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[Advertisement] Together with [Apple Card]( [August 21, 2022]( | [View Online]( | [Sign Up]( | [Shop]( Illustration: Will Varner, Photos: Getty Images, Instagram IN THIS ISSUE Knees Over Toes Guy makes mobility hip Adam Neumann is the Flow Ali Hazelwood ponders the vast swell of the universe  TOGETHER WITH APPLE CARD Your privacy is this cardâs priority [Apple Card]( Perks are meaningless if you canât shop with peace of mind. Meet [Apple Card](, built from the ground up for security and privacy. Itâs designed with the advanced security of Apple Payâusing Face ID and Touch ID to make sure youâre the only one who can tap, touch, and double-click-that-power-button-to-confirm-purchase, away. Plus, [thereâs not a single fee](. No annual, late, or foreign transaction fees. Thatâs right: No fees ever. *Cue deep exhale.* [Apply now]( to see your credit limit and interest rate offer. Terms apply.  VIBE CHECK  # âI donât want to put in eight, nine, 10 hours and go out and have a beerâand talk about work for another four hours.ââMichael Trotter to the [Wall Street Journal]( on why Americans are breaking up with their work friends âI just went down to Michaelsâ¦I love it there. Oh my God, and World Market. You can f*****â get some great things there.ââ[Adele to Elle Magazine]( âBuy a go-cart.ââEmmitt Bailey, aka âMullet Boy,â [on what heâd buy]( if he won the USA Mullet Championship  GREAT DEBATE  # [null] âRohan Anthony  GROUP CHAT  [Go with the Flow: Adam Neumannâs latest billion-dollar idea](
[Go with the Flow: Adam Neumannâs latest billion-dollar idea](Michael Kovac / Getty Images Four months ago, the [last episode]( of the Apple TV+ series WeCrashed aired. In it, Adam Neumann (played by Jared Leto) stepped down as CEO of WeWork after years of erratic behavior and questionable use of company money. In real life, Neumann left the company with a $1.7 billion exit package, despite personal and professional antics worthy of a portrayal by Leto. Now Neumann is getting a second chance. On Monday, Andreessen Horowitz (a16z) [announced]( its largest single investmentâroughly $350 millionâin Neumannâs new company, Flow. The details are vague but a16z says the mission is âbringing every aspect of the living experience together.â The announcement raises a series of questions, but perhaps the most obvious one was raised by startup founder and CEO Allison Byers in a recent Bloomberg interview: âWhat is a major, prestigious investment house doing backing fraud a second time?â But it also raises questions about the current housing marketâwhere rents have soaredâand who has access to housing in American metros. Recent [data]( shows that rents in the second quarter were 23% higher throughout the country than they were in 2019. And thatâs everywhere, not just traditionally expensive rental markets like New York City. Neumannâs Flow will [use]( over 3,000 apartments that heâs purchased across Fort Lauderdale, Miami, Nashville, and Atlanta. What Flow seems to be offeringâa unique experience via âamenitizedâ apartmentsâisnât novel, said Sam Chandan, professor of finance at NYU Stern School of Business and director of Sternâs Center for Real Estateââparticularly for higher-quality properties.â A commonality among these markets is ârapidly rising rents and deteriorating affordability,â noted Chandan. The [Miami metro area]( (which includes Fort Lauderdale) experienced the highest rent hikes in the US this year. Large institutional investors are acquiring [workforce]( housingâa type of âsmall-A affordable housingâ priced between affordable and luxury housingâin order to reposition it for higher income tiers, which can exacerbate affordability issues, as Chandan explained. If thatâs what Flow offers, it is unlikely to provide any relief to renters, even though Andreessen Horowitzâs announcement claimed it was a solution to the housing crisis. âItâs critical to recognize that the most severe affordability challenges we face are not necessarily in the upper strata of the rental market,â Chandan said. Chandan was struck by the VC firmâs classification of renters and homeowners in its announcement, which describes renting as a âsoulless experienceâ where inhabitants arenât engaged with their surroundings. âPart of this idea that renters are disengaged is rooted in, or traces its history to, these being more income-constrained communities, and often communities of color,â Chandan explained. If anything, the Flow investment is the latest in [mixed]( [messages]( about âbuildingâ from one of the worldâs [largest VC firms](. âAshwin Rodrigues mailto:?subject=Check%20out%20this%20story%20from%20Morning%20Brew%21&body=Go%20with%20the%20Flow%3A%20Adam%20Neumann%E2%80%99s%20latest%20billion-dollar%20idea%3A%20https%3A%2F%2Fwww.morningbrew.com%2Fdaily%2Fstories%2F2022%2F08%2F18%2Fgo-with-the-flow-adam-neumann-s-latest-billion-dollar-idea%3Futm_campaign%3Dmb%26utm_medium%3Dnewsletter%26utm_source%3Dmorning_brew%0A%0AWant%20more%20great%20content%3F%20Subscribe%20to%20Sunday%20Edition%20%E2%80%94%20Delivering%20the%20latest%20business%20news%20from%20Wall%20St.%20to%20Silicon%20Valley%20daily.%0Ahttps%3A%2F%2Fwww.morningbrew.com%2Fdaily%2Fr%2F%3Fkid%3Da905682a%26utm_source%3Demail_share%0A Â TOGETHER WITH DUER [Duer]( Pants so comfortable you need to try them for yourself. Pants that are stylish, versatile, and comfortable enough to go from the bike lane to the boardroom and into the evening? Thatâs a power look if weâve ever seen one. Using plants and recycled materials, [DUER]( makes the worldâs most comfortable pants, built for movement + keeping your legsâand the environmentâhappy. [Shop now](. Â LONG READ Â [The humble empire of Knees Over Toes Guy](
[The humble empire of Knees Over Toes Guy](Illustration: Will Varner, Photos: Getty Images, Instagram Ben Patrick is kind of like the DJ Khaled of the fitness world: a beam of positivity with an underdog mentality. He always seems to be working. Heâs been [shouted out]( by WWE icon Diamond Dallas Page and has trained professional athletes like MMA legend Georges St-Pierre. You might know Patrick better as âKnees Over Toes Guy.â And you might even be one of his 1.3 million Instagram followers. If you donât know of him directly, then you might have noticed his influence at your local gym: Maybe they cleared an area for sled pulling or put up a sign begging members to stop walking backward on treadmills. Yep, thatâs probably Patrickâs impact. His credibility comes from dunking a basketball from a complete standstill, a flashy testimonial to compel his viewers to commit to tedious exercises like tibialis raises and split squats, which, Patrick insists, can pay big dividends, like an impressive vertical jump. But thatâs his thing: mobility. Instead of cosmetic enhancements, Patrickâs company, [Athletic Truth Group]( (ATG for short, which is also an acronym for âass-to-grass,â shorthand for a full range-of-motion squat), promises the elimination of knee pain. As a 30-year-old with freakish flexibility and athleticism, Patrick looks more like a personal trainer than a physical therapist. And for good reason: Heâs not a physical therapist. Injury prevention and rehabilitation isnât new, but itâs typically aimed at people closer to retirement than college graduation. But heâs bringing mobility and pain-free movement to a much younger audience with a regular stream of straightforward videos. Despite the stereotype of achy joints being a sign of age, knee pain is one of the most common complaints for Americans of all ages, according to the [Mayo Clinic](. Mobility doesnât sound that sexy in an online world of fitness influencers where some perform circus-like strongman routines to grab attention, like [squatting]( bleachers. But for every person who wants abs and arms that make off-the-rack clothing an impossibility, there are dozens more who exercise simply as a way to feel better and move better. And thatâs who Patrickâs earnest videos with clear explanations appeal to. Want to finish a half-marathon without your knee aching? Patrick is your guy. Want to get back to lifting after an injury sidelined you? He says he has the solution for that, too. Just read the comments on his Instagram; theyâre filled with people who swear by Patrickâs method. âATG saved my life, athletically and mentally,â reads one recent comment among many like it. A whole army of believers swear that Patrickâs emphasis on split squats and Nordic hamstring curls have improved their workouts. They follow him on YouTube, Instagram, or his new custom coaching app, which costs $49.50 per month. (Patrick declined to provide ATGâs number of paid customers. âI mean, we coach thousands of videos every day. So someone could probably use their imagination from there,â he said.) Like Peloton, Knees Over Toes Guy was bolstered by the pandemic, when many experienced physical and financial lockout from traditional exercise and physical therapy resources. An endorsement from Joe Rogan didnât hurt, either, but Patrickâs ideas about mobility were made long before Americans were stuck inside, with time to reconsider the long-held orthodoxies about squats. Before he was a household name, he was busy screwing up his own knees. He told Morning Brew that he was dead set on becoming a professional basketball player as a kid. His morning routine would start at 5:30, when he dribbled two basketballs through his neighborhood while wearing ankle weights. By the time Patrick was at Largo High School in Florida, he said he earned the nickname âThe Old Manâ because he required so much extra warm-up time before heâd be ready to hoop. Heâd later need multiple surgeries on his left knee, which led him to develop what would become the Knees Over Toes program. [Continue reading this story on Ben Patrickâs influence by Ashwin Rodrigues](. mailto:?subject=Check%20out%20this%20story%20from%20Morning%20Brew%21&body=The%20humble%20empire%20of%20Knees%20Over%20Toes%20Guy%3A%20https%3A%2F%2Fwww.morningbrew.com%2Fdaily%2Fstories%2F2022%2F08%2F18%2Fthe-humble-empire-of-knees-over-toes-guy%3Futm_campaign%3Dmb%26utm_medium%3Dnewsletter%26utm_source%3Dmorning_brew%0A%0AWant%20more%20great%20content%3F%20Subscribe%20to%20Sunday%20Edition%20%E2%80%94%20Delivering%20the%20latest%20business%20news%20from%20Wall%20St.%20to%20Silicon%20Valley%20daily.%0Ahttps%3A%2F%2Fwww.morningbrew.com%2Fdaily%2Fr%2F%3Fkid%3Da905682a%26utm_source%3Demail_share%0A Â Q&A Â [Brew Questionnaire with Ali Hazelwood](
[Brew Questionnaire with Ali Hazelwood](Photo courtesy of Ali Hazelwood Writer Ali Hazelwood scored a surprise bestseller in 2021 with her first novel, The Love Hypothesis, which spent more than 30 weeks on the New York Times bestseller list. That alone would be a pretty impressive accomplishment, but Hazelwood isnât your average novelist: She also has a PhD in neuroscience and is a college professor, which she describes as âterrifying.â Like The Love Hypothesis, her new book, [Love on the Brain](, explores what she knows best: women in STEM who have a deep streak of geek. Think brilliant scientists who know a ton of Star Wars trivia. Love on the Brain follows a neuroscientist who lives her life according to one important and probing question: What would Marie Curie do? It will be published on August 23. Whatâs the best advice you ever received? Wear sunscreen. Whatâs the most embarrassing song youâll admit to liking publicly? I have jammed to âFridayâ by Rebecca Black and Iâm only partially ashamed. What fictional person do you wish were real? Spock from Star Trek. What real person do you wish were fictional? Elon Musk. I mean, he feels fictional, right? How would you explain TikTok to your great-grandparents? Donât try to understand. Just sit down and enjoy this wondrous sea-shanties-to-closet-reorganizing-to-pimple-popping ride. What always makes you laugh? The relative insignificance of humanity within the vast swell of the unobservable universe. And [this video](. If you were given a billboard in Times Square, what would you put on it? PLEASE WATCH CRASH LANDING ON YOU ITâS THE BEST SHOW IN THE HISTORY OF TELEVISION YOU CAN FIND IT ON NETFLIX. âInterview by Stassa Edwards mailto:?subject=Check%20out%20this%20story%20from%20Morning%20Brew%21&body=Brew%20Questionnaire%20with%20Ali%20Hazelwood%3A%20https%3A%2F%2Fwww.morningbrew.com%2Fdaily%2Fstories%2F2022%2F08%2F16%2Fbrew-questionnaire-with-ali-hazelwood%3Futm_campaign%3Dmb%26utm_medium%3Dnewsletter%26utm_source%3Dmorning_brew%0A%0AWant%20more%20great%20content%3F%20Subscribe%20to%20Sunday%20Edition%20%E2%80%94%20Delivering%20the%20latest%20business%20news%20from%20Wall%20St.%20to%20Silicon%20Valley%20daily.%0Ahttps%3A%2F%2Fwww.morningbrew.com%2Fdaily%2Fr%2F%3Fkid%3Da905682a%26utm_source%3Demail_share%0A Â SUNDAY FUNDAY Â #
[A graphic of a crossword puzzle ] Brew mini: A Sunday crossword that nods to the news of the week. [Play it here.](  BREW'S BEST  # Quiet quitting for everyone but these guys: Ever thought to yourself, âHey, I should have more than one full-time jobâ? Us neither, but thatâs exactly what the âoveremployedâ do. Sidekick caught up with members of r/overemployed to figure out what motivates them. [[Sidekick](] Love Island goes Factor 50 for pre-loved clothing. The UKâs trashiest and most addictive reality import is leaving behind the fast fashion thatâs almost synonymous with the showâs aesthetic and embracing more sustainable fashion, including previously worn clothing. Former contestants have criticized the show for its love of all things cheap and lycra, pointing out that fast fashion exploits laborers and isnât exactly environmentally friendly. The clothes might be getting an upgrade, but the fake tans and chiseled abs are here to stay. [[Marketing Brew](] You might be melting in the summer heat, but pumpkin spice latte season persists. It will be here soonâsome are guessing August 30âbut in the meantime, Money Scoop has everything you need to know about the CPIâ¦thatâs the consumer pumpkin index, in case you didnât know. [[Money Scoop](] TIL what the âfraud triangleâ is. Motivation, opportunity, and rationalizationâthose are apparently the three things that drive employees to commit occupational fraud like embezzlement, bribery, and making fake invoices. Though it might sound fun to you thrill-seekers, it costs workplaces an estimated $4.7 trillion. [[CFO Brew](] Confessions of a spendaholic: In her latest episode, Katie Gatti traces her transition from âSpendy McSpenderson to Sally Saver.â Things get deep. [[Money with Katie](] The best thing we read this week: Esquireâs profile of Kid Cudi. Even if you donât feel it deep in your bones every time Kid Cudi raps âI am happy, thatâs just the saddest lie,â this smart and stylishly written profile of one of musicâs most interesting performers is worth your time. [[Esquire]]( And this, too: Whoâs using your data? The answer might surprise you. [[Bloomberg](] Fab collab: Bestselling sneaker brand Cariuma teamed up with Peanuts to create 7 limited-edition designs. And donât miss the sustainable and stylish OCA Low Canvas, just restocked in 15+ colors. [Save 20% with code MBAUG20](.* *This is sponsored advertising content.  THE END  # [null] âSherry Qin Written by [Rohan Anthony](, [Stassa Edwards](, [Amanda Hoover](, [Sherry Qin](, [Ashwin Rodrigues](, and [Holly Van Leuven]( Was this email forwarded to you? Sign up [here]( WANT MORE BREW? Industry news, with a sense of humor â - [CFO Brew](: your go-to source for global finance insights
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