How to get ahead with your financial goals
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Want to achieve your financial goals without racking your brain all day? [credit cards]( [travel insurance]( [personal loans]( [Blog]( How to get ahead with your financial goals We get it. Investing can be tough. You have to figure out what to invest in, spend time doing research, watch the market, and the list goes on. But what if there was a simple hack to achieve your financial goals without racking your brain all day? Digital wealth platforms can make investing easy and straightforward. And the best ones will help you work towards your financial goals. Thatâs what we love most about StashAway! StashAway not only grows your money, they give you solutions to help you get closer to your financial goals, within your time horizons. Here are 3 investment portfolios from StashAway you can consider. [Try StashAway Now]( #1 StashAway Simpleâ¢
(Short-Term Goals) If you donât have the time to ride out market volatility, you need an ultra-low-risk cash management portfolio. Thatâs exactly what Simple is â keep it for a month, a year or more. Entirely up to you. Current projected rate of 2.2%. Ideal time horizon: 6-12 months + Suitable goals include:
â Saving up for a big end-of-year holiday
â Saving to enrol in a course to help your career Monthly Top Ups Projected Capital* After 1 Year $100 $1,213.26 $500 $6,066.30 $1,000 $12,132.60 *Assumption for return (per annum): StashAway Simpleâ¢: 2%. These return figures are for illustrative purposes and do not reflect actual returns nor the effects of inflation. For current projected returns, check [Simple and Simple Plus.]( [FIND OUT MORE]( #2 StashAway Simple⢠Plus
(Longer-Term Goals) Simple Plus comes with a slightly higher risk than Simple but offers higher projected returns. If you're looking for a longer term cash management solution and are willing to put aside cash for more than 12 months, Simple Plus is a portfolio that you can consider. Current projected rate of 3.6% - 4.1% with no management fees until
30 Jun 2023, and 0.05% p.a. afterwards. Ideal time horizon: > 12 months+ Suitable goals include:
â Saving up for your wedding
â Saving up for the downpayment of a car Monthly Top Ups Projected Capital* After 1 Year $100 $1,224.25 $500 $6,121.27 $1,000 $12,242.55 * Assumption for return (per annum): StashAway Simple⢠Plus: 4%. These return figures are for illustrative purposes and do not reflect actual returns nor the effects of inflation. For current projected returns, check [Simple and Simple Plus.]( [FIND OUT MORE]( #3 General Investing Portfolios
(Long-Term Goals) If youâre in it for the long haul, then you have more time to ride out market volatility. This means youâll be able to go for investment portfolios with higher potential returns like General Investing powered by StashAway or General Investing powered by BlackRock®. General Investing powered by StashAway: Invest in globally-diversified portfolios that capture long-term returns, all while keeping risk constant.
General Investing powered by BlackRock®: Powered by one of the worldâs largest fund managers, these portfolios provide an investor with broad exposure to the market. You can expect long-term outperformance, and short-term ups and downs that trend with the markets. Management fees are only 0.2% to 0.8% p.a Ideal time horizon: at least 3-5 years + Suitable goals include:
â Retirement
â Saving up for your childrenâs education [FIND OUT MORE]( BlackRock® is a registered trademark of BlackRock, Inc. and its affiliates ("BlackRock") and is used under license. BlackRock is not affiliated with StashAway and therefore makes no representations or warranties regarding the advisability of investing in any product or service offered by StashAway. BlackRock has no obligation or liability in connection with the operation, marketing, trading or sale of such product or service nor does BlackRock have any obligation or liability to any client or customer of StashAway. For StashAway General Investing portfolios that are powered by BlackRock, BlackRock provides StashAway with non-binding asset allocation guidance. StashAway manages and provides these portfolios to you, meaning BlackRock does not provide any service or product to you, nor has BlackRock considered the suitability of its asset allocations against your individual needs, objectives, and risk tolerance. As such, the asset allocations that BlackRock provides do not constitute investment advice, or an offer to sell or buy any securities. Follow us to browse our bite-sized content pieces and to stay on top of our exclusive promos! [credit cards]( [online brokerage]( [personal loans]( [Blog]( This email was originally sent to {EMAIL}. You have received this email because you are subscribed to MoneySmart Singaporeâs awesome newsletter. Sent by MoneySmart Singapore Pte Ltd, 8 Commonwealth Lane, #04-02, Singapore 149555, Singapore [Unsubscribe](