Magic Mortgage Rate, 50/30/20 Budget, and Financial Happiness

6 ways to give that aren't about money...                                                                                                                                                                                                                                                                                                                                                                                                                 January 23, 2024 | [Read Online]( Good morning. It's Tuesday, Jan. 23, and we're covering how much aid the U.S. has sent to Ukraine, turning your grocery store bonus into a supermarket sweep, essential tips for selling a home in the spring, and much more. First time reading? [Sign up here](. Stock Market Update Market Performance: January 22, 2024. Dow Jones futures edged higher overnight, along with S&P 500 futures and Nasdaq futures. General Electric (GE) headlines key earnings early Tuesday. The stock market rally continued to advance Monday as Treasury yields retreated. The Dow Jones and S&P 500 hit fresh highs, though closing off best levels. Small caps led in a second straight day of stronger market breadth, a bullish sign. Apple (AAPL) continued to advance, reclaiming a key level and offering an early entry. [Affirm Holdings (AFRM), MongoDB (MDB), UiPath (PATH),](Synopsys (SNPS) and Crispr Therapeutics (CRSP) flashed buy signals Monday. Financial Maverick Insights How Much Aid Has the U.S. Sent Ukraine? Every year, the United States sends billions of dollars in aid—and much more than any other country—to beneficiaries around the world in pursuit of its security, economic, and humanitarian interests. Since Russia’s invasion in February 2022, Ukraine has become far and away the top recipient of U.S. foreign aid. This marks the first time that a European country has held the top spot since the Harry S. Truman administration directed vast sums into rebuilding the continent through the Marshall Plan after World War II. The Joe Biden administration and the U.S. Congress have directed more than $75 billion in assistance to Ukraine, which includes humanitarian, financial, and military support, according to the Kiel Institute for the World Economy, a German research institute. (This figure does not include all war-related U.S. spending, such as aid to allies. [However, the flow of Western aid to Ukraine looked uncertain]( in late 2023 as new funding measures were trapped in political logjams in both the United States and European Union. Tips to Turn Your Grocery Store Bonus Into a Supermarket Sweep Grocery shopping is a popular — and potentially lucrative — rewards category. But it can be a little tricky to optimize, depending on where you shop. Here are some tips to help you get the most out of your trips to the supermarket. Know what does and doesn't qualify You’ll generally be eligible for bonus cash back if the merchant category code, or MCC, is labeled as a grocery store. But just because a store sells groceries doesn’t mean it qualifies. If you normally buy groceries at Walmart or Target, you typically won’t earn any elevated rewards on a credit card with grocery rewards because issuers often make exceptions for such big-box stores. The same generally goes for warehouse clubs like Costco, Sam’s Club and BJs. [If you purchase groceries through a delivery app like Instacart, many issuers will still offer]( elevated rewards. But anytime you buy something through a third-party platform, reward earnings can get a little bit iffy. So make sure you know what does and doesn’t count as a grocery purchase on your specific card. Real Estate News Building lasting client connections in real estate Throughout my real estate journey, I’ve discovered that building lasting client relationships is the most crucial aspect of leading a successful business. Blooming Success: Essential Tips for Selling a Home in the Spring Spring is a season of renewal and blossoming flowers and a prime time for the real estate market. As nature Aging in place is disrupting the flow of the housing market - WTOP News The biggest problem vexing the housing market remains a lack of homes for sale, and boomers deciding to stay put is fueling some of it. The 'Magic' Mortgage Rate That Could Unfreeze the Housing Market The improved outlook for inflation has fueled a sudden reversal in the trajectory of mortgage rates. Personal Finance Tips 6 ways to give that aren't about money Good news: You can be a generous person without writing a bunch of checks. Dave Ramsey: Here’s How Much Money You Should Have In Savings Key findings from a recent GOBankingRates survey polling 1,063 Americans revealed 73% of overall Americans currently have a savings account open. 50/30/20 Budget Calculator - NerdWallet This calculator uses the 50/30/20 budget to suggest how much of your monthly income to allocate to needs, wants and savings. How to Reach Financial Happiness Empower explores the roadblocks and stressors faced by Americans on the road to financial happiness. Alternative Investing Elon Musk Explains Why So Many Crypto Accounts on X Are Being Flagged Elon Musk's announcement made all things clear, thankfully. AI wave takes this stock to record as investors look beyond Magnificent 7 Stocks outside the Magnificent 7 are seeing renewed investor interest as the AI demand wave continues to power markets higher. Bitcoin was up 155% in 2023—but should you invest? Here's what experts say Cryptocurrency investors spent much of 2023 waiting for good news. Would you invest in Bitcoin? [Yes]( [No]( [Already have]( Reach Over 100,000 Financial Mavericks Advertise with Financial Maverick to get your brand in front of the Financial Gurus in the world. The Mavericks are high-income and highly knowledge people who are always looking for an interesting product or tool. [Get In Touch]( Share Financial Maverick Calling all Financial Mavericks! To help out a family and friend in need by sharing this newsletter. Tell you what if you ever wanted to be a Hero, Financial Guru, or a Nice Person this is your time! [Share the newsletter]( DISCLAIMER: None of this is financial advice. This newsletter is strictly educational and is not investment advice or a solicitation to buy or sell any assets or to make any financial decisions. Please be careful and do your own research. 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