Prevent Fights Over Your Estate, Avoiding the New "CIA" Money Scam, Home Insurance Costs Could Surge in Florida

Financial Advice from America's Founding Fathers | Four Estate Planning Steps to Promote Peace in Blended Families | How Does a Gray Divorce Affect Social Security Benefits? Created for {EMAIL} | [Web Version]( February 19, 2024 CONNECT WITH KIPLINGER  [LinkedIn]( [Facebook]( [X]( [Youtube]( [Instagram]( [Retirement Tips]( [SIGN UP]( ⋅ [WEBSITE]( [] Financial Planning [] [Financial Advice from America's Founding Fathers]( [Financial Advice from America's Founding Fathers]( (Getty Images) Benjamin Franklin famously coined the phrase, "[A penny saved is a penny earned.](" That's a good start. To help you prosper even more, in honor of Presidents' Day, consider what other [founders of the United States of America]( had to say on the subject of personal finance. [] Estate Planning [] [Four Estate Planning Steps to Promote Peace in Blended Families]( [Four Estate Planning Steps to Promote Peace in Blended Families]( (Getty Images) When it comes to [blended families](, navigating the complexities of estate planning becomes even more critical. Justin Stivers, Esq., explains why families with children from previous relationships can require careful consideration to [ensure fair distribution]( and to keep the peace. [Forbes Exclusive: 12 Stocks Shaping 2024]( From a farm tech innovator to a viral haircare sensation, Forbes shows 12 of the boldest bets for 2024. These silent achievers are poised to make waves to give savvy investors like you a unique edge. [LEARN MORE]( ADVERTISEMENT [] Social Security [] [How Does a Gray Divorce Affect Social Security Benefits?]( [How Does a Gray Divorce Affect Social Security Benefits?]( (Getty Images) When it comes to [Social Security benefits]( for older divorced couples, the myths and misunderstandings are amplified. Andrew Hatherley, CDFA, the rules about [divorced spouse Social Security benefits]( - and how divorcees can maximize their retirement income. [] Late Career [] [How to Age-Proof Your Career as Workplace Ageism Increases]( [How to Age-Proof Your Career as Workplace Ageism Increases]( (Getty Images) AARP found that 78% of [U.S. employees 50 years or older]( have seen or experienced age discrimination in their workplace -- the highest level in 20 years. Cultivate these important habits now to boost your career longevity and [protect against age discrimination]( in the future. [Don't Bet Your Retirement on the Stock Market. Follow these 4 Tips]( If your retirement savings are in the stock market, you need to manage your risks. Here are four tips to consider in a plan for income: 1. Lifetime annuities 2. High dividend portfolio 3. Balanced portfolio for IRA withdrawals 4. Conservative estimate of market performance Go2Income plans average a starting income of 5.5% - following this advice. Get your number with a complimentary Go2Income plan today. [Order Your Plan]( ADVERTISEMENT Featured Content Sponsored Content from Kiplinger Retirement Planning 2024 [Plan and enjoy a worry-free retirement.]( Whether you've already left the workforce or you're just beginning to think about it, [Kiplinger Retirement Planning 2024]( will show you how to maximize your 401(k), select top-performing investments, get the most from Social Security, protect your estate, ensure affordable top-notch health care and much more. [Click to see table of contents.]( [] Retirement Costs [] [Two Home Insurers Eye Rate Hikes Of More Than 50% In Florida]( [Two Home Insurers Eye Rate Hikes Of More Than 50% In Florida]( (Getty Images) Home insurance costs are rising in [Florida]( and other states due to severe weather, higher repair costs and elevated reinsurance premiums. We break down the news that two more [major home insurers are poised to hike rates]( on Florida retirees and non-retirees alike. [Looking to Potentially Lower Your Taxes? Get 8 Tips Here]( Consider these actions throughout the year to help reduce the amount you owe in taxes. The sooner you start preparing for the tax season, the more flexibility you'll likely have to pursue tax strategies that could potentially benefit you. [READ MORE]( ADVERTISEMENT [] Scams [] [A $50k CIA Imposter Scam Exposes New Identity Theft Threats]( [A $50k CIA Imposter Scam Exposes New Identity Theft Threats]( (Getty Images) [Imposter scams]( are on the rise - and they are fooling more Americans. Recently, a personal finance columnist admitted to [losing $50,000 to scammers posing as government officials](. We explain the dangers of this episode, and how you can protect yourself from similar scams. ABOUT KIPLINGER When we write about money, we get it right. So the decisions you make with your dollars are also right. Kiplinger is a trusted provider of unbiased financial advice, objective business and economic forecasts, and practical help to millions of business professionals, investors, and individuals seeking to make more profitable decisions with their money. 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