Plus a tool to help determine when a company has your back as a shareholder... Monday, September 11, 2023 Index Momentum S&P 500 YELLOW Nasdaq RED Russell RED Tales from Nextdoor and the Naples âMom Pageâ Dear Fellow Expat: Nextdoor.com is a social media site allowing neighbors to discuss all things local⦠Restaurant reviews, updates about loose dogs, requests for handymen, gardening tips, and â of course â rants and insults over politics. One of the nice things about Nextdoor is the lack of anonymous accounts. People must speak under their own name and list their community. Of course, that doesnât stop some people from displaying how out of their minds they are. One woman in my neighborhood has never written a positive review of any local restaurant in the area. âI wouldnât eat there again if yaâ paid meâ¦â she types⦠I imagine her voice is cranky and rusted, the product of 30 years of Kool cigarettes and Drambuie. âI wouldnât eat thereâ¦â It was a good punchline at first, but now itâs tiredâthe social media rendition of Fonzie jumping the shark on Happy Days. The most common Nextdoor complaints come from people who moved to Florida and joined communities with Homeowners Associations (HOAs). Behind each HOA is a group of leaders who oversee budgets, community projects, and community safety. Iâve yet to find a Florida HOA that receives glowing reviews. People are âshockedâ to discover there is corruption in these tribes⦠or to realize that â just like government â these leaders are âOlympic levelâ at spending other peopleâs money. The latest complaints come from two developments north of me. The HOA quietly passed a budget that will install Pickleball courts in place of existing fields or basketball courts. Naturally, not everyone plays pickleball. The HOA members do. And thatâs what matters. Youâll find unaccountability is the feature⦠not the bug⦠in HOAs. When it comes to HOAs, I avoid them⦠like bad romantic comedies, olives, or other peopleâs kids. Thereâs nothing worse than a committee with just a tad of control of other peopleâs money. And itâs not like thereâs a way to tell which HOAs are good or bad. Thereâs no real screener to rate one neighborhoodâs leaders as a good, responsible HOA or another as a reckless one. Itâd be a great way to determine if they have a buyerâs interest at heart. But in the stock market⦠there IS a tool to help us determine which stewards of our money (the board of directors) are responsible to their stakeholders. Think of this tool as the ultimate weapon to help you determine if management has your back. Letâs have a look⦠and stick around for my commentary on inflation on the âNaples Mom Pageâ...[Click here to continue reading this postcard...]( Stay positive, Garrett {NAME} PREMIUM CONTENT As the calendar flips to September, the market is rife with uncertainties. Yet, in this unpredictable landscape, one energy powerhouse emerges as a rock-solid investment. High-profile insiders are upping their stakes, signaling a compelling reason to pay attention. It's Exxon, the stock that's capturing the smart money. For an unmissable deep dive into the stock, including the prices insiders are actually paying, don't miss my latest YouTube video. It's information no investor will want to trade without. [Sneak A Peek Inside the Trading Room]( REPORTS [The Momentum Handbook]( [The Secret to Huge Value Investing Profits]( [Twitter]( [Youtube]( [Instagram]( [Tiktok]( [Discord]( [LinkedIn]( You are receiving this e-mail at {EMAIL}, as part of your subscription to Postcards. To remove your email from this list: [unsubscribe here]( Please do not reply to this email as this address is not monitored. To cancel, or for any other questions or requests, please contact our Customer Service team:
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