Dying Without a Will – What Happens?, Small Banks and Credit Unions Gaining Momentum

States With Low and No Capital Gains Tax | What Happens if You Die Without a Will? | Why Are More People Using Small Banks and Credit Unions? Created for {EMAIL} | [Web Version]( February 18, 2024 CONNECT WITH KIPLINGER  [LinkedIn]( [Facebook]( [X]( [Youtube]( [Instagram]( [SIGN UP]( ⋅ [WEBSITE]( [] Top Story [] [States With Low and No Capital Gains Tax]( [States With Low and No Capital Gains Tax]( (Getty Images) Data shows that people are fleeing high-tax states like California and New York. Many are relocating to states with lower taxes. With that in mind, [here are states with no capital gains tax and a few others with fairly low rates](. [] Savings [] [What Happens if You Die Without a Will?]( [What Happens if You Die Without a Will?]( (Getty Images) When you pass away, you want your estate passed down to the beneficiaries you choose. But it’s not that simple. There are certain rules and procedures that are already being applied to your assets whether you realize it or not. To help, attorney Patrick Simasko [breaks down the importance of a last will and testament, beneficiary designations and other critical estate planning issues](. [Build a Better Financial Future]( Vanguard advisors are here to help investors like you make more informed and confident financial decisions. They'll work with you on your retirement income, balancing your expectations for growth with a disciplined approach to risk. [There's never been a more perfect time to get started](. Paid non-client promotion [LEARN MORE]( ADVERTISEMENT [] In the News [] [Why Are More People Using Small Banks and Credit Unions?]( [Why Are More People Using Small Banks and Credit Unions?]( (Getty Images) A growing number of you are tapping credit unions and community banks, according to a new study. These smaller financial institutions have been able to grow their share of primary credit cards from 6% in 2020 to 8.3% in 2023, while community banks increased theirs from 2.3% to 5.1% in the same time period. The numbers aren’t massive, but [they indicate some shifting preferences](. [] Couples & Money [] [Three Steps for Couples Navigating the Money Maze]( [Three Steps for Couples Navigating the Money Maze]( (Getty Images) Whether you’re combining your finances or keeping them separate, [being on the same page and communicating often and regularly are key](, writes financial expert Kelli Kiemle. [Top 5 Wealth Management Firms Revealed]( Asset growth and preservation are two sides of the same coin. Working with a top wealth management firm can provide access to strategies for all of life's different stages. Here's the list of top U.S. firms for individual investors. 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[Read More]( [] Banking [] [Are Banks Closed on Presidents' Day?]( Presidents' Day is almost here, which has many folks wondering if banks are open on Monday, February 19. [Read More]( [Is your money working hard enough?]( It should be! Learn how Betterment's automated investing and savings technology can make your money hustle, while you don't. [LEARN MORE]( ADVERTISEMENT ABOUT KIPLINGER When we write about money, we get it right. So the decisions you make with your dollars are also right. Kiplinger is a trusted provider of unbiased financial advice, objective business and economic forecasts, and practical help to millions of business professionals, investors, and individuals seeking to make more profitable decisions with their money. 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