Medicare Price Talks Progress as Drug Companies Make Counteroffers | Your Late IRA Contributions Have a Procrastination Penalty | Biden Spotlights Drug Prices, Medicare, Social Security in State of the Union
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[] Medicare
[] [Medicare Price Talks Progress as Drug Companies Make Counteroffers](
[Medicare Price Talks Progress as Drug Companies Make Counteroffers]( (Getty Images)
Medicare's efforts to get drugmakers to cut prices of the first 10 [Part D drugs]( selected under the [Medicare Drug Price Negotiation Program]( are progressing. The 10 drugmakers participating in the talks sent counteroffers to the agency earlier this week. We break down the progress so far. [] IRAs
[] [Your Late IRA Contributions Have a Procrastination Penalty](
[Your Late IRA Contributions Have a Procrastination Penalty]( (Getty Images)
[Retirement savers]( usually seem to be split between early-bird contributors and "night owls" who [wait until the last minute](. Julie Virta, CFP, explains why the math usually points to better outcomes for early-bird IRA savers. [Retire and Inspire. One IRA at a Time](
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[] [Biden Spotlights Drug Prices, Medicare, Social Security in State of the Union](
[Biden Spotlights Drug Prices, Medicare, Social Security in State of the Union]( (Getty Images)
President Joe Biden touted his administration's achievements so far and vowed to protect [Social Security]( and Medicare and fight high drug prices as he addressed the nation in his [State of the Union address]( on March 7. We break down how his proposals could affect retirees. [] Social Security
[] [Nearly Half of Americans Failed This Social Security Quiz About Retirement](
[Nearly Half of Americans Failed This Social Security Quiz About Retirement]( (Getty Images)
Nearly 80% of people nearing retirement don't have a basic knowledge of [Social Security]( retirement benefits, according to a recent report by MassMutual. See how Americans stacked up on the [Social Security retirement benefits quiz]( - and see how you might have answered. [You can do better than the 4% rule for retirement income](
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[] Retirement Accounts
[] [Six Retirement Account Wins for Employers and Employees](
[Six Retirement Account Wins for Employers and Employees]( (Getty Images)
The retirement plans that employers offer benefit the employers with boosts in recruitment, morale and [tax breaks](. Dennis D. Coughlin, CFP, explains how business owners can improve their retirement account offerings to [boost their bottom line and their employees' wellbeing](. [Have This Much Money? You May Want a Financial Advisor](
Money can't buy happiness, but research finds that if you have this much in household assets, hiring a financial advisor could help heighten your satisfaction levels. Just how much money do you need? [LEARN MORE]( ADVERTISEMENT [] Investing
[] [Best Dividend Stocks for Dependable Dividend Growth](
[Best Dividend Stocks for Dependable Dividend Growth]( (Getty Images)
The [highest yield]( isn't everything when it comes to finding the best dividend stocks. Income investors know there's no substitute for [regular dividend increases]( over the long haul. [] RELATED KIPLINGER ARTICLES WE THINK YOU'LL ENJOY
[] [Backdoor Roth IRAs: Retirees, Make the Most of a Roth's Back Door](
A backdoor Roth IRA enables wealthier individuals to earn tax-free income. But how long will that back door remain open?
[Using Your 401(k) to Delay Getting Social Security and Increase Payments](
Many people want to retire before they reach 70. If you're one of them, consider a strategy, backed by research, to use your retirement savings to put off receiving Social Security.
[Biden Signs Six-Bill Spending Package in Time to Avert Shutdown](
Congress at long last agreed to final funding for six of 12 appropriations bills for the president to sign off on. Here are the next steps for the remaining government funding bills. [Sign up free for A Step Ahead: Guidance on how to navigate today's challenges to business, the economy and financial markets.]( ABOUT KIPLINGER
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