Elon Memecoin, Small Business AI, and Best Bargain Cities

3 Steps To Saving Your First $100K                                                                                                                                                                                                                                                                                                                                                                                                                 February 03, 2024 | [Read Online]( Good afternoon. It's Saturday, Feb. 03, and we're covering your money personality, what happens if you didn’t reach your savings goal, your brokerage's success is hiding in these 10 areas, and much more. First time reading? [Sign up here](. Stock Market Update Market Performance: February 02, 2024. U.S. stocks finished higher on Friday, driven by strong gains from Big Tech stocks like Meta Platforms Inc., Amazon, Microsoft Corp. and Nvidia Corp. The S&P 500 and Dow Jones Industrial Average logged fresh record closing highs, their seventh and ninth of the year, respectively, while the tech-heavy Nasdaq Composite logged a fresh 52-week closing high. [Gains on Friday were largely concentrated in shares of megacap technology companies,](with communications services stocks on the S&P 500 seeing their best day since April, while consumer discretionary and information technology stocks also saw strong gains. Financial Maverick Insights What's Your Money Personality? How To Manage Spending We all have pain points when it comes to our finances and we all have different ways of dealing with those. But there’s something about knowing where you stand with your money, and why you behave in the way you do, that makes it easier to sort through what you need to do. Believe it or not, we all have our own money personality — and that personality can shift depending on time and circumstance. When spring starts stirring, I can switch from being a careful saver to someone who wants to go outside, see the daffodils and spend, spend, spend. The concept of money personalities was co-developed by financial psychologists Dr Brad Klontz and Ted Klontz. Ken Honda, author of 2020’s Happy Money: The Japanese Art of Making Peace with Your Money later coined seven personality types. In my opinion, there are five main money personalities (excluding The Saver-Splurger and The Indifferent-to-Money) that many of us fall into. Each of these personalities — The Saver, The Spender, The Investor, The Risk Taker and The Planner — carries its unique traits, strengths and challenges. Knowing your money personality allows you to create strategies that resonate with your natural financial inclinations. While it is no means a substitute for professional financial advice, it will ultimately help you to manage your money in a better way. [Talking about money is still pretty taboo in most social situations.](And yet, how we manage our money day to day can really influence how we interact with others in financial contexts, with a partner, with family or with friends. Didn't Reach Your Savings Goal Last Year? Here's How To Do Better in 2024 The new year is in full swing. But if you’re like many people, you’re reeling with one or more financial regrets from 2023. You know how to budget, you had the best intentions when it came to hitting your savings goals, but an honest look at the numbers shows some serious neglect. You’re not alone. Data from 2023 shows that while total personal savings in the U.S. is slightly over $800 billion, half of Americans have less than $500 saved. To bounce back from last year’s financial setbacks, you’ll want to call on your emotional resilience and practical planning skills. Understanding Financial Regrets If you’re beating yourself up for how you handled your savings account last year, the first step is to acknowledge and understand your regrets. Reflect and Reframe Your Missed Savings Goals Take a moment to examine the root causes of falling short on your goals. Life is unpredictable, and financial setbacks are part of the journey. Did unexpected expenses arise? Was your budget realistic? Appreciate that failures provide the key learnings you will need to do better next time. [Here’s how to regain your financial footing with a robust and realistic]( plan for the year ahead. Real Estate News Your brokerage's success is hiding in these 10 areas The stability you're looking for in your brokerage starts with proper processes, procedures and operational best practices. I’m a Real Estate Agent: 5 Cities Where Homes Will Be the Best Bargains in 2024 The Midwest could be a winner. Keller Williams to settle real-estate agent commission lawsuits for $70 million One of the nation’s largest real estate brokerages has agreed to pay $70 million as part of a proposed settlement to resolve more than a dozen lawsuits... Personal Finance Tips Local business owner shares tips on saving money in the kitchen Cooking and planning can sound intimidating, but there are a few tricks. Rachel Cruze: 3 Steps To Saving Your First $100,000 Taking these baby steps will ensure you get on your way. These 8 Charts Show How Small Savings Can Add Up To Big Money | Bankrate You may be surprised at how big your savings can grow by setting aside small amounts consistently. Alternative Investing Why US small businesses will lead in AI investments in 2024 A new survey of US small business owners finds that 60% seek to improve productivity and communications by allocating bigger budgets to new technologies like artificial intelligence. Bitcoin Wears a Patagonia Vest Now, but Is It Still Crypto? Cryptocurrency went full finance bro, and the police are making sure billion-dollar crypto frauds stay in the past. Why This Elon Musk Memecoin Surged 3,400% The Neuralink (NLINK) crypto token has surged 3,400% following the successful implant of Elon Musk’s Neuralink device. Have you gained any financial value through Bitcoin investments? [Yes]( [No]( Reach Over 100,000 Financial Mavericks Advertise with Financial Maverick to get your brand in front of the Financial Gurus in the world. The Mavericks are high-income and highly knowledge people who are always looking for an interesting product or tool. [Get In Touch]( Share Financial Maverick Calling all Financial Mavericks! To help out a family and friend in need by sharing this newsletter. Tell you what if you ever wanted to be a Hero, Financial Guru, or a Nice Person this is your time! [Share the newsletter]( DISCLAIMER: None of this is financial advice. 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