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A few quick reads, handpicked for you [NerdWallet Newsletter]( Your money questions, answered A few quick reads, handpicked for you [How can I actually achieve my resolution to pay off my debt?]( If you hope to dig out from debt in the new year, boost your chance of success. Start with some smart groundwork, then focus on what’s driving your goal and what you can achieve monthly. [Read more]( [How often do credit scores and credit reports change?]( Credit scores vary and can change quickly, because your credit reports update with new data throughout the month. [Read more]( [How can I save more for retirement?]( Is saving an expense? Maybe not technically. But treating savings contributions as an expense will help you build a bigger balance. [Read more]( [How have credit cards changed in the past decade?]( Compared to cards in 2010, today’s credit cards are more consumer-friendly, rewards and sign-up bonuses are far richer and card swiping has moved aside for new card-reading actions. [Read more]( Take NerdWallet on the go Turn to the Nerds to make smart money moves — from your couch to your commute. [Google Play]( [App Store]( You got this message because you signed up to receive NerdWallet emails. We love having you, but we won’t take it personally if you want to [unsubscribe](. BTW, you can also update your email preferences anytime in your [account settings](. NerdWallet™ | 875 Stevenson St. 5th Floor | San Francisco, CA 94103 [NerdWallet](