Where You Can Find A 1-Year CD With A 5.50% Rate

The hottest rental markets in the U.S. Created for {EMAIL} | [Web Version]( March 11, 2024 CONNECT WITH KIPLINGER  [LinkedIn]( [Facebook]( [X]( [Instagram ]( [Youtube]( [SIGN UP]( ⋅ [WEBSITE]( [] INTRODUCTION [] - [Stepping Into Safe Investments]( Saving for a down payment for a home is daunting. When you are doing it alone, the pressure doubles, and the current housing market is making it even harder. A lack of inventory and high mortgage rates can make it seem impossible for a single person to compete with dual-income buyers. Kiplinger personal finance writer Erin Bendig has a list of [10 cities where singles can save and get into the property market]( nearly as fast as couples. - Donna LeValley, personal finance writer [Don't Bet Your Retirement on the Stock Market. Follow these 4 Tips]( If your retirement savings are in the stock market, you need to manage your risks. Here are four tips to consider in a plan for income: 1. Lifetime annuities 2. High dividend portfolio 3. Balanced portfolio for IRA withdrawals 4. Conservative estimate of market performance Go2Income plans average a starting income of 5.5% – following this advice. Get your number with a complimentary Go2Income plan today. [Order Your Plan]( ADVERTISEMENT [] TOP STORY [] [The Benefits of Investing in 1-Year CD Rates]( [The Benefits of Investing in 1-Year CD Rates]( (Getty Images) A CD account is one of the safest places you can save your cash. This is because most CD accounts are[FDIC or NCUA insured](. If you’re looking to stash some cash and get a guaranteed rate of return on your savings, [check out these one-year CDs that offer over 5% and one that is 5.50%](. [] INVESTOR PROTECTION [] [How SIPC Works and What Investors Should Know About It]( [How SIPC Works and What Investors Should Know About It]( (Getty Images) Most people are familiar with Federal Deposit Insurance Corp (FDIC) and how that system insures our savings deposits. The Securities Investor Protection Corp (SPIC) is lesser known, but no less important. This is a fascinating and informative look inside this authority that is actually a non-profit organization, and not a federal agency. Read on to find out [how they help investors recover their money when brokerages fail](. [Ask a Pro: What's the Best Way to Lower RMD Taxes?]( Ask an advisor. Try this no-cost tool to get matched with up to 3 vetted fiduciaries serving your area who can help you with your finances. It's never too late to work towards a comfortable retirement. [Get Started]( ADVERTISEMENT [] TRAVEL REWARDS [] [The Best Travel Rewards Credit Cards: A 2024 Comprehensive Guide]( [The Best Travel Rewards Credit Cards: A 2024 Comprehensive Guide]( (Getty Images) I already shared with you the best credit cards that provide travel insurance. Now, these cards are made to earn you rewards to offset or pay for a substantial part of a vacation. You can find cards that give you [free hotel stays]( or get you access to airport lounges. Keep reading to [find the card with the best travel awards that match your preferred way of traveling](, with Kiplinger’s most recent comprehensive analysis. [Is your money working hard enough?]( It should be! Learn how Betterment's automated investing and savings technology can make your money hustle, while you don't. [LEARN MORE]( ADVERTISEMENT [] OTHER KIPLINGER ARTICLES WE THINK YOU'LL ENJOY [] [The hottest rental markets in the U.S.]( The hottest rental market is in a state with no income taxes and lots of sunshine. [Veterans turn their fight to the DEA]( More than 80% of veterans surveyed said they support medical cannabis research and would like to have cannabis as a federally legal treatment. [Groups say plan to hold airlines liable for damaging wheelchairs is inadequate]( A proposal would make it easier to hold airlines accountable for mistreating wheelchairs. 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