Five Stages of Retirement (and How to Skip Three of Them), Small-Cap Stocks Are Cheap for a Reason, Six Financial Actions to Take the Year Before Retirement

For a Good Time Managing Your Money, Call on These Apps | Retirees, Beware: Small-Caps Are Cheap for a Reason | Looking into Leasing Solar Panels? Think Twice Created for {EMAIL} | [Web Version]( February 21, 2024 CONNECT WITH KIPLINGER  [LinkedIn]( [Facebook]( [X]( [Building Wealth]( [Youtube]( [Building Wealth]( [SIGN UP]( ⋅ [WEBSITE]( [] Saving [] [For a Good Time Managing Your Money, Call on These Apps]( [For a Good Time Managing Your Money, Call on These Apps]( (Getty Images) Budgeting, saving and getting out of debt aren't normally associated with fun, but financial planner Marguerita Cheng [highlights eight apps]( that aim to make personal finance less of a grind for you. *Stay up to date with Kiplinger. Follow us on your preferred social media platform(s): - [Facebook]( - [X]( (Twitter) - [Instagram]( - [TikTok]( [] Investing [] [Retirees, Beware: Small-Caps Are Cheap for a Reason]( [Retirees, Beware: Small-Caps Are Cheap for a Reason]( (Getty Images) Higher interest rates make [debt more expensive for smaller companies](. Financial adviser Michael Joseph points out that that could become challenging for them if we head into slower economic times. [Bull or Bear? How to Invest in Uncertain Markets]( How can you confidently invest in the market when there are conflicting signs everywhere? At SAM, we have a plan for our clients. It's working. And it doesn't depend on whether the market goes up or down. Join this webinar where we'll reveal how we're investing during this uncertain time. [REGISTER NOW]( ADVERTISEMENT [] Personal Finance [] [Looking into Leasing Solar Panels? Think Twice]( [Looking into Leasing Solar Panels? Think Twice]( (Getty Images) Leasing solar panels hasn't turned into the great deal that many expected as solar companies go out of business and tax breaks and incentives get slashed. Attorney and consumer advocate H. Dennis Beaver shares [a consumer's story](. Featured Content Sponsored Content from Kiplinger Advisor Collective [Join the Kiplinger Advisor Collective Today]( Are you a seasoned financial professional with a wealth of experience waiting to be shared? Do you dream of expanding your influence within the industry and connecting with like-minded peers? The Kiplinger Advisor Collective is the ultimate platform for personal financial experts like yourself. [Find out more](. [] Retirement Planning [] [Six Financial Actions to Take the Year Before Retirement]( Financial planner Evan T. Beach points out that having your income, health care and tax plans in place before you exit the day job can make it more likely that you'll have a happy retirement. [Read More]( [] Retirement Management [] [Five Stages of Retirement (and How to Skip Three of Them)]( Getting the first step wrong inevitably means you'll go through stages three through five. Get step one right, and it's a two-step process, according to psychologist Dr. Richard Himmer. [Read More]( [] RELATED KIPLINGER ARTICLES WE THINK YOU'LL ENJOY [] [Best conservative retirement investments]( The best conservative retirement investments include a mix of mutual funds that invest in stocks, bonds and money markets. [States with low and no capital gains tax]( No capital gains tax states and states with low tax rates are selling points for many people lately. [Hottest stocks of the bull market: Buy, sell or hold?]( Wall Street's ratings on the hottest stocks since the bear-market bottom just might surprise you. 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