Your Money Crasher Minute: You Have the Right to Remain Creditworthy

In this week's newsletter: How to outsmart identity thieves and your shady Aunt Edna, revenge is best served straight out of the air fryer with a side of ranch, and credit card companies are in it for the money — why shouldn't you be? ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ [money crashers logo ]( [Person managing money]( You Have the Right to Remain Creditworthy Hey, Money Crashers! This week's edition of Your Money Crasher Minute is all about your right to remain creditworthy, which is a direct pathway to your right to remain fabulous, your right to remain entertained, and your right to remain DoorDashed. If you suddenly want a [stiff cocktail]( I won't stop you. But don't grab it on my account — this is going to be easy. It turns out credit card companies owe you more than the promised cash back or airline miles, at least according to Congress. In this week's newsletter: - Revenge is best served straight out of the air fryer with a side of ranch - How to outsmart identity thieves and your shady Aunt Edna - Credit card companies are in it for the money — why shouldn't you be? Tip of the Week Get paid to have credit — It seems like everything good about being an adult comes with secret responsibilities your parents didn't tell you about. Credit cards are no exception. They mean you have to keep track of your credit score, take specific [steps to improve it]( as needed, and take time looking for new cards. That's why you should get paid to have a credit card. And our favorite cash-back credit cards ensure you don't leave any money on the table. [Read More]( [Your Rights as a Credit Cardholder — the Fair Credit Reporting Act Explained]( As an American consumer, you have rights when it comes to your credit. From credit score access to the right to prevent fraud, learn about each right you have under the Fair Credit Reporting Act and how to protect them. [Read It Now]( [How to Get Your Free Annual Credit Report the Easy Way — & How to Pay to Get Even More]( As a person who participates in our economy, you're entitled to one free credit report annually. But there's more than one way to get it. And if you pay for it, you can get a lot more. [Read It Now]( [How to Fix Errors on Your Credit Report for Free]( Finding errors on your credit report is frustrating. But it's easy to fix them and doesn't cost a penny. So keep calm and click the orange button. [Read It Now]( [10 Reasons Your Credit Card Application Might Be Denied]( Unlike the people who swipe left, credit card companies are required to tell you why they rejected you. And no matter the reason, there's probably a way to fix it. [Read It Now]( [Learn to Protect Your Identity With a Credit Freeze]( Learn to protect your vital information from scammers, identity thieves, and your shady Aunt Edna by freezing your credit report. [Read It Now]( [Shut Down Identity Thieves With a Fraud Alert]( Once your identity has been stolen, you have to consider that your details are now on the dark web. If you get doxed by cybercriminals, it's vital you put a fraud alert on your credit file — before it gets worse. [Read It Now]( [Deploying Soon? Put an Active-Duty Alert on Your Credit Report to Keep Your Identity Safe]( Once your identity has been stolen, you have to consider that your details are now on the dark web. If you get doxed by cybercriminals, it's vital you put a fraud alert on your credit file — before it gets worse. [Read It Now]( [How Medical Debt Affects Your Credit Score]( Medical privacy laws mean companies have to do a balancing act when it comes to reporting medical debt. Find out how that impacts how medical debt affects your credit score. [Read It Now]( What to Do if a Company Violates the FCRA (AKA, Sweet Revenge) If a company violates your rights under the FCRA, contact the [credit reporting agency]( first to file a dispute. If they think there's merit to your case or can't find anything to suggest the company is right, they'll just remove the offending entry. But even if they do (and especially if they don't), [file a complaint]( with the Consumer Financial Protection Bureau. And if you still can't resolve it or if what they did wrecks (or even seriously dings) your credit or life, anyway, it may be time to contact a consumer law attorney. [Facebook]( [Twitter]( [Linkedin]( [Instagram]( Sent to: {EMAIL} [Unsubscribe]( Money Crashers, LLC, 1887 Whitney Mesa Dr #3030, Henderson, NV 89014, United States