Ask yourself, "Am I the problem?" 🤔

Stop and ask yourself these questions before you spend your hard-earned cash on something you may regret later... [Shield] AN OXFORD CLUB PUBLICATION [Liberty Through Wealth]( [View in browser]( SPONSORED [Yours Free! Top FIVE Dividend Stocks Right Now]( Marc Lichtenfeld - income expert and author of Get Rich with Dividends - is giving away his Ultimate Dividend Package... completely free of charge! You'll discover... - An "A"-rated, ultra-safe dividend stock with a huge 8% yield - Three of Marc's favorite "Extreme Dividend" stocks, which could supercharge your income - And finally, Marc's No. 1 dividend stock for a LIFETIME of income. [Click here to get the names and ticker symbols now](... before the download link expires. **NO CREDIT CARD REQUIRED!** EDITOR'S NOTE Today, Dr. Joel F. Wade asks us to reflect on the things we invest in and ask ourselves, "What is this really costing me?" Keep scrolling for his advice... For those worried about making the right investment decisions, a good place to start is with what Alexander Green calls the "[Perfect Stock]( He's created [a simple way to build out the retirement of your dreams](. [Go here for the details on his Single-Stock Retirement Play.]( - Nicole Labra, Senior Managing Editor THE SHORTEST WAY TO A RICH LIFE [Poor Investments Can Cost You]( [Joel Wade | Special Contributor | The Oxford Club]( [Joel Wade]( What we want and what we end up liking when we get it are two different things. They each involve different parts of our brain and different states of mind. Understanding this difference and bringing more consciousness to what you think you want can save you a huge amount of time, effort... and money. This last bit is important - the amount of money we spend on things that we want but then end up not liking can be huge. It can make the difference between financial ease and financial stress... between a sense of abundance and a sense of desperation. It can make it possible - or impossible - to save and invest. I've had clients who - though they make plenty of money and live well - end up feeling desperate and on edge financially because they spend more than they make, buying the things that they want. This doesn't need to happen. It's a simple enough math problem, easy to solve on paper - just don't spend more than you make, right? But desire is a powerful motivator, and our emotions can mislead us. [Discover How to Be Mindful of Your Choices Here]( SPONSORED [306% in a Single Day]( Have you seen [this video]( This guy just went live and banked a 306% gain... In just one day. You can see exactly how he does it in this [LIVE DEMONSTRATION]( [Live Demonstration]( RECOMMENDED LINKS [[Guarantee] I'm Going to Beat My 83% Win Rate...]( [Could "XRI" spark the biggest investment boom since the internet?]( Joel F. Wade, Ph.D., is the author of [The Virtue of Happiness]( and [Mastering Happiness]( plus his new courses, [Mastering Emotions, Moods and Reactions]( and [A Master's Course in Happiness](. He is also the host of [The Mastering Happiness Podcast](. He is a marriage and family therapist and [life coach]( who works with people around the world via phone and video. You can get a FREE Learning Optimism e-course if you sign up at his website, [www.drjoelwade.com](. His new course [Mastering Emotions, Moods and Reactions]( can help you with this part of your life in much greater detail, with deep understanding and practical skills for mastering these systems and living well. You can get it now with a deep discount, for $99, if you use this code: LB99. 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