📌 Your End-of-Week Bulletin - February 10, 2024

Where to invest when debt is soaring... New to the Digest? [Click here.]( [Manward Digest] Where Do We Invest When Debt Is Soaring? [Alex Moschina] Alex Moschina Publisher Let's see here... Yep. Consumer debt is still soaring. [[AI Singularity Is 3 Months Away. AI Will Throw off Its Shackles, Instantly Growing Billions of Times More Intelligent Than Einstein. Here Are the Details.]( In August - [the last time I touched on the topic]( - I noted that Americans were sitting on just over a trillion dollars' worth of credit card debt. "Between April and June alone," I wrote, "we added $45 billion to the pile." Now the latest figures are in... And they aren't pretty. Debt Matters...? Despite the Fed raising interest rates to a whopping 5.5%, consumers have continued to rack up higher and higher levels of credit card debt. And when we say "higher and higher," we're talking record-breaking levels of debt here. As Fox Business reports: In the three-month period from October to December, total credit card debt surged to $1.13 trillion, an increase of $50 billion, or 4.6% from the previous quarter, according to the report. It marks the highest level on record in Fed data dating back to 2003 and the ninth consecutive annual increase. It's a tad ironic, perhaps, that [just one week ago we wrote]( that "debt actually matters." That may be true among the political class... at least during an election year. But among the folks you see at your local Target, it's clearly a different story. SPONSORED [Investing Wizard Who Turned $37K Into $2.7M in Just 4 Years Makes His Next Big Move]( [Nate Beat - Play button]( He started from nothing and became a multimillionaire... He's now one of the most sought-after trading experts... Yet he operates 858 miles from Wall Street. And now, he's revealing his No. 1 favorite strategy that targets MASSIVE weekly profits with just one stock ticker. [SEE THE PROOF HERE]( Bring the Pain We can't know exactly when consumer credit card debt will reach its apex. But with rates higher than they've been in more than two decades, the average American is going to start feeling the squeeze soon. It's unavoidable. Not surprisingly, credit card delinquencies have already been ticking upward. [Credit card delinquencies]( [View larger image]( According to the latest quarterly report from the Federal Reserve Bank of New York, "Serious credit card delinquencies increased across all age groups, notably with younger borrowers surpassing pre-pandemic levels." As we've said again and again... trouble is brewing. But it isn't our job to wag a finger at the fast-growing consumer debt bubble. Rather, it's to reiterate a simple fact... That there is always a way for investors to play the situation. Even one as dire as this. Lovin' It As the economic pain sets in, consumers will no doubt be forced to reduce spending on luxurious experiences... and return to more cost-conscious options. Fast food is a perfect example. Folks on a budget can't afford to patronize some swanky new steak house... but there's always good ol' McDonald's. That's part of the reason why Shah dedicated this week's edition of Buy This, Not That to three well-known restaurant brands. (His favorite of the bunch might surprise you.) [Click here to check it out.]( And keep scrolling for links to the rest of this week's featured pieces. Have a great weekend, Alex P.S. Our goal with this weekly mailing is to shine a light on any action you may have missed at Manward. We hope you find it useful. If you have a minute, [let us know how we're doing here](mailto:mailbag@manwardpress.com?subject=Bulletin%20Feedback). SPONSORED Invest Like a Billionaire for Less Than $50 Learn the back door into one of the world's top alternative investments. This opportunity, usually reserved for the ultra-rich, is accessible to you for under $50. [Click here to learn more.]( What We've Been Talking About This Week... [Is Your Portfolio at Risk Because of the Imminent $21 Trillion Meltdown?]( [Next Big Short]( At this moment, a critical $21 trillion market sector is in absolute free fall. [Go here now for the full story. You'll be so glad you did.]( [Dealmaker's Diary: A Controversial Shot at 160% Gains]( [Prison]( Alpesh takes a purely financial look at a controversial stock. You may not like it... but the numbers tell the tale. [Watch the video with transcript here.]( [NYCB Is the First Domino]( [Upscale strip mall]( Banks are in trouble. New York Community Bancorp is just the start. There are two critical events coming down the pike that are sure to hurt the sector. [Keep reading...]( Want more content like this? [YES]( [NO]( Alex Moschina Alex Moschina is the Publisher of Manward Press. A gifted writer, editor and financial researcher, Alex's career in publishing began more than a decade ago when he worked at one of the world's leading providers of academic research and reference materials. Alex first cut his teeth in the realm of investing when he joined the team at White Cap Research in 2010. There he was charged with covering emerging market trends and investment opportunities. A stint as senior managing editor and editorial director at the prestigious Oxford Club followed. A frequent speaker at conferences and events, Alex has led educational workshops across the U.S. and Canada. Was this email forwarded to you? [Click here to sign up!]( You are receiving this email because you subscribed to Manward Digest. To unsubscribe from Manward Digest, [click here](. Need help with your account? [Click here](. Have a question or comment for the editor? [Click here](mailto:mailbag@manwardpress.com). Please do not reply to this email as it goes to an unmonitored inbox. To cancel by mail or for any other subscription issues, write us at: Manward Press, LLC | Attn: Support Team | 14 West Mount Vernon Place | Baltimore, MD 21201 North America: 1.800.682.5210 | International: +1.443.353.4263 [Website]( | [Privacy Policy]( Keep the emails you value from falling into your spam folder. [Whitelist Manward Digest](. © 2024 Manward Press, LLC | All Rights Reserved Nothing published by Manward Press, LLC should be considered personalized investment advice. Although our employees may answer your general customer service questions, they are not licensed under securities laws to address your particular investment situation. No communication by our employees to you should be deemed personalized investment advice. We allow the editors of our publications to recommend securities that they own themselves. However, our policy prohibits editors from exiting a personal trade while the recommendation to subscribers is open. In no circumstance may an editor sell a security before subscribers have a fair opportunity to exit. The length of time an editor must wait after subscribers have been advised to exit a play depends on the type of publication. All other employees and agents must wait 24 hours after publication before trading on a recommendation. Any investments recommended by Manward Press, LLC should be made only after consulting with your investment advisor and only after reviewing the prospectus or financial statements of the company. Protected by copyright laws of the United States and international treaties. The information found on this website may only be used pursuant to the membership or subscription agreement and any reproduction, copying or redistribution (electronic or otherwise, including on the world wide web), in whole or in part, is strictly prohibited without the express written permission of Manward Press, LLC, 14 West Mount Vernon Place, Baltimore, MD 21201.