To become a better investor, make daily consistency your friend. There's power in forming rituals. [Shield] AN OXFORD CLUB PUBLICATION [Liberty Through Wealth]( [View in browser]( SPONSORED [This FREE Package Reveals Stocks That Pay You CASH]( It's 100% free. Take it and [learn how to get paid to invest](. EDITOR'S NOTE In today's article, Dr. Joel F. Wade shares how money problems tend to happen gradually and then suddenly. He details how the only way to establish strong, positive and consistent habits is to create rituals that hold us to those behaviors. The same holds true in the investment world... Alexander Green has recently discovered [a proven three-step system to help fund your retirement](. By using this system, you can set yourself up for investment success. [Here are all the details.]( - Madeline St.Clair, Assistant Managing Editor THE SHORTEST WAY TO A RICH LIFE [Rituals for Excellence]( [Joel Wade | Special Contributor | The Oxford Club]( [Joel Wade]( My client Frank was having a very hard time with his money. To paraphrase Ernest Hemingway's bankrupt character Mike in [The Sun Also Rises]( money problems tend to happen gradually, then suddenly. Frank was, fortunately, still in the "gradual" stage, [feeling anxious and a bit untethered](. The frustrating thing was that he knew exactly what he needed to do... He just didn't do it. Well, to be more precise, he usually didn't do it. Only when he lost track of his investments and saw that his credit card balances were creeping up did he start worrying about bills he hadn't prepared for. Then he would pay attention to his spending and check diligently on his investments... for maybe a week or a month. SPONSORED [First 5G... Now 10G?!?!?!?!]( [Bill O'Reilly New Technology]( Award-Winning Investigative Journalist Bill O'Reilly Looks Into a New Technology That Makes 5G... Look Like Dial-Up! [See Why Berkshire Hathaway Invested $378 Million in This BREAKTHROUGH 10G Tech...]( But when the anxiety subsided as he adjusted his behavior, he would begin to feel less urgency and [eventually the old habits would reassert themselves]( slowly re-creating the same problems that had troubled him before. And the cycle would repeat itself. We can know the right things to do, and we can know how to do them, but unless these behaviors become automatic habits, we will never actually do them reliably over time. It just takes too much energy, focus and willpower to consciously think of everything all the time. So what should you do? [Find Your Rhythm]( Joel F. Wade, Ph.D., is the author of [The Virtue of Happiness]( and [Mastering Happiness]( plus his new courses, [Mastering Emotions, Moods and Reactions]( and [A Master's Course in Happiness](. He is also the host of [The Mastering Happiness Podcast](. He is a marriage and family therapist and [life coach]( who works with people around the world via phone and video. You can get a FREE Learning Optimism e-course if you sign up at his website, [www.drjoelwade.com](. [A Master's Course in Happiness]( can help you to take charge of your habits and your life in ways you may not have thought possible. And Joel's new course, [Mastering Emotions, Moods and Reactions]( can help you gain a deep understanding of biological systems and practical skills for mastering them and living well. And he's now offering both at a lower price. JOIN THE CONVERSATION [Facebook](
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