If you find yourself worrying, focus instead on what can be done to make a better outcome possible. [Shield] AN OXFORD CLUB PUBLICATION [Liberty Through Wealth]( [View in browser]( SPONSORED [Stock Under $2: Last Value Play on Earth?]( [Lonely astronaut floating on Earth orbit]( Last year it was more profitable than Disney, Square or even Tesla... But it's just under $2 per share. It could be $20 a share and STILL be a bargain. [Get the Details Here]( EDITOR'S NOTE Today, Dr. Joel F. Wade shares how what we spend is often based on habits and expectations - and changing these habits is imperative to gaining financial peace of mind. If you'd like to take the guesswork out of your investments, a good place to get started is Alexander Green's Single-Stock Retirement Play. Alex believes this stock, [trading for under $4]( has all the makings of what he calls the "[Perfect Stock]( [Discover more details here.]( - Nicole Labra, Senior Managing Editor THE SHORTEST WAY TO A RICH LIFE [How to Achieve Financial Peace of Mind]( [Joel Wade | Special Contributor | The Oxford Club]( [Joel Wade]( Worry is essentially a response to things that are outside of our control. We worry about our kids, world events, the economy... and certain money troubles. Shifting our focus to specific obstacles in our path can help move us from worry to genuine peace of mind. Worry is what we do when we don't know what to do, we don't have enough information, events are outside of our control, or we're avoiding what we really need to do. Think about something that you do well. Do you ever worry about it? Sure, you think about it, prepare for it, act on it. But do you worry? Do you sit there, helplessly thinking about all the things that could go wrong and how awful it would be if they did go wrong? I doubt it. You probably just get to work. Sometimes worry can come from avoiding possible solutions that we don't want to consider. We are creatures of habit. We like what's familiar and go to great lengths to keep things the same - even if what we're used to isn't working. Our habits can blind us to opportunities for taking effective action, leaving us to worry instead. We can do this with money very easily because what we spend is often based on habits and expectations - living in a certain kind of home, driving a certain kind of car, wearing a certain wardrobe, or enjoying a certain level of dining, travel and entertainment. These all become our "normal," and when we think of solving our money troubles, we often take this level of spending as a given. There are very tangible things we can define - how much income we make per month, what our known expenses are. We can have clarity about what things cost and what we expect to earn... if we choose to look at them. But when our expenses are greater than our income, our investments aren't doing well and our debts are beginning to pile up... it can be painful to look at the facts and easier to become lulled into a kind of denial, hoping that things will "work out." [Learn How to Break the Cycle Here]( SPONSORED [Do you own gold?]( [Somebody recently decided to buy a LOT of gold.]( And I think I know why... It's all about a meeting that's scheduled for March 22, 2023. If you own gold (even just a few ounces of it), you've got to see what's happening. The big announcement is just days away. [Click here now.]( RECOMMENDED LINKS ["The single most obvious, predictable, and potentially profitable opportunity I've seen in 40 years." - Alexander Green]( [Alexander Green Reveals Where He's Going "All-In" Right Now. Click Here to Find Out.]( Joel F. Wade, Ph.D., is the author of [The Virtue of Happiness]( and [Mastering Happiness]( plus his new courses, [Mastering Emotions, Moods and Reactions]( and [A Master's Course in Happiness](. He is also the host of [The Mastering Happiness Podcast](. He is a marriage and family therapist and [life coach]( who works with people around the world via phone and video. You can get a FREE Learning Optimism e-course if you sign up at his website, [www.drjoelwade.com](. His new course [Mastering Emotions, Moods and Reactions]( can help you with this part of your life in much greater detail, with deep understanding and practical skills for mastering these systems and living well. And now you can purchase the [workbook]( for this course separately for $29.95 plus shipping. You can still get the online course with the downloadable workbook at a deep discount, for $99, if you use this code: LB99. JOIN THE CONVERSATION [Facebook](
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