How To Invest in Yourself: Getting the Most Out of Your Money April 19, 2024 | [Read Online]( Good afternoon. It's Thursday, April. 18 and we're covering ways to make $200 (or more) a day working from home, saving over $400 in 15 minutes with this budgeting app, the best real estate companies to work for in 2024, and much more. First time reading? [Sign up here](. Stock Market Update Market Performance:Â April 17, 2024. US stocks finished largely in the red on Thursday as April's doldrums lingered in the market. The S&P 500 (^GSPC) fell about 0.2% to notch its fifth straight session of declines, its longest losing streak of the year. The Dow Jones Industrial Average (^DJI) hovered just above the flatline, while the Nasdaq Composite (^IXIC) slipped 0.5%, extending tech's recent slump. [Stocks have struggled amid concerns inflation is no longer cooling and the Federal Reserve]( could ease back on interest rate cuts. Fed officials fueled those worries on Thursday, with Atlanta Fed president Raphael Bostic reiterating that he doesnât expect to lower rates until the end of the year. Financial Maverick Insights Ways To Make $200 (or More) a Day Working From Home If youâre looking for ways to earn $200 or more a day from the comfort of your home, youâre in luck. There are plenty of options for making money based on your skills, interests and how much time youâre willing to commit. Some of these methods are relatively passive, meaning you donât have to do much beyond the initial setup to keep the money coming in. Others require a more hands-on approach. Whatever the case, they can all be a great way to supplement your regular income. [Or, if youâre interested in turning what you do into more of a full-time gig, you might even be able to do that.]( Become a Prompt Engineer Pay estimate: $55 an hour âAs an owner of an online business, I always stress that if you want to earn money online, you have to treat whatever gig you are doing as a business,â said Ryan Carrigan, the CEO and co-founder of moveBuddha. One way to earn money from home is to become a prompt engineer. âAs a prompt engineer, you train generative artificial intelligence (generative AI) to generate solutions to the desired output,â Carrigan said. âAll it requires is a good command of English.â Rent Out Parts of Your Home Pay estimate: $200 or more a day If you own your home and have some extra rooms or spaces available to rent out, you could earn a decent amount of money this way, too. âYou can rent storage space in basements, attics, closets, garages, or storage sheds. You can also rent out parking spaces in your garage or driveway. If you have a lot of land, consider renting out part of it for storing larger vehicles such as boats and motor homes,â said Ryan Barone, co-founder and CEO at RentRedi. Get Into Affiliate Marketing Pay estimate: $20 to $200 per qualified gig Affiliate marketing is another way to earn money from home. It typically takes a bit of time and effort to get started, but if youâre willing to commit, you could earn $200 or more a day. There are plenty of ways to earn money as an affiliate marketer, but Carrigan suggested Home Depot specifically. Become a Freelancer Pay estimate: $48 an hour As a freelancer, you can start earning money from home using the skills you already have. Even if you have a traditional job, you could supplement your income this way. âPut your work skills to use. Do you freelance as a writer? Or are you a website designer, looking for logo design and web layout creation work? Maybe youâre a programmer or digital marketer with a specialized skill,â said Erika Kullberg, an attorney and personal finance expert and founder of [Erika.com](. Write and Sell eBooks Pay estimate: 99 cents to $5 per eBook Another way to earn $200 a day from home is to write and sell books on platforms like Amazon. You can get started by learning how to design these books on YouTube and then signing up on the Amazon KDP site and listing your eBooks there. Become an Online Tutor Pay estimate: $35 an hour Online tutors typically earn about $35 an hour, meaning you could earn $200 a day by working about 5 1/2 hours. âUse what you know to help others as an online tutor or teacher for subjects like math, science, languages or test prep,â Kullberg said. âYou can land a job working via Skype or another interface from places such as Chegg Tutors and [Tutor.com]( to help students around the world with their homework and test prep.â I Saved Over $400 in 15 Minutes With This Budgeting App If your handâs in the air like mine is, youâre not alone. A recent CNET survey found that nearly half (48%) of respondents have forgotten to cancel a free trial or paid subscription, such as streaming services, subscription boxes and memberships to big box retailers. And with respondents spending an average of $91 a month on subscription services, [that can add up to a lot of money for something youâre not even using.]( In 15 minutes, Rocket Money saved me over $400 Rocket Money is a budgeting app that monitors your income and expenses, helps you set savings goals and tracks all your subscriptions in one place, whether you use the free or paid version. The first thing I noticed was that my subscription to HGTV Magazine, which costs $49.97 for a year, was up for renewal in four days. Given the enormous pile of back issues Iâve accumulated but not yet read, canceling this subscription was a no-brainer. Rocket Money gave me two options: The app could cancel this subscription for me, or I could call the number they provided to cancel it myself. The process was fairly painless, but I have one complaint. I didnât know until after Iâd submitted my cancellation request that it could take two to seven days for Rocket Money to complete the cancellation -- I found out from the popup confirmation I received after submitting. Does Rocket Money cancel subscriptions for free? Rocket Moneyâs free version only shows you your subscriptions -- it wonât cancel them for you. To access this service, youâll need to pay $4 to $12 per month for the paid version. You choose your amount, and youâll enjoy the same features however much you pay. Other ways to avoid overspending on subscriptions I used Rocket Money to trim my subscription costs because itâs the budgeting app I use and Iâd rather save a few minutes, especially if it doesnât cost me anything extra. But you can cancel them yourself if you donât mind taking the time to call a customer service line or log into your online account. These tips can help you maximize your savings: Note your renewal dates. Review your budget regularly. Rotate your streaming services. Take advantage of complimentary subscriptions. Visit your local library. Threaten to cancel. Real Estate News Celebrity real estate agent Mauricio Umansky explains when housing prices will come down "Buying Beverly Hills" and The Agency patriarch says if you want to sell your home at a hot price, get it on the market this spring or summertime for an outcome "in your favor." The best real estate companies to work for in 2024 (+ beyond) From big brands to boutique brokerages, we dive into the best real estate companies to work for & help you choose one thatâs right for you. How Much You Need To Earn To Comfortably Own a House in These 100 Big Cities Does your income make the cut? Personal Finance Tips Best Loans for Bad Credit Read on for Money's list of the best lenders for bad credit. How To Actually Invest in Yourself: A Guide to Get the Most Out of Your Personal Money Everybody says that the best investment you can make is in yourself, but nobody teaches you how to do it efficiently. I wrote a best-selling book â so whereâs my money? The publishing industry wouldnât exist without authors, yet it pays them less and less â if at all. Is writing books still worth the effort? Alternative Investing How to Get a Job in Crypto: Bitcoin Price Spike Draws Young Startup Founders Bitcoinâs comeback is prompting hopefuls to ditch their studies and start companies in an industry that only just left a devastating downturn. Hidden gen. AI picks that should be on investors' radars AI has been quite the buzz on Wall Street recently as top tech companies with heavy investments in AI have led the recent rally seen in the market. Different ways to ride the technology investment wave While the âMagnificent Sevenâ have dominated the US technology market and headlines for some time now, there are other ways for investors to ride the technology wave and benefit from exciting and innovative new developments. Would you get a job in crypto? [Yes](
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