What to Know About the Capital Gains Tax Exclusion for Homeowners | Should You Use a 25x4 Portfolio Allocation? | Congress is Busy and Dysfunctional What s Next?
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[] [What to Know About the Capital Gains Tax Exclusion for Homeowners](
[What to Know About the Capital Gains Tax Exclusion for Homeowners]( (Getty Images)
The Section 121 Exclusion is a tax provision that helps homeowners reduce capital gains taxes after selling their homes. If you meet specific requirements, you can exclude up to hundreds of thousands of capital gains from the sale of your primary residence. However, there are eligibility tests and numerous exceptions that may apply. It's important to know the requirements before determining whether you qualify. [Here’s some information to get you started](. [] Your Portfolio
[] [Should You Use a 25x4 Portfolio Allocation?](
[Should You Use a 25x4 Portfolio Allocation?]( (Getty Images)
Interest rates and inflation are at their highest in decades. The traditional 60/40 portfolio worked best when inflation and interest rates were low or falling. Investing experts now suggest that the 25x4 portfolio may be a better option in the current economic climate. [Should you bite](? [Is your money working hard enough?](
It should be! Learn how Betterment's automated investing and savings technology can make your money hustle, while you don't. [LEARN MORE]( ADVERTISEMENT [] In the News
[] [Congress is Busy and Dysfunctional — What’s Next?](
[Congress is Busy and Dysfunctional What s Next?]( (Getty Images)
With important must-pass legislation up against intraparty fighting, the question is whether dysfunction or democracy will win. [Kiplinger’s Letter team delves into Congress's movements and future expectations](. [] Retirement's Underbelly
[] [The Cost of Loneliness in Retirement](
[The Cost of Loneliness in Retirement]( (Getty Images)
Many worry about saving enough for retirement, but the cost of loneliness is rising as an equal threat to a happy and healthy retirement. Fortunately, [you can take steps to build your social capital](. [Don't Bet Your Retirement on the Stock Market. Follow these 4 Tips](
If your retirement savings are in the stock market, you need to manage your risks. Here are four tips to consider in a plan for income: 1. Lifetime annuities
2. High dividend portfolio
3. Balanced portfolio for IRA withdrawals
4. Conservative estimate of market performance Go2Income plans average a starting income of 5.5% - following this advice. Get your number with a complimentary Go2Income plan today. [Order Your Plan]( ADVERTISEMENT [] Personal Finance
[] [Facing Workplace Discrimination? Seven Ways to Address It](
Standing up against workplace discrimination in a way that provides the best chance of a positive resolution takes courage. Employment attorney Brittany Salyers lists several approaches you can take and more. [See Them Here]( [] Vote
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