4 Rules for Buying Wedding Gifts

Vote for Kiplinger’s Readers Choice Awards Created for {EMAIL} | [Web Version]( February 29, 2024 CONNECT WITH KIPLINGER  [LinkedIn]( [Facebook]( [X]( [Instagram ]( [Youtube]( [SIGN UP]( ⋅ [WEBSITE]( [] INTRODUCTION [] - [Stepping Into Saying No to Co-Signing]( It’s commendable if your first impulse is to help when friends and family are in need. But when it comes to co-signing a loan or lease — I urge you to be circumspect and err on the side of caution and say no. You sacrifice a lot being a co-signer and that is true even when all the payments are made on time. If you really want to help, consider a loan to help them bring down their overall debt and enable them to qualify for their own loan or lease. Read this bracingly honest examination of [the risks of being a co-signer]( before you sign on that dotted line. - Donna LeValley, personal finance writer [401(k): Actions To Consider When Switching Jobs]( Starting a new job can be exciting. An important aspect of your transition is deciding what to do with your 401(k) plan. There are multiple options for what to do based on your financial and retirement goals. [READ MORE]( ADVERTISEMENT [] TOP STORY [] [10 Things to Know About Annuities]( [10 Things to Know About Annuities]( (Getty Images) I’ve had my reservations about annuities and didn’t think they were a good buy. I am starting to rethink that. Annuities had another record breaking year in 2023 and there is a shift in the types of annuities that people are buying. The ability to add a long-term care rider has piqued my interest. Keep reading to find out [why there is a renewed interest in annuities and how you can use them]( to ensure your ability to pay for medical care in the future. [] READERS CHOICE AWARDS [] [Have Your Say in the Kiplinger Readers' Choice Awards 2024]( [Have Your Say in the Kiplinger Readers' Choice Awards 2024]( (Getty Images) I can say without reservation that we at Kiplinger care about what our readers think and value your opinions. We make recommendations to our readers, and now we want to know what you think about some financial services and products. [Please take the time to vote and share your feelings, good and bad](. [Retirement Savings Made Easy]( Vanguard Advisors can help you think through your retirement income and budget and balancing your expectations for growth with a disciplined approach to risk. [There's never been a more perfect time to get started](. Paid non-client promotion [LEARN MORE]( ADVERTISEMENT [] WEDDING GIFTS [] [4 Rules for Buying a Wedding Gift]( [4 Rules for Buying a Wedding Gift]( (Getty Images) Engagement season is over and the wedding season is about to commence. Weddings have changed and so have the rules of etiquette about gift giving. If you've ever had doubts about what to get as a gift and how much to spend, we have [four simple rules to buying wedding gifts]( to help you. [Is your money working hard enough?]( It should be! Learn how Betterment's automated investing and savings technology can make your money hustle, while you don't. [LEARN MORE]( ADVERTISEMENT [] OTHER KIPLINGER ARTICLES WE THINK YOU'LL ENJOY [] [Delta adds second solar eclipse flight on April 8]( Take a flight to get the most out of the coming total solar eclipse. [Wendy’s teases “Uber-style” surge pricing]( Are you ready for dynamic pricing at fast food restaurants? [H-1B work visa rules get a revamp]( There are new rules for this well known visa program. [What to know about Toyota’s recall of 381,000 Tacoma trucks]( Get the details of Toyota’s fourth recall in a week. 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