Get rewarded every time you shop! 19.9% APR representative (variable).

With the M&S Credit Card Rewards Offer. Can’t see images? [View email online]( [M&S]( [Women]( [Lingerie]( [Men]( [Food]( [Kids]( [Home]( [Offers]( [HERO BANNER]( If you love M&S Clothing & Home, then you’re going to love our latest arrivals. Shop the best style of the season using the M&S Credit Card Rewards Offer and earn Rewards Points with every purchase. Rewarding you when you shop - that’s our style. With this M&S Credit Card, you’ll also get: [£30 M&S E-GIFT CARD*] £30 M&S E-GIFT CARD* when you take out and use your M&S Credit Card. *£100 minimum spend across 3 or more qualifying purchases within the first 90 days. Offer ends 2 August 2022 [DOUBLE REWARDS POINTS AT M&S**] DOUBLE REWARDS POINTS AT M&S** when you take out and use your M&S Credit Card. 19.9% APR Representative (variable) This really is the card that loves to give back, so what are you waiting for? [APPLY NOW]( IT’S AS EASY AS SHOP. REWARDS. REPEAT. [M&S REWARDS CARD] HOW IT WORKS 1 Rewards Point for £1 spent in M&S 1 Rewards Point for £5 spent elsewhere Double Rewards Points at M&S for the first 12 months As an M&S Credit Card holder, you’ll also enjoy: [0% INTEREST ON YOUR SHOPPING] 0% INTEREST ON YOUR SHOPPING for the first 12 months [12 MONTHS 0% INTEREST ON BALANCE TRANSFERS] 12 MONTHS 0% INTEREST ON BALANCE TRANSFERS (2.9% fee applies, minimum £5) [NO MONTHLY FEE] NO MONTHLY FEE REPRESENTATIVE EXAMPLE 19.9% Purchase rate p.a. (variable) 19.9% APR Representative (variable) £1,200 Assumed credit limit [APPLY NOW]( ADD UP THE LOVE Calculate how many Rewards Points your monthly spend at M&S, and elsewhere, would add up to and get more of the things you love. [ADD IT UP]( [For her]( [For him]( [For the kids]( [Bath & body]( [ContactUs]( [Delivery]( [ Contact us]( [Delivery]( [Store_Finder]( [Sparks_FAQs]( [Store Finder]( [Sparks FAQs]( TERMS AND CONDITIONS Marks and Spencer plc, Waterside House, 35 North Wharf Road, London W2 1NW acts as a credit broker and not a lender. Authorised and regulated by the Financial Conduct Authority (Register no. 718711). Credit is provided subject to status by Marks & Spencer Financial Services plc to UK residents aged 18 or over. *£30 M&S e-gift card offer: Card account must be opened and three or more qualifying purchases to the total value of at least £100 to be made using your card in the first 90 days to earn a £30 M&S e-gift card. E-gift cards will be received within 45 days of this spend, via the email you provided on application. Qualifying purchases exclude foreign currency and other cash related payments, and M&S gift cards/vouchers. Available only to new customers who haven’t held an M&S Credit Card within the last 12 months and apply in store via a QR code or online via a promotional banner promoting the M&S Credit Card Rewards offer; not available in conjunction with any other introductory voucher or discount offer. Offer ends 2 August 2022. **As an M&S Credit Card customer, you earn one Rewards Point for every £1 spent in M&S (two Rewards Points per £1 if you are an M&S Credit Card Rewards offer customer within your 12-month introductory period). M&S Rewards Points can’t be earned on purchases of foreign currency (including M&S Travel Money), or M&S gift cards or vouchers. Credit card and full offer T&Cs apply and can be viewed [here](. If you no longer wish to receive emails you can [unsubscribe]( at any time. For more information about how we use data, please see our [Data Protection Policy](. AC59406