Social Security Earnings Tests Insider Tips, Does Your Child Have to File a Tax Return?

10 Best Cities For Renters: Where To Get the Most Bang for Your Buck | Social Security Earnings Tests: Five Things You Must Know | Waiting for the Spring Selling Season to Buy or Sell a Home? That May Be Delayed Created for {EMAIL} | [Web Version]( February 24, 2024 CONNECT WITH KIPLINGER  [LinkedIn]( [Facebook]( [X]( [Youtube]( [Instagram]( [SIGN UP]( ⋅ [WEBSITE]( [] Top Story [] [10 Best Cities For Renters: Where To Get the Most Bang for Your Buck]( [10 Best Cities For Renters: Where To Get the Most Bang for Your Buck]( (Getty Images) The average rent for an apartment in the U.S. is almost $1,468 — quite steep. But there are several places where the income and the cost of living align. Believe it or not, the number one spot is in California. These cities, or "sweet spots" for renting, [are the places where you can afford the rent based on your income](. [] Social Security [] [Social Security Earnings Tests: Five Things You Must Know]( [Social Security Earnings Tests: Five Things You Must Know]( (Getty Images) Many are unaware that there are actually two earnings tests, an annual test and a monthly test. The second can help early retirees leaving work midyear avoid a trap. [Here are five things you need to know about the two Social Security earnings tests](, including the income thresholds the Social Security Administration set for 2024. [Optimize Your Retirement Income With This Advisor]( Our advisors use several strategies, including active funds exclusive to Personal Advisor clients. Low-cost funds, automated tax-loss harvesting, and minimal fees also help you keep more of your savings. [Take the first step with Vanguard today](. [LEARN MORE]( ADVERTISEMENT [] In the News [] [Waiting for the Spring Selling Season to Buy or Sell a Home? That May Be Delayed]( [Waiting for the Spring Selling Season to Buy or Sell a Home? That May Be Delayed]( (Getty Images) Mortgage demand fell a whopping 10.6% last week compared with the prior week as mortgage rates crept higher. That’s not a good sign for any meaningful increase in home sales in the spring, as one expert points out. At this point, [there are two key changes needed]( before most homeowners with low mortgage rates would be persuaded to sell. [] Stocks [] [11 Hot Upcoming IPOs to Watch]( [11 Hot Upcoming IPOs to Watch]( (Getty Images) The initial public offering market is starting to show signs of life after an awful drought that lasted a couple of years. Now, investors have more to look forward to with several upcoming IPOs likely to roll out over the next several months. The most exciting upcoming IPOs include [a social media platform, an online marketplace and a healthcare billing platform](. [Vanguard vs. Fidelity vs. Schwab]( Who are you partnered with? See how these popular brokerage firms stack up when it comes to fees, resources, and specific services, so you can decide on the right fit for you. [LEARN MORE]( ADVERTISEMENT Featured Content Sponsored Content from Decanter [Exclusive European Wine Tours - Selling Fast]( Explore Europe's iconic wineries with Decanter's experts this June. Perfect for solo travelers and couples, our intimate trips offer exclusive access, exceptional wine, food and sightseeing. Check out our brochures and secure your spot now! Spaces are limited. [Learn More]( [] Tax Filing [] [Does Your Child Need to File a Tax Return This Year?]( Here’s how to tell if your child needs to file a tax return in 2024 and how it can impact your tax liability. [Read More]( [] Vote! [] [Have Your Say in the Kiplinger Readers' Choice Awards 2024]( The Kiplinger Readers' Choice Awards celebrate the best personal finance products and services, from advisors to banks to credit cards. Cast your vote now to elevate personal finance standouts that have delivered excellent value for our readers in the past year. [Read More]( [Is your money working hard enough?]( It should be! Learn how Betterment's automated investing and savings technology can make your money hustle, while you don't. [LEARN MORE]( ADVERTISEMENT ABOUT KIPLINGER When we write about money, we get it right. So the decisions you make with your dollars are also right. Kiplinger is a trusted provider of unbiased financial advice, objective business and economic forecasts, and practical help to millions of business professionals, investors, and individuals seeking to make more profitable decisions with their money. Our [flagship publications]( include [Kiplinger Personal Finance]( magazine, [The Kiplinger Letter]( [The Kiplinger Tax Letter]( [Kiplinger Retirement Report]( and [Kiplinger Investing for Income.]( All are regarded as the leading publications in their respective fields. Every day, millions of readers rely on our [free e-newsletters]( for help on everything from getting the best rate on a mortgage or car loan, to managing their businesses in an uncertain world, avoiding an IRS audit, building wealth for a secure retirement, or investing wisely in any kind of market. Now it’s your turn to reap all the rewards Kiplinger has to offer. Visit [Kiplinger.com](, your gateway to all of the above and much more. Check in any time for our latest advice on how to make more money, and keep more of the money you make. Stay right on the money, with Kiplinger. [Sign Up]( | [Print Publications]( | [Unsubscribe]( [Privacy Policy]( | [Cookies Policy]( | [Terms and Conditions]( CONTACT US: [FEEDBACK](mailto:mailto:alerts@kiplinger.com) | [ADVERTISE]( [Future]( Future US LLC © Full 7th Floor, 130 West 42nd Street, New York, NY, 10036