Crypto Bulls, Elon Doubles Down, and House Market Threats

Best money-saving hacks you should use in 2024                                                                                                                                                                                                                                                                                                                                                                                                                 January 13, 2024 | [Read Online]( Good morning. It's Saturday Jan. 13, and we're covering best money-saving hacks, improving your finances in 2024, the city's next boom suburbs, and much more. First time reading? [Sign up here](. Stock Market Update Market Performance: January 13, 2024. Stocks finished mixed on Friday, shedding earlier gains as big bank results failed to lift hopes for a robust quarterly earnings season. But the S&P closed the week in positive territory after a rough start to 2024. The Dow Jones Industrial Average (^DJI) lost 0.3%, or more than 100 points. The benchmark S&P 500 (^GSPC) gained 0.1%, while the tech-heavy Nasdaq Composite (^IXIC) closed just over the flatline. Wall Street lenders kicked off fourth quarter earnings, seen as a crucial chance for stocks to recover from this year's losses so far. JPMorgan Chase (JPM), Bank of America (BAC), and Wells Fargo (WFC) all posted decent results on Friday. But the latter two saw shares fall as they failed to settle nerves about potential pain ahead. Financial Maverick Insights Best money-saving hacks you should use in 2024 While the past 12 months may well be remembered for the cost-of-living pain dished out to Aussie households, it also spawned a raft of money-saving incentives offered up by companies in their desperate fight for your dwindling dollars. And it seems these incentives are here to stay for 2024. Money expert Joel Gibson breaks down some of the best, as well as some other simple ways you can save. ‘Better offer’ on energy: On the front page of your electricity bill, there should now be a box saying how much you could save by switching to your provider’s cheapest plan. For decades, power companies made money out of giving ‘honeymoon deals’ to new customers and then increasing the rates each year and making their profit out of you in years two, three and four. But now, you can see if they’re having a lend of you, and you can immediately switch to their cheapest plan or simply ditch them. ‘Bribes’ for energy switchers: [Speaking of honeymoon deals and energy companies, 2023 was also the ‘year of the cash bribe’](in the energy industry, when most of the big electricity providers started offering $100-$300 upfront credits for switching. Improving your finances in 2024 – out with the old, in with the new How well did you do financially in 2023? Were you able to save more toward retirement? Did you set up an account for emergencies or pay off any existing debt? With the New Year here, some Americans are anxious to restructure their financial plan to meet their money goals. Every new year brings a “new beginning,” in which we typically resolve to do better in everything from eating healthier to exercising more or quitting a nasty habit. However, studies show that despite our commitments to make improvements, the resolutions come and go. Experts say change is a process, and processes take time. If we make the process too cumbersome, we may not stick to our plans. Remember, there are always revisions that can be made throughout the year to become a better money manager and improve your financial wellbeing. As one source put it, “You could be skating on the edge of disaster or in tip-top shape, but the bottom line is, you need to think about where you are now, and where you need to be to take complete control.” [So, let’s put the past behind us and start fresh. Who knows, making smart financial decisions just might allow 2024]( to become our best year ever. Here are some financial tips that might help as you begin your New Year plan Real Estate News Ballarat agent ready for the city's next boom suburbs 'What you put into it is what you get out of it.' Housing market threatens to make all Americans' lives more expensive Housing costs contributed to a higher-than-expected rise in inflation on Thursday, according to the U.S. Bureau of Labor Statistics. Buying A House In 2024: A Step-By-Step Guide | Bankrate Buying a home can be a long, complicated process. Our 13-step guide helps you navigate all the twists and turns along the way. Personal Finance Tips Three Essential Money Hacks for 2024 The beginning of a new year is the perfect time to look at how you can adjust your spending habits and budget better to save money. A Few Years Ago, 8 States Required Personal Finance Education. Now It's Up to Half Advocates say the pandemic has accelerated the push to require high schoolers to take a financial literacy course. Expecting a 12% Return on Your Portfolio? That’s Dangerous When you factor in volatility and inflation, as well as taxes, fees and asset allocation, a more realistic expectation would be 7%, maybe even 5%. Here’s why. Alternative Investing Crypto bulls see bitcoin flying above $100,000 after ETF approval Cryptocurrency bulls say bitcoin could surge to more than $100,000 this year after the U.S. Securities and Exchange Commission approved the first-ever U.S. spot bitcoin exchange-traded fund. Elon Musk Doubles Down on Crypto; Reveals His DOGE and Bitcoin Holdings! Billionaire entrepreneur Elon Musk recently disclosed a surprising financial move: retaining a substantial amount of Dogecoin, initially a lighthearted digital currency that gained prominence, partly due to Musk’s 2021 endorsement. How CTOs can make the case that AI investments create value Artificial intelligence has been deeply woven into the technology infrastructure at Papa John’s for about half a decade, ranging from fraud detection to AI-enabled algorithms that share with customers when their pizzas will be delivered to their homes. Are you saving for retirement? [Yes]( [No]( Reach Over 100,000 Financial Mavericks Advertise with Financial Maverick to get your brand in front of the Financial Gurus in the world. The Mavericks are high-income and highly knowledge people who are always looking for an interesting product or tool. [Get In Touch]( Share Financial Maverick Calling all Financial Mavericks! To help out a family and friend in need by sharing this newsletter. Tell you what if you ever wanted to be a Hero, Financial Guru, or a Nice Person this is your time! [Share the newsletter]( DISCLAIMER: None of this is financial advice. This newsletter is strictly educational and is not investment advice or a solicitation to buy or sell any assets or to make any financial decisions. Please be careful and do your own research. [fb]( [tw]( [ig]( Update your email preferences or unsubscribe [here]( © 2024 Financial Maverick 19354 Watermark Drive, Suite 202 Cornelius, North Carolina 28031, United States [[beehiiv logo]Powered by beehiiv](