBN:m:1:1301630529:8732188039A1C3BF3D2BC3CF8E7C4051:r:26860781160858767536235628201096) [Don't know the first thing about investments? Try a robo-advisor](sIeqXUKBN:m:1:1301630529:8732188039A1C3BF3D2BC3CF8E7C4051:r:26860781160858767536235628201096) [See this](sIeqXUKBN:m:1:1301630529:8732188039A1C3BF3D2BC3CF8E7C4051:r:26860781160858767536235628201096) [5 ways to save that aren't as risky as the stock market](sIeqXUKBN:m:1:1301630529:8732188039A1C3BF3D2BC3CF8E7C4051:r:26860781160858767536235628201096) [5 ways to save that aren't as risky as the stock market](sIeqXUKBN:m:1:1301630529:8732188039A1C3BF3D2BC3CF8E7C4051:r:26860781160858767536235628201096) [See this](sIeqXUKBN:m:1:1301630529:8732188039A1C3BF3D2BC3CF8E7C4051:r:26860781160858767536235628201096) [How to repair your credit -- it takes time but it's worth the effort](sIeqXUKBN:m:1:1301630529:8732188039A1C3BF3D2BC3CF8E7C4051:r:26860781160858767536235628201096) [How to repair your credit -- it takes time but it's worth the effort](sIeqXUKBN:m:1:1301630529:8732188039A1C3BF3D2BC3CF8E7C4051:r:26860781160858767536235628201096) [See this](sIeqXUKBN:m:1:1301630529:8732188039A1C3BF3D2BC3CF8E7C4051:r:26860781160858767536235628201096) [Plan your estate: Affordable online services for creating a will](sIeqXUKBN:m:1:1301630529:8732188039A1C3BF3D2BC3CF8E7C4051:r:26860781160858767536235628201096) [Plan your estate: Affordable online services for creating a will](sIeqXUKBN:m:1:1301630529:8732188039A1C3BF3D2BC3CF8E7C4051:r:26860781160858767536235628201096) [See this](sIeqXUKBN:m:1:1301630529:8732188039A1C3BF3D2BC3CF8E7C4051:r:26860781160858767536235628201096) sIeqXUKBN:m:1:1301630529:8732188039A1C3BF3D2BC3CF8E7C4051:r sIeqXUKBN:m:1:1301630529:8732188039A1C3BF3D2BC3CF8E7C4051:r sIeqXUKBN:m:1:1301630529:8732188039A1C3BF3D2BC3CF8E7C4051:r Trouble viewing this email? 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