The Rise of the Middle-Class Millionaire

Here's the true story... [Shield] AN OXFORD CLUB PUBLICATION [Liberty Through Wealth]( [View in browser]( SPONSORED [See What One Ticker... One Trade... EVERY WEEK... Can Do for YOU]( [Calendar; January - June]( New research proves that trading one ticker every week has had the ability to produce extraordinary gains... Including a rare 2,614% in under 11 days. See this groundbreaking new discovery for yourself. [SHOW ME ONE TICKER PAYOUTS]( EDITOR'S NOTE Today you have the chance to get your hands on the latest artificial intelligence (AI) powered scanner... Developed by some of the top trading minds on the planet... You see, multimillionaire trader Nate Bear and our friends at the Monument Traders Alliance [just revealed their brand-new trading research tool that leverages the power of AI to find explosive trade setups at UNGODLY speeds...]( [We're talking about the ability to scan the market 5 million times... per second!]( Think about that... We're talking about speeds that no human could ever achieve on their own... This stands to be a complete game-changer for trading. [Click here to see it in action now.]( - Nicole Labra, Senior Managing Editor THE SHORTEST WAY TO A RICH LIFE [The Stunning Rise of the Middle-Class Millionaire]( [Alexander Green, Chief Investment Strategist, The Oxford Club]( [Alexander Green]( Ask your average American how most millionaires got wealthy, and you will hear several common responses. They inherited their money. Or they started their own business. Or they earned big six- or seven-figure incomes. Or they got lucky. Turns out all these answers aren't just wrong. They're dead wrong. I've written about how wealth is created in the U.S. for 24 years now. (And was a professional money manager for 16 years before that.) Much of what I've been saying is freshly summed up in the new Credit Suisse Global Wealth Report. It is the most comprehensive and up-to-date resource of its kind, analyzing the household wealth of 5.4 billion people around the globe. Over the years, the report has shown a multi-decade trend of rising wealth - and an increasing number of millionaire households. SPONSORED [Author of Get Rich with Dividends Is Giving Away His Ultimate Dividend Package FOR FREE!]( [Click Here to Get Marc Lichtenfeld's Ultimate Dividend Package]( Including Details on His #1 Dividend Stock... the Safest 8% Dividend in the World... the Top Three "Extreme Dividend" Stocks... and Much, Much More. [For Free.]( However, thanks to sinking stock and bond markets from 2021-2022 - a great buying opportunity as I pointed out here repeatedly - the total millionaires decreased by 1.8 million over the period. Senators Bernie Sanders and Elizabeth Warren will be excited to learn that when total wealth falls so does economic inequality. All you need for Americans to become less unequal is for the most affluent to become poorer. (Of course, those Senators would prefer that the federal government forcibly confiscate wealth of those who earned it and give it to those who didn't in order to win the affection - and, of course, the votes - of the recipients.) However, the drop in total millionaires was the only downbeat note in a report that will surprise the many Americans who believe they know something about how millionaires become rich. Let's start with the basic facts... - More than 22.7 million Americans have a net worth of $1 million or more. - China, Japan, Germany, Britain and France, added together, have fewer millionaires than the U.S. - Nearly 80% of millionaires did not receive any inheritance from their family or relatives. (And only 3% received an inheritance of $1 million or more.) - Eight out of 10 millionaires come from low-income families. - The majority did not become wealthy due to six-figure wages. Only 31% had a $100,000 income at some time in their careers. One-third never made $100,000 at any point in their career. - How did they get there? Ninety-three percent of millionaires polled by Ramsey Solutions report that they became rich by working hard, investing and avoiding debt. (Basic but effective.) - Most millionaires did not start and do not own their own business. Overwhelmingly, they simply invested in equities and real estate. - Yet the average American millionaire owns only one property, their home. (Only 8.5% of millionaires in the U.S. own four properties or more.) Here are a few more interesting facts. The average wealth per American adult is $84,718. While a million dollars is a substantial sum of money, it is not enough to make you a "one-percenter." You need a minimum net worth of $11 million to get into the top 1% of Americans by wealth. And most Americans feel that you need more than a million dollars to be "rich." The 2023 Charles Schwab Modern Wealth Survey found that Americans view a net worth of $2.2 million as the minimum to be considered wealthy. A net worth of $560,000 is required to feel "financially comfortable." These statistics reveal something that I've talked about here for a long time. Anyone with average intelligence can become wealthy. The principles of wealth creation are well known. Yet most Americans don't know them. You don't have to be the founder of a computer company in your garage. You don't have to play third base for the Yankees. You don't have to make a million-selling rap album. Those folks are outliers. The vast majority of American millionaires worked, saved, invested and compounded their money for years, and often decades. To build a seven- or eight-figure net worth, all that's necessary is to maximize your income, live beneath your means, and invest your money wisely. The first two are up to you. The Oxford Club specializes in the third. But it builds confidence and optimism to learn that 22.7 million Americans have already reached the goal. And to know that the path is open to us all. Good investing, Alex [Leave a Comment]( [2024 Private Wealth Seminar at the Wequassett Resort & Golf Club in Harwich, Massachusetts on October 7-8, 2024]( BUILD AND PROTECT YOUR WEALTH - [ChatGPT Admits, "[Industry X] Will Grow at the Same Rate as the AI Industry..." but These Stocks Sell for up to 97% Less. Click for Details.]( - [My #1 Pharma Play and A+ Setup for Monday]( - [Sign Up for the New and Improved GVI Investor. 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