Newsletter Subject

Beyond Risk and Return

From

morningstar.com

Email Address

newsletter@morningstar.com

Sent On

Thu, Oct 7, 2021 07:15 PM

Email Preheader Text

Peace of mind, “enough,” and simplicity deserve a seat at the table, too. I’ve called

Peace of mind, “enough,” and simplicity deserve a seat at the table, too. [Morningstar](?utm_source=eloqua&utm_medium=email&utm_campaign=newsletter_improvingfinances&utm_content=32033&elqTrackId=2eef6b1faf2647e9b7a310a231debdb0&elq=caf791802df64dcc952fc872d4630d3c&elqaid=32033&elqat=1&elqCampaignId=14795) [Improving Your Finances] Improving Your Finances with [Christine Benz]( [Christine Benz] I’ve called it “the tyranny of what can be quantified”—the investment industry’s obsession with creating measuring sticks for success. On Morningstar.com you can find the Morningstar rating (aka “the star rating”) and alpha, as well as max drawdown and upside/downside capture ratios. There are also Treynor ratios, Sortino, and Sharpe ratios. And don’t forget the efficient frontier! Of course, we do need data to hold investment managers accountable, and our take-home returns are the best tangible show of whether we’ve succeeded. But I would argue that your investments and your financial plan should factor in other variables as well. Does a given investment or financial decision provide you with peace of mind as you define it? Have you crafted a plan in line with your own definition of “enough”? [I wrote this week]( about how the right financial and investment plans should help us achieve our financial goals—that’s table stakes at this point—but also conform to some of these softer but equally important considerations. I had a chance to bang the drum for simplicity and ease of use in that piece, and those qualities become even more important as you move into retirement drawdown mode. The logistics of retirement decumulation are complicated enough—withdrawal rates, tax management, and [whether to annuitize]( is why I like the like idea of [embracing a minimalist investment portfolio for in-retirement](. (I created [a tax-efficient version]( too.) Of course, with multiple account types, you can only pare things down so much, but I shared some thoughts for streamlining in [this article](. Finally, I’ll sign off on a bright note: While there’s been a lot of hand-wringing about whether new retirees could be walking straight into a bad market environment, John Rekenthaler shared [a good news angle on the story](. Even if starting withdrawal percentages ought to be lower to account for high equity valuations and low bond yields, the total safe withdrawal amount may in fact be larger because most retirees’ portfolios are larger than they were a few years ago. Enjoy the fall season, Christine Benz [There's More to Investing Than Just Risk and Return]( In praise of what can't be measured. [Read More]( Share: [facebook]( [twitter]( [linkedin]( ADVERTISEMENT [media]( [media] [It's Open Enrollment Season. Have You Taken a Good Look at an HSA?]( For high-income investors who are maxing out other tax-sheltered accounts, the high-deductible healthcare plan/HSA combo is close to a no-brainer. [Read More]( [Retiring Early? What to Keep in Mind]( Opting into the "Great Resignation" calls for mindful choices. [Read More]( [Lynnette Khalfani-Cox: 'You Can't Borrow for Your Retirement']( Parents shouldn't put themselves in financial jeopardy to pay for education, says this author and expert in college funding. [Read More]( [Your Guide to Annuities]( In this special report, discover whether annuities should play a role in your retirement portfolio and how to find the right fit. [Read More]( [Tadas Viskanta: Luck Plays a Big Role in Investing]( The financial blogger and Ritholtz director of investor education discusses direct indexing, retirement income, and his go-to resources for perspective on the markets and personal finance. [Read More]( Listen Now Get the latest investing insights and market updates with [Morningstar’s podcasts]( available on your iPhone, iPad, Android, PC, or smart speaker. Stay connected: [twitter]( [facebook]( [linkedin]( [instagram]( [YouTube]( [Apple News]( [View online]( | [See all newsletters]( | [Share your feedback]( [Unsubscribe]( from this newsletter. Or update your [email preferences](. © 2021 Morningstar, Inc. All Rights Reserved. 22 W. Washington St. Chicago, IL 60602

Marketing emails from morningstar.com

View More
Sent On

08/12/2024

Sent On

02/12/2024

Sent On

30/11/2024

Sent On

08/11/2024

Sent On

06/11/2024

Sent On

04/11/2024

Email Content Statistics

Subscribe Now

Subject Line Length

Data shows that subject lines with 6 to 10 words generated 21 percent higher open rate.

Subscribe Now

Average in this category

Subscribe Now

Number of Words

The more words in the content, the more time the user will need to spend reading. Get straight to the point with catchy short phrases and interesting photos and graphics.

Subscribe Now

Average in this category

Subscribe Now

Number of Images

More images or large images might cause the email to load slower. Aim for a balance of words and images.

Subscribe Now

Average in this category

Subscribe Now

Time to Read

Longer reading time requires more attention and patience from users. Aim for short phrases and catchy keywords.

Subscribe Now

Average in this category

Subscribe Now

Predicted open rate

Subscribe Now

Spam Score

Spam score is determined by a large number of checks performed on the content of the email. For the best delivery results, it is advised to lower your spam score as much as possible.

Subscribe Now

Flesch reading score

Flesch reading score measures how complex a text is. The lower the score, the more difficult the text is to read. The Flesch readability score uses the average length of your sentences (measured by the number of words) and the average number of syllables per word in an equation to calculate the reading ease. Text with a very high Flesch reading ease score (about 100) is straightforward and easy to read, with short sentences and no words of more than two syllables. Usually, a reading ease score of 60-70 is considered acceptable/normal for web copy.

Subscribe Now

Technologies

What powers this email? Every email we receive is parsed to determine the sending ESP and any additional email technologies used.

Subscribe Now

Email Size (not include images)

Font Used

No. Font Name
Subscribe Now

Copyright © 2019–2025 SimilarMail.