The best way to protect your accounts

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Start with the best way to safeguard your accounts: multi-factor authentication. Once you adopt this system, an attacker won’t be able to access your accounts—even if they have your username and password. There are many ways to enable multi-factor authentication. You might be most familiar with [an app](~/AAAAAQA~/RgRnfSznP0TqaHR0cHM6Ly93d3cubnl0aW1lcy5jb20vd2lyZWN1dHRlci9yZXZpZXdzL2Jlc3QtdHdvLWZhY3Rvci1hdXRoZW50aWNhdGlvbi1hcHAvP2NhbXBhaWduX2lkPTI5MCZlbWM9ZWRpdF93Y2RfMjAyNDAxMDcmaW5zdGFuY2VfaWQ9MTExODEwJm5sPXRoZS1yZWNvbW1lbmRhdGlvbiZyZWdpX2lkPTE2NjQ0NjgyMiZzZWdtZW50X2lkPTE1NDQ5MyZ1c2VyX2lkPWQ2NmUzZDQzNWRiNWY5YWYwOWNiYjU1ZTEwZGNmZWNkVwNueXRCCmWY56eaZcfQ1eNSG3RyaXN0cmFtYmFsZHdpbjkyQGdtYWlsLmNvbVgEAAAAAw~~) or a code you’d get over text message, but a physical security key is the most secure option. Just plug the key into your computer or tap it against your phone after typing in your password, and the site will confirm your identity. [The best security keys→](~/AAAAAQA~/RgRnfSznP0TaaHR0cHM6Ly93d3cubnl0aW1lcy5jb20vd2lyZWN1dHRlci9yZXZpZXdzL2Jlc3Qtc2VjdXJpdHkta2V5cy8_Y2FtcGFpZ25faWQ9MjkwJmVtYz1lZGl0X3djZF8yMDI0MDEwNyZpbnN0YW5jZV9pZD0xMTE4MTAmbmw9dGhlLXJlY29tbWVuZGF0aW9uJnJlZ2lfaWQ9MTY2NDQ2ODIyJnNlZ21lbnRfaWQ9MTU0NDkzJnVzZXJfaWQ9ZDY2ZTNkNDM1ZGI1ZjlhZjA5Y2JiNTVlMTBkY2ZlY2RXA255dEIKZZjnp5plx9DV41IbdHJpc3RyYW1iYWxkd2luOTJAZ21haWwuY29tWAQAAAAD) We independently review everything we recommend. When you buy through our links, we may earn a commission. [Learn more ›](~/AAAAAQA~/RgRnfSznP0TFaHR0cHM6Ly93d3cubnl0aW1lcy5jb20vd2lyZWN1dHRlci9hYm91dC8_Y2FtcGFpZ25faWQ9MjkwJmVtYz1lZGl0X3djZF8yMDI0MDEwNyZpbnN0YW5jZV9pZD0xMTE4MTAmbmw9dGhlLXJlY29tbWVuZGF0aW9uJnJlZ2lfaWQ9MTY2NDQ2ODIyJnNlZ21lbnRfaWQ9MTU0NDkzJnVzZXJfaWQ9ZDY2ZTNkNDM1ZGI1ZjlhZjA5Y2JiNTVlMTBkY2ZlY2RXA255dEIKZZjnp5plx9DV41IbdHJpc3RyYW1iYWxkd2luOTJAZ21haWwuY29tWAQAAAAD) [More for online security](~/AAAAAQA~/RgRnfSznP0TIaHR0cHM6Ly93d3cubnl0aW1lcy5jb20vd2lyZWN1dHRlci9zb2Z0d2FyZS8_Y2FtcGFpZ25faWQ9MjkwJmVtYz1lZGl0X3djZF8yMDI0MDEwNyZpbnN0YW5jZV9pZD0xMTE4MTAmbmw9dGhlLXJlY29tbWVuZGF0aW9uJnJlZ2lfaWQ9MTY2NDQ2ODIyJnNlZ21lbnRfaWQ9MTU0NDkzJnVzZXJfaWQ9ZDY2ZTNkNDM1ZGI1ZjlhZjA5Y2JiNTVlMTBkY2ZlY2RXA255dEIKZZjnp5plx9DV41IbdHJpc3RyYW1iYWxkd2luOTJAZ21haWwuY29tWAQAAAAD) [A smartphone screen with the Duo app opened. ](~/AAAAAQA~/RgRnfSznP0TqaHR0cHM6Ly93d3cubnl0aW1lcy5jb20vd2lyZWN1dHRlci9yZXZpZXdzL2Jlc3QtdHdvLWZhY3Rvci1hdXRoZW50aWNhdGlvbi1hcHAvP2NhbXBhaWduX2lkPTI5MCZlbWM9ZWRpdF93Y2RfMjAyNDAxMDcmaW5zdGFuY2VfaWQ9MTExODEwJm5sPXRoZS1yZWNvbW1lbmRhdGlvbiZyZWdpX2lkPTE2NjQ0NjgyMiZzZWdtZW50X2lkPTE1NDQ5MyZ1c2VyX2lkPWQ2NmUzZDQzNWRiNWY5YWYwOWNiYjU1ZTEwZGNmZWNkVwNueXRCCmWY56eaZcfQ1eNSG3RyaXN0cmFtYmFsZHdpbjkyQGdtYWlsLmNvbVgEAAAAAw~~) [The best authentication app](~/AAAAAQA~/RgRnfSznP0TqaHR0cHM6Ly93d3cubnl0aW1lcy5jb20vd2lyZWN1dHRlci9yZXZpZXdzL2Jlc3QtdHdvLWZhY3Rvci1hdXRoZW50aWNhdGlvbi1hcHAvP2NhbXBhaWduX2lkPTI5MCZlbWM9ZWRpdF93Y2RfMjAyNDAxMDcmaW5zdGFuY2VfaWQ9MTExODEwJm5sPXRoZS1yZWNvbW1lbmRhdGlvbiZyZWdpX2lkPTE2NjQ0NjgyMiZzZWdtZW50X2lkPTE1NDQ5MyZ1c2VyX2lkPWQ2NmUzZDQzNWRiNWY5YWYwOWNiYjU1ZTEwZGNmZWNkVwNueXRCCmWY56eaZcfQ1eNSG3RyaXN0cmFtYmFsZHdpbjkyQGdtYWlsLmNvbVgEAAAAAw~~) If you’d prefer to use an app over a physical key, [this one](~/AAAAAQA~/RgRnfSznP0TqaHR0cHM6Ly93d3cubnl0aW1lcy5jb20vd2lyZWN1dHRlci9yZXZpZXdzL2Jlc3QtdHdvLWZhY3Rvci1hdXRoZW50aWNhdGlvbi1hcHAvP2NhbXBhaWduX2lkPTI5MCZlbWM9ZWRpdF93Y2RfMjAyNDAxMDcmaW5zdGFuY2VfaWQ9MTExODEwJm5sPXRoZS1yZWNvbW1lbmRhdGlvbiZyZWdpX2lkPTE2NjQ0NjgyMiZzZWdtZW50X2lkPTE1NDQ5MyZ1c2VyX2lkPWQ2NmUzZDQzNWRiNWY5YWYwOWNiYjU1ZTEwZGNmZWNkVwNueXRCCmWY56eaZcfQ1eNSG3RyaXN0cmFtYmFsZHdpbjkyQGdtYWlsLmNvbVgEAAAAAw~~) has the best combination of features, usability, and support of any we tested. [A close-up of the screen of a Macbook laptop on which the 1Password password manager app is being used. ](~/AAAAAQA~/RgRnfSznP0TeaHR0cHM6Ly93d3cubnl0aW1lcy5jb20vd2lyZWN1dHRlci9yZXZpZXdzL2Jlc3QtcGFzc3dvcmQtbWFuYWdlcnMvP2NhbXBhaWduX2lkPTI5MCZlbWM9ZWRpdF93Y2RfMjAyNDAxMDcmaW5zdGFuY2VfaWQ9MTExODEwJm5sPXRoZS1yZWNvbW1lbmRhdGlvbiZyZWdpX2lkPTE2NjQ0NjgyMiZzZWdtZW50X2lkPTE1NDQ5MyZ1c2VyX2lkPWQ2NmUzZDQzNWRiNWY5YWYwOWNiYjU1ZTEwZGNmZWNkVwNueXRCCmWY56eaZcfQ1eNSG3RyaXN0cmFtYmFsZHdpbjkyQGdtYWlsLmNvbVgEAAAAAw~~) [The best password manager](~/AAAAAQA~/RgRnfSznP0TeaHR0cHM6Ly93d3cubnl0aW1lcy5jb20vd2lyZWN1dHRlci9yZXZpZXdzL2Jlc3QtcGFzc3dvcmQtbWFuYWdlcnMvP2NhbXBhaWduX2lkPTI5MCZlbWM9ZWRpdF93Y2RfMjAyNDAxMDcmaW5zdGFuY2VfaWQ9MTExODEwJm5sPXRoZS1yZWNvbW1lbmRhdGlvbiZyZWdpX2lkPTE2NjQ0NjgyMiZzZWdtZW50X2lkPTE1NDQ5MyZ1c2VyX2lkPWQ2NmUzZDQzNWRiNWY5YWYwOWNiYjU1ZTEwZGNmZWNkVwNueXRCCmWY56eaZcfQ1eNSG3RyaXN0cmFtYmFsZHdpbjkyQGdtYWlsLmNvbVgEAAAAAw~~) If any of your passwords are weak and easy to guess, or if you tend to reuse them across multiple sites, consider [a password manager](~/AAAAAQA~/RgRnfSznP0TeaHR0cHM6Ly93d3cubnl0aW1lcy5jb20vd2lyZWN1dHRlci9yZXZpZXdzL2Jlc3QtcGFzc3dvcmQtbWFuYWdlcnMvP2NhbXBhaWduX2lkPTI5MCZlbWM9ZWRpdF93Y2RfMjAyNDAxMDcmaW5zdGFuY2VfaWQ9MTExODEwJm5sPXRoZS1yZWNvbW1lbmRhdGlvbiZyZWdpX2lkPTE2NjQ0NjgyMiZzZWdtZW50X2lkPTE1NDQ5MyZ1c2VyX2lkPWQ2NmUzZDQzNWRiNWY5YWYwOWNiYjU1ZTEwZGNmZWNkVwNueXRCCmWY56eaZcfQ1eNSG3RyaXN0cmFtYmFsZHdpbjkyQGdtYWlsLmNvbVgEAAAAAw~~). [Plus: The best to-do list apps](~/AAAAAQA~/RgRnfSznP0TbaHR0cHM6Ly93d3cubnl0aW1lcy5jb20vd2lyZWN1dHRlci9yZXZpZXdzL2Jlc3QtdG8tZG8tbGlzdC1hcHAvP2NhbXBhaWduX2lkPTI5MCZlbWM9ZWRpdF93Y2RfMjAyNDAxMDcmaW5zdGFuY2VfaWQ9MTExODEwJm5sPXRoZS1yZWNvbW1lbmRhdGlvbiZyZWdpX2lkPTE2NjQ0NjgyMiZzZWdtZW50X2lkPTE1NDQ5MyZ1c2VyX2lkPWQ2NmUzZDQzNWRiNWY5YWYwOWNiYjU1ZTEwZGNmZWNkVwNueXRCCmWY56eaZcfQ1eNSG3RyaXN0cmFtYmFsZHdpbjkyQGdtYWlsLmNvbVgEAAAAAw~~) [A smartphone on a desk that is displaying a to-do list next to a pen, coffee mug, post-it notes and a highlighter. ](~/AAAAAQA~/RgRnfSznP0TbaHR0cHM6Ly93d3cubnl0aW1lcy5jb20vd2lyZWN1dHRlci9yZXZpZXdzL2Jlc3QtdG8tZG8tbGlzdC1hcHAvP2NhbXBhaWduX2lkPTI5MCZlbWM9ZWRpdF93Y2RfMjAyNDAxMDcmaW5zdGFuY2VfaWQ9MTExODEwJm5sPXRoZS1yZWNvbW1lbmRhdGlvbiZyZWdpX2lkPTE2NjQ0NjgyMiZzZWdtZW50X2lkPTE1NDQ5MyZ1c2VyX2lkPWQ2NmUzZDQzNWRiNWY5YWYwOWNiYjU1ZTEwZGNmZWNkVwNueXRCCmWY56eaZcfQ1eNSG3RyaXN0cmFtYmFsZHdpbjkyQGdtYWlsLmNvbVgEAAAAAw~~) Photo: Marki Williams Whether you’re prone to forgetting appointments, constantly missing deadlines, or you just need a grocery list, a to-do list app can help. After testing 20 apps, we found three that are a breeze to use and come with a treasure trove of helpful functions—so all you have to do is focus on crossing things off. How satisfying. [Take your lists off sticky notes→](~/AAAAAQA~/RgRnfSznP0TbaHR0cHM6Ly93d3cubnl0aW1lcy5jb20vd2lyZWN1dHRlci9yZXZpZXdzL2Jlc3QtdG8tZG8tbGlzdC1hcHAvP2NhbXBhaWduX2lkPTI5MCZlbWM9ZWRpdF93Y2RfMjAyNDAxMDcmaW5zdGFuY2VfaWQ9MTExODEwJm5sPXRoZS1yZWNvbW1lbmRhdGlvbiZyZWdpX2lkPTE2NjQ0NjgyMiZzZWdtZW50X2lkPTE1NDQ5MyZ1c2VyX2lkPWQ2NmUzZDQzNWRiNWY5YWYwOWNiYjU1ZTEwZGNmZWNkVwNueXRCCmWY56eaZcfQ1eNSG3RyaXN0cmFtYmFsZHdpbjkyQGdtYWlsLmNvbVgEAAAAAw~~) [One last thing: Our longtime-favorite towel is on sale](~/AAAAAQA~/RgRnfSznP0TqaHR0cHM6Ly93d3cubnl0aW1lcy5jb20vd2lyZWN1dHRlci9yZXZpZXdzL2Zyb250Z2F0ZS1yZXNvcnQtYmF0aC10b3dlbC1yZXZpZXcvP2NhbXBhaWduX2lkPTI5MCZlbWM9ZWRpdF93Y2RfMjAyNDAxMDcmaW5zdGFuY2VfaWQ9MTExODEwJm5sPXRoZS1yZWNvbW1lbmRhdGlvbiZyZWdpX2lkPTE2NjQ0NjgyMiZzZWdtZW50X2lkPTE1NDQ5MyZ1c2VyX2lkPWQ2NmUzZDQzNWRiNWY5YWYwOWNiYjU1ZTEwZGNmZWNkVwNueXRCCmWY56eaZcfQ1eNSG3RyaXN0cmFtYmFsZHdpbjkyQGdtYWlsLmNvbVgEAAAAAw~~) [the frontgate towel](~/AAAAAQA~/RgRnfSznP0TqaHR0cHM6Ly93d3cubnl0aW1lcy5jb20vd2lyZWN1dHRlci9yZXZpZXdzL2Zyb250Z2F0ZS1yZXNvcnQtYmF0aC10b3dlbC1yZXZpZXcvP2NhbXBhaWduX2lkPTI5MCZlbWM9ZWRpdF93Y2RfMjAyNDAxMDcmaW5zdGFuY2VfaWQ9MTExODEwJm5sPXRoZS1yZWNvbW1lbmRhdGlvbiZyZWdpX2lkPTE2NjQ0NjgyMiZzZWdtZW50X2lkPTE1NDQ5MyZ1c2VyX2lkPWQ2NmUzZDQzNWRiNWY5YWYwOWNiYjU1ZTEwZGNmZWNkVwNueXRCCmWY56eaZcfQ1eNSG3RyaXN0cmFtYmFsZHdpbjkyQGdtYWlsLmNvbVgEAAAAAw~~) Photo: Sarah Kobos Our favorite plush towel is the softest, warmest, and most comfortable we’ve ever tested. It has dense, thick loops that only get better with time, and it adds a little pampering to an ordinary shower routine. [“Even better than a hotel towel”→](~/AAAAAQA~/RgRnfSznP0TqaHR0cHM6Ly93d3cubnl0aW1lcy5jb20vd2lyZWN1dHRlci9yZXZpZXdzL2Zyb250Z2F0ZS1yZXNvcnQtYmF0aC10b3dlbC1yZXZpZXcvP2NhbXBhaWduX2lkPTI5MCZlbWM9ZWRpdF93Y2RfMjAyNDAxMDcmaW5zdGFuY2VfaWQ9MTExODEwJm5sPXRoZS1yZWNvbW1lbmRhdGlvbiZyZWdpX2lkPTE2NjQ0NjgyMiZzZWdtZW50X2lkPTE1NDQ5MyZ1c2VyX2lkPWQ2NmUzZDQzNWRiNWY5YWYwOWNiYjU1ZTEwZGNmZWNkVwNueXRCCmWY56eaZcfQ1eNSG3RyaXN0cmFtYmFsZHdpbjkyQGdtYWlsLmNvbVgEAAAAAw~~) Thanks for reading. You can reach the Wirecutter newsletters team at newsletters@wirecutter.com. We can’t always respond, but we do love to hear from you. Was this email kindly forwarded to you? 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