How to Be a More Reliable Person

Here's your week in review and what lies ahead...   [Shield] AN OXFORD CLUB PUBLICATION [Liberty Through Wealth]( SPONSORED [Wall Street's Biggest LIE Will Be EXPOSED at the Breakout Fortunes Summit With Superstar Investor Robert Ross]( Join Robert LIVE Today at 2 p.m. ET [Robert Ross]( [CLICK HERE TO RSVP (FOR FREE!)]( ON THE AIR [RBF Launch]( [Details Here]( Have you met Robert Ross? He's a superstar investor and trader... and one of the top investing minds out there. Over a million people turn to Robert Ross each month for his take on investing, economics and personal finance. And now... he's doing something he's never done before. At his FREE [Breakout Fortunes Summit TODAY at 2 p.m. ET]( he's pulling back the curtain on a unique set of investments that have shown rare top gains of 10,000% in as little as five years. And he'll tell you about the ONE controversial factor that results in the biggest gains in the market. [But hurry... time is running out to RSVP!]( [RSVP for Free Here]( BRIEF FROM THE CHIEF Each week in this section, Chief Investment Strategist Alexander Green responds to reader questions. It's your direct line to the Chief! Have a question for Alex? Drop him a line at mailbag@oxfordclub.com. Reader: Mr. Green, I always enjoy reading the emails that I receive from you, Marc and others at The Oxford Club. I appreciate your optimistic approach to investing and interpreting what is going on in the economy and business world. I do have a question about your repeated comments in regard to consumer spending. Both you and Marc have commented that the economy is strong and that consumers are spending. However, what I have not heard from either of you is anything about the record level of credit card debt, which has accompanied this spending. Doesn't this increased level of credit card debt (at 20%-plus interest) present a problem in this environment of increasing prices? I look forward to your response and your future communications. - K.S. Alex: It's true that credit card debt is at record levels. But let's put this in perspective. The economy is at full employment. Wages are at record levels. Household savings are above $180 billion. And the Federal Reserve recently reported that U.S. household net worth hit a record $154.3 trillion in the second quarter. So, while too much credit card debt is undoubtedly a problem for some families, it is not a problem for the nation as a whole. Chief Income Strategist Marc Lichtenfeld: The record level of credit card debt is certainly not optimal. It has the potential to make future recessions worse. If consumers who currently can make their payments lose their jobs, that could put a severe crimp in spending and cause the banks to write down bad loans. At the moment, with full employment, I'm not especially worried, but once things slow down, we will likely see the consequences of all of this new debt. YOUR WEEK IN WEALTH In Case You Missed It... [On Monday]( Dr. Joel F. Wade wrote... We can know the right things to do and even how to do them, but unless these behaviors become automatic habits, we will never actually do them reliably over time. It just takes too much energy, focus and willpower to consciously think of everything all the time. So what should you do? [Find the answer right here.]( DATA DROP [Gone Fishin Allocation]( Above you'll find Alex's well-known Gone Fishin' Portfolio allocation... [Read on to discover which segment is often overlooked by investors](... but shouldn't be if they'd like to generate the highest returns from their portfolios. SPONSORED [FREE Wealth Protection Kit]( [SEAN HANNITY]( Protecting your retirement savings is more important than ever, and this FREE Wealth Protection Kit will show you how you can do it. [LEARN MORE.]( FRIDAY FEATURE Below we're sharing a sneak preview of [tomorrow's edition](... In the 23 years that I've been The Oxford Club's Chief Investment Strategist, our Trading Portfolio has beaten the S&P 500 by 145%. (No small feat when 9 out of 10 professional money managers fail to beat the index over periods of a decade or more.) However, our performance over the past year and a half has not been as strong, quite frankly. Let's look at the reasons why, starting with a bit of history. [Keep an eye out for tomorrow's Liberty Through Wealth article to read on...]( WEALTH OPPORTUNITIES - [Proof: New "One Ticker Payouts" (You Can Do This Weekly!)]( - [Half-Dozen Billionaires Load Up on Profitable $12 Energy Company (It Pays a Nearly DOUBLE-DIGIT Yield)]( - [My Favorite Chart Right Now]( - [Is This the Market's Next Victim?]( WEEK IN REVIEW Here are the highlights from this week in Liberty Through Wealth: [International Stock Markets]( [Don't Overlook This Huge Group of Stocks]( By Matt Benjamin Because they tend to zig when other stocks zag... [Boomers and Millennials Sign]( [This $75 Million Spending Boom Is for Real]( By Robert Ross A massive demographic shift is coming... and it should be on every investor's radar. [Ernest Hemingway Stamp]( [Follow These Rituals for Excellence]( By Joel Wade There's power in forming rituals... SPONSORED [Alexander Green]( He owns... Amazon... ↑ 6,300% Netflix... ↑ 20,400% Apple... ↑ 94,000%. Now he's unveiling the... "Next Great American Super Stock." [More Here]( JOIN THE CONVERSATION [Facebook]( [Facebook]( [LinkedIn logo]( [LinkedIn]( [The Oxford Club]( You are receiving this email because you subscribed to Liberty Through Wealth. Liberty Through Wealth is published by The Oxford Club. Questions? Check out our [FAQs](. Trying to reach us? [Contact us here.]( Please do not reply to this email as it goes to an unmonitored inbox. 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