Get Your Tax Refund Early, but Experts Warn Against It. Here's Why                                                                                                                                                                                                         January 09, 2024 | [Read Online]( Good morning. It's Tuesday Jan. 9, and we're covering the overjustification effect, meaning of the color green, real estate obstacles, and much more. First time reading? [Sign up here](. Stock Market Update Market Performance: January 9, 2024. The S&P 500 ended Friday modestly higher, but all three of the major averages snapped a nine-week winning streak following a stronger-than-expected jobs report. The broader index rose 0.18% to end at 4,697.24, while the Nasdaq Composite added 0.09% to finish at 14,524.07. The Dow Jones Industrial Average ticked higher by 25.77 points, or 0.07%, settling at 37,466.11. [The three major averages notched their first negative week in 10,]( with the Nasdaq suffering the biggest decline at 3.25% — its worst weekly performance since September. The S&P 500 and Dow dropped 1.52% and 0.59%, respectively. Financial Maverick Insights How the Overjustification Effect Reduces Motivation The overjustification effect is a phenomenon in which being offered an external reward for doing something we enjoy diminishes our intrinsic motivation to perform that action. If we enjoy playing volleyball, for example, our motivation to play is reduced if we're offered money to do so according to this effect. Why does the overjustification effect occur? We'll answer this question and share what we've learned from research in this area. This can help us understand why we may experience lower motivational levels when offered a reward for an activity that brings us joy. Researchers have found that when extrinsic motivation (such as money and prizes) is given for actions that people already find intrinsically rewarding, they become less internally motivated to pursue those activities in the future.1 But why does a reward diminish our intrinsic motivation? [One theory is that people tend to pay more attention to external rewards rather than]( their enjoyment of the activity. As a result, they think that their participation in the activity is the result of the external reward instead of being due to their internal appreciation of the behavior. What Does the Color Green Mean? Research in color psychology suggests that colors evoke psychological reactions, affecting moods and emotions. Sometimes, these reactions are related to the intensity of a color. In other cases, they're products of experience and cultural influences. For many people, the color green means nature and brings to mind lush grass, trees, and forests. Green is often described as refreshing and tranquil. Other common associations with the color green are money, luck, health, and envy. In color psychology, colors made up of long wavelengths are considered "arousing or warm," whereas colors such as green that have shorter wavelengths are "relaxing or cool." Whereas our eyes must adjust to see colors with longer wavelengths, they don't need to adjust at all to see cool colors. [The color green can positively affect thinking, relationships, and physical health.]( Green is also thought to relieve stress and help heal. You'll often find green in the decor of medical facilities. Real Estate News Home prices are forecast to fall in these 34 cities Zillow forecasts that home prices will drop in 34 out of 50 large US cities, in part due to a lack of homebuyer demand. Here's how it breaks down. Tarek El Moussa: Overcoming Obstacles and Finding Success in Real Estate | Entrepreneur In this episode of Jeff Fenster's podcast, Tarek El Moussa, a renowned real estate entrepreneur, shares his inspiring journey of triumph over adversity and how he achieved remarkable success in the industry. Dexope – Everything To Know Before You Sign Up Dexope is a real estate referral network. They pride themselves in providing only double-verified leads from motivated buyers & sellers with specific criteria. Personal Finance Tips I Retired Early: Here’s My Monthly Budget You may have heard about the early retirement movement making waves with stories of dedicated savers who have been able to escape the traditional workforce much earlier than 65. You may have even... You Can Get Your Tax Refund Early, but Experts Warn Against It. Here's Why Tax refund advances are risky, and they may cost you more in interest and fees than they're worth. Budget Cruising: 7 Ways To Save Money On Cruise Vacations A cruise vacation is often seen as a luxury choice, but it doesn’t have to be. Here’s how to save money on your next cruise. Alternative Investing AI set to drive VC's to cybersecurity investments Indian cybersecurity startups in the last two years amassed fund inflows of about $130.7 million, nearly a 63% jump from two years prior. Why Twitter’s Crypto Scam Spam Is a Problematic Failure Twitter users report a surge in crypto scam ads on the platform, proving Musk’s anti-bot strategy ineffective. Mystery Transfer — Unidentified Wallet Sends $1.19 Million in Bitcoin to Satoshi Nakamoto's Genesis Address Two days after Bitcoin’s 15th anniversary, an unidentified wallet transferred roughly 26.917 bitcoin, valued at $1.19 million, into Satoshi Nakamoto’s Genesis wallet. Do you have any financial transactions in Bitcoin? [Yes](
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