What Would You Do With $10,000 of Free Cash?                                                                                                                                                                                                         December 18, 2023 | [Read Online]( Good morning. It's Monday, Dec. 18, and we're covering the benefits of a joint savings account, passive income ideas, housing market crashes, and much more. First time reading? [Sign up here](. Stock Market Update Market Performance: December 18, 2023. NEW YORK — Wall Street drifted through mixed trading on Friday to put a quiet end to another rocking week. The S&P 500 finished nearly unchanged for the day, down 0.36, or less than 0.1%, at 4,719.19. But it’s still hanging within 1.6% of its all-time high set early last year, and it closed out a seventh straight winning week for its longest such streak in six years. Costco helped lead the market with a 4.4% gain. It reported stronger results for the latest quarter than analysts expected and said it will send $6.7 billion in cash to its shareholders through a special $15 dividend. [The Dow Jones Industrial Average, which tracks a smaller slice]( of the U.S. stock market, rose 56.81 points, or 0.2%, to 37,305.16 and set a record for the third straight day. Financial Maverick Insights Is a joint savings account a good idea? A joint savings account can be a good way to build up money for shared financial goals like holidays or a house deposit. We weigh up the pros and cons. A joint savings account is different to a joint current account, which many couples use to split shared costs like household bills and mortgage repayments. Find out if getting a joint savings account could help you reach your financial goals. The pros Joint savings can be really useful in some circumstances, especially if you are wanting to save towards a shared financial goal such as a house deposit or a large specific purchase, such as a new kitchen. [Savings accounts do not count towards your credit score history,]( unlike current accounts and credit cards. If you and your partner take out a joint credit card or other types of debt and then fail to pay it off then it could affect both of your credit scores. Passive Income Ideas To Help You Make Money In 2023 Passive income can be a great way to help you generate extra cash flow, whether you’re running a side hustle or just trying to get a little extra dough each month, especially as inflation takes its toll. Passive income can help you earn more during the good times and tide you over if you suddenly become unemployed, if you voluntarily take time away from work or if inflation keeps chipping away at your purchasing power. With passive income, you can have money coming in even as you pursue your primary job, or if you’re able to build up a solid stream of passive income, you might want to kick back a little. Either way, a passive income gives you extra security. [And if you’re worried about being able to save enough of your earnings]( to meet your retirement goals, building wealth through passive income is a strategy that might appeal to you, too. Real Estate News Andrew Tate and his journey to success. [ Millionaire success ] A former kickboxing world champion turned entrepreneur and motivational speaker, Tate has built an empire that extends beyond the ring. Jackie Louh to Lead Panel on How to Increase Your Referral Business at RISMedia’s 2024 Real Estate’s Rocking in the New Year RISMedia is excited to announce that Jackie Louh, Chief Operating Officer of Lamacchia Realty, will be heading up an industry-leading Will the Housing Market Crash in 2024? Interest rates remain high, and the market is still competitive. Does this portend a market crash soon? Personal Finance Tips You'll Never Guess How Much High-Income Earners Have Saved For Retirement If you’ve got more money, you’ve got more retirement options. What Would You Do With $10,000 of Free Cash? Hopeful levels of generosity, even when no one was looking. How to create a realistic grocery budget (and actually stick to it) From "shopping your pantry" to supermarket hacks, a no-fear guide to eating better for less Alternative Investing Google Leads 4 AI Stocks Battling Back Toward Buy Points. Why They Deserve A Close Look Magnificent Seven member and Google parent Alphabet (GOOGL) leads this week's list of AI stocks to watch near buy points. Fellow artificial intelligence plays Palantir Technologies (PLTR), MongoDB (MDB) and Super Micro Computer (SMCI) join the list. Bitcoin OG Says BONK Will Flip Shiba Inu Amid 13,623% Growth Kyle Chassé, a prominent crypto community figure who has been a Bitcoin investor since 2012, has argued that BONK will outpace Shiba Inu. Elon Musk denies that X, Tesla, or SpaceX will ever issue crypto tokens While some of his various firms have leaned into making use of existing cryptocurrencies, the billionaire said not to expect native tokens from any of them. Do you have financial goals set for 2024? [Yes](
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