The Case for Equities in the Long Term, 529s: No Longer a Ho-Hum Investing Device, When You Can Skip Using a Real Estate Agent

How to Ensure Your Financial Adviser Is Listening to You | Why You Should Do Nothing When You Get a Cash Windfall | 3 Reasons Not to Use a Real Estate Agent When You Sell Created for {EMAIL} | [Web Version]( February 25, 2024 CONNECT WITH KIPLINGER  [LinkedIn]( [Facebook]( [X]( [Building Wealth]( [Youtube]( [Building Wealth]( [SIGN UP]( ⋅ [WEBSITE]( [] Personal Finance [] [How to Ensure Your Financial Adviser Is Listening to You]( [How to Ensure Your Financial Adviser Is Listening to You]( (Getty Images) A survey finds that financial advisers and their clients might need to break out the talking stick. According to financial consultant Suzanne Norman, [repetition and summarizing are key]( to ensuring your points are heard. [] Financial Planning [] [Why You Should Do Nothing When You Get a Cash Windfall]( [Why You Should Do Nothing When You Get a Cash Windfall]( (Getty Images) An inheritance or lottery win can be a stroke of good fortune, but if you mismanage your funds, [you could end up worse off than before your windfall](. Financial planner Samuel V. Gaeta makes the case for doing nothing for a while. [Ask a Pro: What's the Best Way to Lower RMD Taxes?]( Ask an advisor. Try this no-cost tool to get matched with up to 3 vetted fiduciaries serving your area who can help you with your finances. It's never too late to work towards a comfortable retirement. [Get Started]( ADVERTISEMENT [] Real Estate [] [3 Reasons Not to Use a Real Estate Agent When You Sell]( [3 Reasons Not to Use a Real Estate Agent When You Sell]( (Getty Images) While CFP Evan T. Beach doesn't recommend selling a house without the help of a real estate agent, he does see scenarios where [it could make sense for you](. Also, check out his six important reasons to [use an agent when you sell](. [] Saving for Retirement [] [The Past Makes the Case for Equities in the Long Term]( Cash yields are attractive now, but financial planner David Blanchett points out that if we look at the performance of equities in the past, we can expect that, going forward, they could be a better bet. [Read More]( [Vanguard vs. Fidelity vs. Schwab]( Who are you partnered with? See how these popular brokerage firms stack up when it comes to fees, resources, and specific services, so you can decide on the right fit for you. [LEARN MORE]( ADVERTISEMENT [] College [] [529s: No Longer the Ho-Hum Investing Device for College]( Changes to 529 plans allow for the savings to be rolled into a Roth IRA, as long as certain rules are met, if a child decides not to pursue their education. Financial literacy expert Neale Godfrey shares the details. [Read More]( [6 Common Retirement Planning Myths]( Financial myths can make it difficult to plan your retirement — and then stick to that plan. When mapping out your retirement years, it's critical to have the right information. [READ MORE]( ADVERTISEMENT [] RELATED KIPLINGER ARTICLES WE THINK YOU'LL ENJOY [] [How to use your estate plan to save tax now: A timely update]( An upstream basis trust and a general power of appointment for an older family member could reduce capital gains taxes. [Workplace financial coaching has become ever more important]( Employees face growing challenges to their financial wellness today, so it's more critical than ever that employers help. [Three common mutual fund misconceptions debunked]( Mutual funds let investors access a basket of securities rather than buying individual ones, but there are misconceptions. 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