How Preexisting Conditions Can Impact Medigap Premiums

Plus, how to find eclipse glasses for April’s solar event Created for {EMAIL} | [Web Version]( March 7, 2024 CONNECT WITH KIPLINGER  [LinkedIn]( [Facebook]( [X]( [Instagram ]( [Youtube]( [SIGN UP]( ⋅ [WEBSITE]( [] INTRODUCTION [] - [Stepping Into Saving for Kids and Grandkids]( Creating generational wealth is a hot topic for good reason. I think most parents and grandparents want their children and grandchildren to have a head start with a solid education and funds to help get on the property ladder. Kiplinger contributor Ashlyn Brooks has some advice about [where you should save cash]( your kids get, for example from birthdays or a part-time job, to help them start a nest egg before they’ve left for college. - D. LeValley, personal finance writer P.S. I welcome your questions and suggestions about this newsletter – you can reach me at d.levalley@futurenet.com [Actions to Consider for Your 401(k) When Switching Jobs]( Starting a new job can be exciting. An important aspect of your transition is deciding what to do with your 401(k) plan. There are multiple options for what to do based on your financial and retirement goals. [READ MORE]( ADVERTISEMENT [] TOP STORY [] [Exploring the Best Jumbo CD Rates]( [Exploring the Best Jumbo CD Rates]( (Getty Images) Jumbo CDs require a much larger minimum balance, but will pay off with higher rates. The inverted yield curve has made short-term CDs more competitive, but the rumblings about [possible rate cuts from the Fed]( makes this an ideal way to lock in these great [APYs]( for a longer term. [Check out some of the top jumbo CD rates available today](. [] MEDIGAP INSURANCE [] [How Medigap Insurance Is Affected by Preexisting Conditions]( [How Medigap Insurance Is Affected by Preexisting Conditions]( (Getty Images) Medicare Supplement Insurance ([Medigap]() can help cover the “gaps” in coverage for those enrolled in Original Medicare. Your window to enroll without medical underwriting is small. There are potential financial consequences if you have a preexisting condition and miss this enrollment period. Keep reading to [learn about the potential pitfalls of enrolling in Medigap insurance when you have a preexisting condition](. [Do you Need Help Balancing Your Retirement Goals?]( Spending your hard earned retirement money can be complicated—and it's important to make the right decisions that will help your savings last. Vanguard Personal Advisor is built to provide you an ongoing collaboration with our professional advisors — so you can retire with the support you need. [LEARN MORE]( ADVERTISEMENT [] REWARDS FOR RENT PAYMENTS [] [Earn Big Rewards on Rent With This Credit Card]( [Earn Big Rewards on Rent With This Credit Card]( (Getty Images) This is the next generation of credit card rewards. The BILT card enables you to pay your rent and collect rewards. This card is designed to assist renters who are saving for a home of their own. Read on to [l]([earn more about the favorable terms and potential rewards available]( as you save for a down payment. [Is your money working hard enough?]( It should be! Learn how Betterment's automated investing and savings technology can make your money hustle, while you don't. [LEARN MORE]( ADVERTISEMENT [] OTHER KIPLINGER ARTICLES WE THINK YOU'LL ENJOY [] [How to find solar eclipse glasses]( Be prepared so you don’t miss the total eclipse happening in the U.S. in April. [11 worst wedding gifts for newlyweds]( Avoid giving a gift that could actually be a burden. [What you need to travel to Europe in 2024]( Learn more about the new authorization system for Americans traveling to the EU. [Checking a bag at Delta will now cost you more]( Delta is following JetBlue and American Airlines and has raised its checked baggage fees. 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