5 People You Need In Your Corner, Money-Saving Meals, and Greatest Correction

10 AI Stocks Billionaires Are Crazy About                                                                                                                                                                                                                                                                                                                                                                                                                 December 15, 2023 | [Read Online]( Good morning. It's Friday, Dec. 15, and we're covering how to have a great Christmas on a tight budget, financial depression, maximizing your real estate success, and much more. First time reading? [Sign up here](. Stock Market Update Market Performance: December 15, 2023. US stocks rose on Thursday as interest rate sensitive areas of the market rallied in the wake of the Federal Reserve's pivot to more rate cuts in 2024. The Dow Jones Industrial Average (^DJI) rose 0.4% or more than 150 points, while the S&P 500 (^GSPC) popped over 0.2%. The tech-heavy Nasdaq Composite (^IXIC) added 0.2%. The Dow Jones set a new all time high for the second-straight day. [The Fed's final policy decision of 2023 signaled the central bank is unlikely]( to hike interest rates further and could even cut rates three times next year. The news sparked a rally in the Real Estate sector which rose nearly 3% on Thursday. Financial Maverick Insights Depressed or anxious about finances amid inflation and rising rates? You're not alone As rent, mortgage payments, grocery bills and the cost of just about everything else rises, more and more are feeling the weight — not just on their budgets, but also on their mental well-being. Some are grappling with what a November report from MNP Ltd. called "inflation isolation": loneliness brought on when avoiding the expense of social events means less time with friends. Two in five are feeling stressed or anxious because of inflation and higher interest rates, the report found. But financial and mental health experts say it’s crucial to break out of the cycle of shame and avoidance that money struggles can cause and ask for help, whether from friends and families or from professionals. Financial struggles can perpetuate mental health challenges such as depression and anxiety, Rafuse said. In turn, those challenges can affect a person’s financial situation, such as their spending habits, budgeting, or ability to maintain a steady job. [“Spend some time building your personal finance literacy, because it gives you the language](to know what you need, and to know what you're looking for.” Having a Great Christmas on a Tight Budget It’s the most wonderful—and most expensive—time of the year! And if you’re like so many others who are struggling to get out of debt, this season can cause a lot of stress and completely derail your money goals. But it doesn’t have to, and you can still have a meaningful holiday season while sticking to your budget and knocking out that debt. Actually have a budget: Creating a fresh budget each month is one of the biggest keys to success on your debt-free journey, and it’s also the key to keeping your holiday spending in check. I suggest making a zero-based budget, which just means you give every dollar you earn an assignment. If you haven’t made a budget for this month yet, this is your sign to download a free budgeting app (I personally recommend EveryDollar) and write down exactly how much you’re spending on what—and stick to it. Don’t try to do “the most”: [If you look at your budget and realize all your usual holiday traditions will mess with the progress you’ve made,](I’m giving you permission do the least. I’m talking less Secret Santa exchanges, less side dishes and less travel. Seriously. Sometimes doing the least will keep you the most on track with your money. Real Estate News The 5 Biggest Kitchen Island Mistakes Realtors Always Notice Avoid purchasing a home with these kitchen island flaws. Real estate investor warns US is entering the 'greatest' correction of his lifetime Despite a great "correction" on the horizon for the real estate industry, private equity fund manager Grant Cardone criticizes Federal Reserve Chairman Jerome Powell for killing the housing market. 5 people you need in your corner when starting out Mauricio Umansky helps you build your ideal team to inform, challenge and fuel the growth of your real estate business. Personal Finance Tips How Negative Interest Rates Work Policymakers in Europe are choosing an unconventional strategy of negative interest rates. What could happen? Money-saving meals: Easy winter dinner recipes, tips to save on your groceries Food creator Jenn Lueke shared with "GMA" her seasonal winter recipes that are free of dairy and gluten, and feed three to four people. 3 tips to tackle the annual marketing budget challenge | MarTech Insights on appointing a budget lead, prioritizing impactful initiatives and maintaining flexibility for optimal marketing results. Alternative Investing 10 AI Stocks Billionaires Are Crazy About In this article, we discuss the 10 AI stocks billionaires are crazy about. To skip the detailed analysis of the AI industry, go directly to the 5 AI Stocks Billionaires Are Crazy About. Elon Musk's Grok AI Good for Crypto Research? DeFi Analyst Makes Things Clear Seasoned DeFi researcher indicated opportunities and challenges associated with Grok AI usage in studying crypto tokens. How to Analyze Cryptocurrency: The Basics Cryptocurrency investing can be a great way to diversify investments, but figuring out which cryptocurrency is suitable and which isn’t can be challenging. To make an informed investment decision, it is important to know how to analyze cryptocurrencies. Do you have enough money for a financial emergency? [Yes]( [No]( Reach Over 100,000 Financial Mavericks Advertise with Financial Maverick to get your brand in front of the Financial Gurus in the world. The Mavericks are high-income and highly knowledge people who are always looking for an interesting product or tool. [Get In Touch]( Share Financial Maverick Calling all Financial Mavericks! To help out a family and friend in need by sharing this newsletter. Tell you what if you ever wanted to be a Hero, Financial Guru, or a Nice Person this is your time! [Share the newsletter]( DISCLAIMER: None of this is financial advice. 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