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How 14 lenders changed Neriman’s life. BORROWER SPOTLIGHT Neriman Neriman lives in Turkey with
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How 14 lenders changed Neriman’s life. [Kiva logo]( [Photo of the words ''The change we make'']( [Photo of Neriman, Kiva borrower, Turkey]( BORROWER SPOTLIGHT Neriman Neriman lives in Turkey with her husband and nine children. The family struggled until she applied for a Kiva loan and used the money to buy a cow. Its milk fed her children and she sold the surplus for extra income—enough to buy more livestock. Now she oversees an animal husbandry business that supports her family and their future. Opportunity when options are limited Neriman wanted to contribute to her household, but there are few economic opportunities for women in rural parts of Turkey. Even if formal financial institutions did serve her area, it would have been hard for Neriman to get approved for a bank loan. “I was told that banks did not give anything to those without an income,” she says. How a loan changed everything "After receiving the loan, my life changed,” says Neriman with pride. “I know that I have a job, I have something to work on. I am contributing to my house. I have money." Neriman and her husband, Sehmus, continue to thrive in their village and recently were able to pay for their son’s wedding. “Being self-reliant; that’s what I’m most proud of,” Neriman says. Contributing to Kiva loans helps people like Neriman achieve success. For a few dollars, you can make an impact on individual lives around the world. [Support borrowers like Neriman]( [Graphic illustration of a green heart]( [Kiva logo]( Kiva is a U.S. 501(c)(3) nonprofit organization located at
986 Mission Street, 4th Floor, San Francisco, CA 94103 © 2005 - 2023 Kiva. All rights reserved. If you do not wish to receive these emails, please [unsubscribe here](. [Facebook]( [Twitter]( [Instagram](
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