Hello, the American Express® SmartEarnTM Credit Card is first year free*

Splurge and enjoy a host of privileges [Amex Logo]( [Add more joy when you apply this holiday season]( *Terms and Conditions apply - 1For example, for a spend of Rs. 50 on an eligible merchant the Cardmember will get 10 Membership Rewards® points (if merchant is under 10X category) and 5 Membership Rewards® points (if merchant is under 5X category). Under 10X category, 10X Membership Rewards® points will be capped at 500 Points per month per Card Account jointly for Flipkart and Amazon. 10X Membership Rewards® points will be capped at 500 Points per month per Card Account for Uber. Under 5X category, 5X Membership Rewards® points will be capped at 250 Points per month per Card Account for all the merchants put together. Please note that eligible merchant partners may change from time to time. To view the complete list of merchant partners, please visit [amex.co/seccrewards](. 10X category means Cardmember earns 9 Membership Rewards® points on every Rs. 50 spent at participating merchant(s) over and above the regular Membership Rewards® points earn rate applicable on the Card Account. For example, an eligible spend of Rs. 250 will get the Cardmember 5 regular Membership Rewards® points and 45 additional Membership Rewards® points. 5X category means Cardmember earns 4 Membership Rewards® points on every Rs. 50 spent at participating merchant(s) over and above the regular Membership Rewards® points earn rate applicable on the Card Account. For example, an eligible spend of Rs. 250 will get the Cardmember 5 regular Membership Rewards® points and 20 additional Membership Rewards® points. - 2Taking into consideration Rs. 500 cashback as a Welcome Gift in form of statement credit on eligible spends1 of Rs. 10,000 in the first 90 days of Cardmembership and First year fee of Rs. 495 plus applicable taxes. - 3Upon reaching the spend milestones of ₹1.20 lacs, ₹1.80 lacs, and ₹2.40 lacs respectively in a Cardmembership year. - 4Welcome Gift is available only in the 1st year on payment of the annual fee and on spending INR 10,000 within 90 days of Cardmembership. American Express Banking Corp. -- [Click Here]( to unsubscribe from this newsletter.