AI Realtors, Personal Loans, and Cash-Flow Guidance

3 stocks that make up half of Buffett’s $313 billion portfolio                                                                                                                                                                                                                                                                                                                                                                                                                 December 14, 2023 | [Read Online]( Good morning. It's Thursday, Dec. 14, and we're covering 3 ways to cut your grocery bill, a house rich cash poor situation, maximizing your real estate success, and much more. First time reading? [Sign up here](. Stock Market Update Market Performance: December 14, 2023. US stocks ripped higher on Wednesday, hitting new 2023 highs, as investors dissected the Federal Reserve's last interest rate decision of the year. The benchmark S&P 500 (^GSPC) the Dow Jones Industrial Average (^DJI), and the tech-heavy Nasdaq Composite (^IXIC) all rose about 1.3% in the wake of the decision. The Dow rose nearly 500 points, breaching 37,000 and hitting its highest close ever. [The Fed held its benchmark interest rate in a range](of 5.25%-5.50%, the highest in 22 years, on Wednesday. The move had been widely anticipated by investors. Financial Maverick Insights 3 ways to cut your grocery bill, from a ‘cash stuffing’ expert who’s on track to pay off $70,000 in 3 years Given what inflation has done to the average American budget, it’s not all that surprising that food spending is near the top of the list of struggles. Here are three strategies for anyone looking to curb their spending on food whether you follow a cash budgeting system or not. 1. Hunt for coupons and rewards: Sign up with apps that give you rewards or cash back for doing your shopping, such as Fetch, Ibotta, Rakuten and Shopkick. Download those apps on your phone. Those little $1 and $2 savings that you get back really add up. Don’t forget the time-honored couponing method, which these days doesn’t even require a pair of scissors. 2. Shop with a plan Plan out your meals for the upcoming week and list out the ingredients you’ll need before you go shopping. Sit down, plan your meals and check your pantry for what you already have. Then make a plan for the grocery store. 3. Adjust your expectations [When trying to cut your grocery budget,]( aim to take your spending down a little bit at a time. Cutting 10% is realistic in the climate we’re living in. There’s no way you’re halving it unless you’re doing some serious couponing and only shopping sales. House Rich Cash Poor Is A Terrible But Fixable Situation House rich, cash poor is when you have a lot of equity in your house but not a lot of cash. For whatever reason, a homeowner has untapped equity in their property but is unwilling or unable to withdraw it. Due to excessive spending habits or financial responsibilities, the homeowner feels poor. [According to one Hometap homeownership study,](it showed that 73% of people feel house rich, cash poor at least some of the time. Real Estate News Maximize Your Real Estate Success with Openn - REM Maximize your real estate success with Openn. Watch our webinar replay to understand TRESA compliance and how Openn can help grow your business. Sure, artificial intelligence can provide real-time data on demand, but can it really replace Realtors? With artificial intelligence handling tasks once done by real estate professionals, homebuyers might wonder why they need a Realtor at all. Here's what a Realtor can do for buyers that AI can't. How to find a good real estate agent: A buyers’ guide When you’re ready to buy a home, finding the right real estate agent to work with is crucial. Here’s how. Personal Finance Tips Boeing’s Cash-Flow Guidance Could Disappoint. Don’t Sweat It. Seaport analyst Richard Safran raises his price target on Boeing stock to $287 from $246. I'm 70 With $1 Million in an IRA. How Do I Make Sure This Money Lasts the Rest of My Life? Compared to many retirees, you are in an enviable position with $1 million socked away in your IRA at 70. Can You Get a Personal Loan While on Disability? The Equal Credit Opportunity Act bans discrimination based on receiving public assistance like disability benefits. Alternative Investing 3 AI stocks that make up half of Warren Buffett’s $313 billion portfolio Although Warren Buffett has never been a huge fan of trends in technology, as evident in his stance toward the cryptocurrency industry, as much as half of his investment portfolio comprises the three stocks that are following one of the biggest technology hypes in recent history – artificial intelligence (AI). 3 Stocks Primed to Deliver 10X Gains in a Crypto Bull Market With Bitcoin (BTC-USD) prices spiking and a new bull market anticipated, these crypto stocks can deliver tremendous gains in the coming months. Elon Musk Has Important Message for Cryptocurrency Holders "Not your keys, not your wallet" is probably one of the most important rules of the cryptocurrency industry that investors should always keep in mind, a sentiment recently echoed by influential figures like Elon Musk. Do you believe in Elon Musk's message "Not your keys, not your wallet"? 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