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Created for {EMAIL} | [Web Version]( February 8, 2024
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[] Top Story
[] [Do You Have the Five Pillars of Retirement Planning in Place?](
[Do You Have the Five Pillars of Retirement Planning in Place?]( (Getty Images)
[A solid retirement plan should cover five areas]( so that you can account for everything from taxes to healthcare expenses and more, writes financial planner Joe Schmitz Jr. [] Mutual Funds
[] [How to Earn a Decent Yield From Your Sweep Account](
[How to Earn a Decent Yield From Your Sweep Account]( (Getty Images)
Gone are the days when cash was trash. Now, it's a valued asset that can earn 5% a year. Money in your sweep account waiting to be invested can still earn a solid yield. But there’s one issue: Some brokerage firms park your cash in accounts with good returns, while others put it in holding places with not-so-good yields. [Find out how to avoid these firms and more here](. [Recognized for excellence](
At Sempra, progress means investing in the infrastructure needed for the energy transition and providing safe, reliable and cleaner energy to those we are privileged to serve. Join us on our journey and learn about our strategy. [LEARN MORE]( ADVERTISEMENT [] In Case You Missed It
[] [Essential Questions to Ask Yourself Before Making a Major Purchase](
[Essential Questions to Ask Yourself Before Making a Major Purchase]( (Getty Images)
Learning to take a step back and reflect before making a big purchase is essential to getting ahead financially and not saddling yourself with debt furthering negative patterns of behavior. But how can you change these behaviors, especially if shopping in this way is something you’ve been doing for a long time? To start, [ask yourself the following six questions](. [] Taxes
[] [Tax Tips for Renting Out Your Vacation Home](
[Tax Tips for Renting Out Your Vacation Home]( (Getty Images)
Renting your getaway occasionally can be a great strategy to offset some of your expenditures, as long as you don't set off any alarms with the IRS. You’ll also most likely have to consider [state and local taxes, depending on the type of rental you offer](. [7 Mistakes to Avoid When Hiring an Advisor](
Working with a financial advisor can be a crucial part of retirement planning. But choosing the wrong one can wreak havoc on your investments. Here are 7 common mistakes to avoid when hiring a financial advisor so you can work towards a more comfortable retirement. [LEARN MORE]( ADVERTISEMENT Featured Content Sponsored Content from Kiplinger Advisor Collective [Join the Kiplinger Advisor Collective Today]( Are you a seasoned financial professional with a wealth of experience waiting to be shared? Do you dream of expanding your influence within the industry and connecting with like-minded peers? The Kiplinger Advisor Collective is the ultimate platform for personal financial experts like yourself. [Find out more](. [] Investing
[] [Where to Invest Now: Texas](
Folks should consider Texas when thinking about where to invest now, given its low cost of living, tech-savvy workforce and accommodating regulatory climate. There's a good case that the state has the best economy in the world. [Read More]( [] How to Save Money
[] [Switch to a Smaller Mobile Provider to Cut Your Phone Bill](
AT&T, T-Mobile and Verizon dominate the mobile wireless market, but it pays to shop around. We review the options from the smaller outfits. [See Them Here]( [Is your money working hard enough?](
It should be! Learn how Betterment's automated investing and savings technology can make your money hustle, while you don't. [LEARN MORE]( ADVERTISEMENT ABOUT KIPLINGER
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