Should You Be Using the 529 Grandparent Loophole?

Also, Starbucks has a spring BOGO tomorrow. Created for {EMAIL} | [Web Version]( March 13, 2024 CONNECT WITH KIPLINGER  [LinkedIn]( [Facebook]( [X]( [Instagram ]( [Youtube]( [SIGN UP]( ⋅ [WEBSITE]( [] Introduction [] [Stepping Into What Home Buyers Should Know]( Yesterday, I shared a [home buying guide]( for 2024. Today, I have [10 things every home buyer should know]( when you are on the hunt for your next home. These tidbits of information will help you get a step ahead in the home buying process and avoid surprise costs and fees. Be an educated consumer and don’t cut corners on one of the biggest purchases of your life. - Donna LeValley, personal finance writer P.S. I welcome your questions and suggestions about this newsletter – you can reach me at d.levalley@futurenet.com [You can do better than the 4% rule for retirement income]( Many advisors say you should only withdraw 4% of your savings at the start of your retirement. With Go2Income you'll get a plan with income that: 1. Starts between 4.5% to 6.5% 2. Increases to age 85 3. Does not run out 4. Factors in your personal objectives See how you can increase your retirement income with a complimentary Go2Income plan. [Order Your Plan]( ADVERTISEMENT [] TOP STORY [] [The 529 Grandparent Loophole For College Tuition]( [The 529 Grandparent Loophole For College Tuition]( (Getty Images) 529 plans are getting more attention because they are far more versatile than people realized, and recent changes are making them even more useful. One of those pleasant changes is a FAFSA update that helps grandparents pay for college tuition without introducing something that used to be a problem. Read on to [see how you can use the 529 grandparent loophole.]( [] RENTING YOUR HOME [] [9 Tips to Successfully Rent Out Your Home]( [9 Tips to Successfully Rent Out Your Home]( (Getty Images) If high mortgage rates are keeping you from selling your home, becoming a landlord may be a middle ground and a way out. Be mindful of the responsibilities you will face. Becoming a landlord involves navigating unfamiliar tasks, such as vetting tenants, creating lease agreements and making home repairs. If you want to [downsize]( or move, [use these nine tips for first-timers to profitably rent out your home](. [Prepare Your Business For The 2025 Tax Changes]( Explore the value of expert tax advice for a secure future. Uncover hidden benefits, wisely safeguard your wealth, and embark on a journey to substantial savings. Prioritizing your peace of mind. [READ MORE]( ADVERTISEMENT [] DEALS AND STEALS [] [Tomorrow is Starbucks’ Spring BOGO Thurs-Yay]( [Tomorrow is Starbucks Spring BOGO Thurs-Yay]( (Getty Images) Invite your favorite caffeine cohort to join you at Starbucks tomorrow and you both can drink for the price of one. Right now, this is a one-and-done offer. However, if they decide to extend this offer, I will pass that information along to you. Read on to [find out the details of this BOGO offer and you can treat a friend for free](. [Help Maximize Your Retirement Potential]( Making your savings last and keeping your taxes low takes planning and attention. We can help you save time and earn more. Vanguard Personal Advisor is built to provide you an ongoing collaboration with our professional advisors — no matter where you are in your journey. [LEARN MORE]( ADVERTISEMENT [] OTHER KIPLINGER ARTICLES WE THINK YOU'LL ENJOY [] [Roku breach affects thousands of accounts]( This is a great example of why you should change your passwords regularly. [Spring home buying-selling season may be starting as new listings increase]( Demand is also increasing as mortgage rates drop below 7%. [Here's how long women have to work to earn the same as men]( Learn how many months into a year women must work to earn what men earned in the previous year. 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