Mutual Funds, Money Markets and More – The Best Conservative Retirement Investments, Your Tax Refund Is Likely Less This Year

Is the CIA calling you? They shouldn't be... Created for {EMAIL} | [Web Version]( February 21, 2024 CONNECT WITH KIPLINGER  [LinkedIn]( [Facebook]( [X]( [Youtube]( [Instagram]( [SIGN UP]( ⋅ [WEBSITE]( [] Top Story [] [Best Conservative Retirement Investments]( [Best Conservative Retirement Investments]( (Getty Images) As retirees get older, they should take stock of what is and isn't working making simplicity and liquidity the highest priorities. To help, financial adviser Mark Hake guides you through the top conservative retirement investments including a combination of [mutual funds that invest in stocks, bonds and money markets](. [] Taxes [] [Could Your IRS Refund Be Less This Year?]( [Could Your IRS Refund Be Less This Year?]( (Getty Images) Data released by the IRS reveals that the average tax refund is down almost 29% compared to last year. This sounds alarming to many, but [should you really worry about getting a smaller amount back from the IRS in 2024](? [Is your money working hard enough?]( It should be! Learn how Betterment's automated investing and savings technology can make your money hustle, while you don't. [LEARN MORE]( ADVERTISEMENT [] In the News [] [$50k CIA Imposter Scam – Here's How To Keep Yourself Safe]( [$50k CIA Imposter Scam Here's How To Keep Yourself Safe]( (Getty Images) Imposter scams are on the rise and are deceiving more of us. Recently, a personal finance expert fell victim to scammers posing as the CIA. Her experience has since gone viral and is a chilling reminder of not only the lengths scammers will go, but the reality that [this type of scam]( is easier to fall for than you might want to believe. [] Your Home [] [Looking into Leasing Solar Panels? Think Twice]( [Looking into Leasing Solar Panels? Think Twice]( (Getty Images) From surprise charges to tax breaks and incentives getting slashed, [leasing solar panels hasn’t turned into the great deal that many expected](, writes attorney H. Dennis Beaver. [Top 5 Wealth Management Firms Revealed]( Asset growth and preservation are two sides of the same coin. Working with a top wealth management firm can provide access to strategies for all of life's different stages. Here's the list of top U.S. firms for individual investors. [See the list]( ADVERTISEMENT Featured Content Sponsored Content from Kiplinger Personal Finance Magazine [Build wealth. Cut taxes. Retire rich.]( Get a [FREE ISSUE]( of Kiplinger Personal Finance magazine, and save up to 74% to subscribe. Includes special issues such as Investing Outlook, Retirement Planning, Mutual Fund Roundup, and Guide to ETFs. Count on Kiplinger for trustworthy help to make more money, keep more of the money you make, and live a financially secure life. [CLICK HERE]( [] The Kiplinger Letter [] [Are College Athletes Employees of Their Schools?]( A recent ruling has ramifications for labor relations and the unionization of student athletes. [Read More]( [] Credit Cards [] [Credit Card Closed? Here's Why and What to Do Next]( Has your credit card closed? Even if your credit is good, you could face hurdles at times, particularly if you forget about a card collecting proverbial dust in your wallet. If you are like many facing this dilemma, we look at steps you can take to restore it. [Read More]( [You can do better than the 4% rule for retirement income]( Many advisors say you should only withdraw 4% of your savings at the start of your retirement. With Go2Income you'll get a plan with income that: 1. Starts between 4.5% to 6.5% 2. Increases to age 85 3. Does not run out 4. Factors in your personal objectives See how you can increase your retirement income with a complimentary Go2Income plan. [Order Your Plan]( ADVERTISEMENT ABOUT KIPLINGER When we write about money, we get it right. So the decisions you make with your dollars are also right. Kiplinger is a trusted provider of unbiased financial advice, objective business and economic forecasts, and practical help to millions of business professionals, investors, and individuals seeking to make more profitable decisions with their money. Our [flagship publications]( include [Kiplinger Personal Finance]( magazine, [The Kiplinger Letter]( [The Kiplinger Tax Letter]( [Kiplinger Retirement Report]( and [Kiplinger Investing for Income.]( All are regarded as the leading publications in their respective fields. Every day, millions of readers rely on our [free e-newsletters]( for help on everything from getting the best rate on a mortgage or car loan, to managing their businesses in an uncertain world, avoiding an IRS audit, building wealth for a secure retirement, or investing wisely in any kind of market. Now it’s your turn to reap all the rewards Kiplinger has to offer. Visit [Kiplinger.com](, your gateway to all of the above and much more. Check in any time for our latest advice on how to make more money, and keep more of the money you make. Stay right on the money, with Kiplinger. [Sign Up]( | [Print Publications]( | [Unsubscribe]( [Privacy Policy]( | [Cookies Policy]( | [Terms and Conditions]( CONTACT US: [FEEDBACK](mailto:mailto:alerts@kiplinger.com) | [ADVERTISE]( [Future]( Future US LLC © Full 7th Floor, 130 West 42nd Street, New York, NY, 10036